Fla. Law Favors Insured In Defense Row, 11th Circ. Told
Fla. Law Favors Insured In Defense Row, 11th Circ. Told

Insurance consumer group United Policyholders has urged the Eleventh Circuit to find that Auto-Owners Insurance Co. must defend Elite Homes Inc. in a construction defect suit, saying Florida law holds that insurers must provide a defense if there is any possibility of coverage. The consumer…
How to find the replacement cost of your home for insurance
How to find the replacement cost of your home for insurance

When Herb Solomon changed his homeowners’ insurance this year, he was surprised to see that his new company estimated the replacement cost of his 2,600-square-foot North Berkeley home at roughly one-third less than the old one. Solomon’s policy last year, from Fireman’s Fund, had a…
Do I Need Flood Insurance?
Do I Need Flood Insurance?

A megastorm has struck your house, leaving a pile of waterlogged wreckage in its wake. But you’re covered financially because you have homeowner’s insurance, right? Wrong. Although most homeowner’s and rental policies reimburse for damage caused by wind or fire, these policies generally exclude losses…
Which Insurance You Should Buy, Consider or Skip, According to an Insurance Salesman
Which Insurance You Should Buy, Consider or Skip, According to an Insurance Salesman

An anonymous agent reveals the dirtiest secrets of his profession, and the rules for building your personal safety net Remember Woody Allen? The movie director who married his ex-wife’s adopted daughter? Well, Woody once said, “There are worse things in life than death. Have you…
Credit Scores Can Impact Auto Insurance Renewals
Credit Scores Can Impact Auto Insurance Renewals

Trying to figure out how auto insurance companies set your rate can be a real head-scratcher. You’re unlikely to crack the formula, but you can be sure that your credit history is part of the equation, unless you live in one of the few states…
With Hurricane Season Here, Time to Check Home Insurance
With Hurricane Season Here, Time to Check Home Insurance

Bonnie, the tropical storm that drenched the Carolinas over Memorial Day weekend, did not reach hurricane status. But that storm, and the official start of the 2016 hurricane season on Wednesday, make this a good time for homeowners to check their insurance policies to see…
Mom, Baby Get $3,500 Ambulance Bill After Hospital Parking Lot Birth
Mom, Baby Get $3,500 Ambulance Bill After Hospital Parking Lot Birth

Baby Sawyer just couldn’t wait to enter the world when his mother Katie Moraida’s water broke a week before he was due. Katie recalls her husband Daniel shouting “‘What do I do, what do I do?’” “Get in the car!” Katie replied. The Moraida’s got…
FEMA Announces Reforms to National Flood Insurance Program
FEMA Announces Reforms to National Flood Insurance Program

The Federal Emergency Management Agency announced changes to the nation’s flood insurance program on Monday, responding to complaints from Superstorm Sandy survivors that the private insurers participating in the federally-backed program underpaid their claims and dragged out lawsuits. As FRONTLINE and NPR investigate in the…
Five Questions to Ask About Flood Insurance
Five Questions to Ask About Flood Insurance

In the aftermath of a flood, people may be unpleasantly surprised to find that their home insurance doesn’t cover the damage caused by rising storm waters. It hasn’t since insurance companies decided that floods were too risky to cover. “A lot of people think they…
ConsumerWatch: Travel Insurance
ConsumerWatch: Travel Insurance

Julie Watts talks about travel insurance with Amy Bach of United Policyholders 5-14-16)
NY Allocation Ruling Speeds Policyholders’ Road To Recovery
NY Allocation Ruling Speeds Policyholders’ Road To Recovery

The New York high court’s Tuesday ruling that each excess insurance policy covering Viking Pump Inc. and Warren Pumps LLC can be held liable for an entire loss resulting from asbestos claims gives policyholders a faster, cost-efficient path to coverage for multiyear claims by allowing…
Angie’s List offers free service for Houston flood victims to connect with contractors
Angie’s List offers free service for Houston flood victims to connect with contractors

HOUSTON – Victims of flooding who need to make home repairs can benefit from a free service now being offered by Angie’s List, a review and rating website geared toward consumers. Angie’s List is offering KPRC viewers, who’ve experienced flood damage, free access to the…
Homeowners responsible for proper insurance
Homeowners responsible for proper insurance

It’s been nearly four years since an unknown source sparked one of the costliest wildfires in Colorado history. Waldo Canyon fire insurance claims totaled more than $350 million — almost $1 million for every home lost. That fire’s infelicitous record would stand less than a…
Nonprofit Says Travelers Wrong On Asbestos Exclusion
Nonprofit Says Travelers Wrong On Asbestos Exclusion

A nonprofit consumer rights and insurance education organization has told the Third Circuit that General Refractories Co. was correctly awarded $36 million in its suit accusing Travelers of improperly denying coverage for asbestos exposure claims, saying the insurer gets Pennsylvania insurance law wrong. United Policyholders,…
When Insurance Can And Cannot) Cover Terrorist Acts
When Insurance Can And Cannot) Cover Terrorist Acts

FORBES – After the terrorist bombings in Brussels last week, over 200 flights going to or through the affected airport were canceled, disrupting travel for thousands. The airport remained closed down through Friday. Some of the airlines with itineraries to Brussels issued refunds to their…
Is Your Home a Death Trap? You May Be Eligible for Compensation
Is Your Home a Death Trap? You May Be Eligible for Compensation

US News and World Report – Four ways to help fund the removal of toxins from your home. Discovering toxins in your home is often terrifying – it’s not just lowering the value of your home, but it’s also potentially causing long-lasting health problems. While…
How to Save by Bundling Auto and Home Insurance
How to Save by Bundling Auto and Home Insurance

When it comes to insurance, we all look for ways to save money. One of the easiest and most common ways to save is by bundling auto and home insurance with one company. Insurance companies typically offer discounts in exchange for carrying more than one…
Tips for talking to your insurance company after a car accident
Tips for talking to your insurance company after a car accident

USA Today – It’s your “good neighbor.” It’s “on your side.” But after a car accident, some drivers fear their insurance company won’t be such a pal. “Hopefully, your insurer will step up,” says Amy Bach, executive director of consumer advocacy group United Policyholders. “But…