Insurance issues arising from disasters bring little regulatory change to Colorado
Insurance issues arising from disasters bring little regulatory change to Colorado

The Colorado Division of Insurance, the regulatory agency charged with protecting consumers, has emerged from years of wildfires and floods with few tools to help it track market health in the state, and remains relatively powerless. Colorado residents are more or less where they were…
Insurance nightmare continues for Mountain Shadows family
Insurance nightmare continues for Mountain Shadows family

Three years after the Waldo Canyon Fire, many homeowners still struggle with their insurance claims. Paul and Jennifer Macomber have been at odds with their insurance company, American Family Insurance, since the fire started in June 2012. Their home in Mountain Shadows wasn’t a total…
What to Do if Your Car Insurance is Canceled
What to Do if Your Car Insurance is Canceled

You reach into your mailbox and retrieve a letter from your auto insurance company. It says you and your car are being kicked to the curb.  That’s right — you’re being hit with a car insurance cancellation. “What am I going to do?” you ask…
Capitol Pressroom
Capitol Pressroom

Amy Bach, the executive director of United Policyholders, looks at a report that shows property insurers have reaped higher-than-average profits in New York State despite losses from major weather events like Superstorm Sandy. Bach argues New York insurance law is crafted in a way that…
Insurers reaped outsized profits from NY homeowners’ policies, group says
Insurers reaped outsized profits from NY homeowners’ policies, group says

Despite catastrophic losses from superstorm Sandy and Hurricane Irene, property insurance companies have reaped profits in New York at rates more than double the national average in recent years, according to a study scheduled to be released Monday. Between 2004 and 2013, insurers posted an…
5 home insurance myths you may have fallen for
5 home insurance myths you may have fallen for

It may not be required by law, like auto or health insurance, but you’ll need home insurance to protect your family and household from a financial disaster in case another kind of disaster strikes. Your lender may insist that you have a policy. As with…
Thursday marks anniversary and deadline for Black Forest Fire victims
Thursday marks anniversary and deadline for Black Forest Fire victims

Thursday marks two years since the state’s most destructive wildfire, but it also marks a deadline for insurance policies related to the Black Forest Fire. According to United Policyholders, key deadlines include the expiration of additional living expenses/loss of use benefits, a firm deadline for…
The auto gap insurance dilemma at the dealership: Take the coverage or leave it?
The auto gap insurance dilemma at the dealership: Take the coverage or leave it?

While you’re signing a stack of paperwork in the dealer’s office and eyeing the set of keys to your brand-new ride, your salesman asks if you’d like to add another $500 to your final tab for something you’ve never heard of called “auto gap insurance.”…
Waldo Canyon, Black Forest fire victims see dissimilar outcomes
Waldo Canyon, Black Forest fire victims see dissimilar outcomes

It was the worst of fires – and then came another one even worse. It was a fire in a subdivision and then it was one in a wooded, rural community. It was a fire of quick rebuilding and then it was one where the…
Insurance deadline looms for victims of 2013 Black Forest fire
Insurance deadline looms for victims of 2013 Black Forest fire

The second anniversary of the Black Forest fire on Thursday brings a deadline for many fire victims: it will be their last chance to sue their insurance companies and their last chance to seek to collect the full amount of money they are owed to…
After Texas Floods, A New Test for FEMA’s Beleaguered National Flood Insurance Program
After Texas Floods, A New Test for FEMA’s Beleaguered National Flood Insurance Program

Less than 48 hours after torrential rains flooded parts of Houston in late May, AJ Culembourg found herself ripping up floor boards inside the rental property she and her husband remodeled 18 months ago. Flood waters had reached as high as 18 inches inside the…
4 most common reasons why insurers deny life insurance claims
4 most common reasons why insurers deny life insurance claims

When you buy a life insurance policy, there’s a chance your beneficiary’s claim may be denied – and it’s important for you to know how this can happen. Insurers examine the terms of policies carefully before paying claims, to make sure policyholders have fulfilled their…
FEMA will reopen Superstorm Sandy claims this week
FEMA will reopen Superstorm Sandy claims this week

United Policyholders’ Executive Director Amy Bach talks with radio journalist Maggie Glynn of Magic 98.3 in New Jersey about the devastating woes still facing many Sandy victims. Bach and Glynn discuss what went wrong insurance-wise after Sandy, the reopen process, and the resources available on…
Fed Probe Why Sandy Victims Were Shortchanged on Flood Insurance Claims
Fed Probe Why Sandy Victims Were Shortchanged on Flood Insurance Claims

Critics call for wide-ranging, structural reforms to ensure problems encountered after Sandy don’t happen again Amid the stress and confusion in the immediate aftermath of Superstorm Sandy, residents of coastal communities found themselves struggling to comprehend their losses and how to begin to put things…
The List: 10 Reasons Why Insurance Companies May Have Underpaid Sandy Victims
The List: 10 Reasons Why Insurance Companies May Have Underpaid Sandy Victims

Theories abound in the absence of clear information about just what went on behind the scenes in the aftermath of disastrous storm In the aftermath of Superstorm Sandy, many insurance policyholders were denied coverage after engineering reports determined that their damage supposedly pre-existed the storm…
FEMA mulls overhaul of flood insurance program amid claims of fraud, lack of oversight
FEMA mulls overhaul of flood insurance program amid claims of fraud, lack of oversight

Lawmakers and federal officials trying to overhaul the National Flood Insurance Program are considering dismantling a sprawling system that relies on more than 80 separate companies to sell policies, collect premiums and calculate damages after disasters. The move, in response to allegations that claims were…
Property owners face important deadlines on second anniversary of wildfire
Property owners face important deadlines on second anniversary of wildfire

El Paso County, CO, April 29, 2015 – With the two year anniversary of the Black Forest Fire approaching El Paso County reminds property owners to keep in mind important insurance deadlines. “Residents impacted by the Black Forest Fire need to meet certain deadlines in…
Bank’s offer of ‘free’ insurance is dubious way to appreciate customers
Bank’s offer of ‘free’ insurance is dubious way to appreciate customers

Sally Hwang recently spotted a payment of $8.10 on her checking account statement for accidental death and dismemberment insurance. Problem was, she had no recollection of signing up for such coverage. Worse, it appeared the Glendale resident had been making the payment every quarter for…