Storm of Money: Small insurance reform groups along U.S. coast take on industry Goliaths
Storm of Money: Small insurance reform groups along U.S. coast take on industry Goliaths

Six years ago, a group of church volunteers in Gulf Shores, Ala., went door to door to “find out where the pain was,” said Michelle Kurtz, one of the leaders. They heard stories about drainage problems and drugs, but to their surprise, one concern generated…
3 Health Insurance Options That May Fail You
3 Health Insurance Options That May Fail You

If you lose of can’t find health insurance coverage, help is on the way. But you’ll have to wait awhile. Beginning in 2014, federal health care reform provisions kick in that will protect people who have pre-existing health conditions and others who are struggling to…
The dangers of letting your life insurance lapse
The dangers of letting your life insurance lapse

It’s one of the life insurance industry’s best-kept secrets – a great number of life insurance policies in the U.S. tend to lapse, meaning the coverage runs out and is not available if you die. Some studies claim as many as 80 percent of policies…
Insurance claim dispute resolution topic of sixth Larimer County Roadmap to Recovery session
Insurance claim dispute resolution topic of sixth Larimer County Roadmap to Recovery session

The next Larimer County Roadmap to Recovery meeting for High Park and Woodland Heights fire survivors takes place on Jan. 15 at 6:30 p.m. in the 1st Floor Hearing Room at the Larimer County Courthouse office Bldg., 200 West Oak Street, Fort Collins. This is…
Four life insurance riders to consider – and two to avoid
Four life insurance riders to consider – and two to avoid

If your life insurance policy seems inadequate, you can beef it up by adding optional life insurance riders. Riders are special features that can tack on benefits and bring flexibility to your coverage. However, not all life insurance riders are equally beneficial. “Some riders can…
Group says fire survivors need more time
Group says fire survivors need more time

Advocacy group slams proposed CC&R changes for rebuilding after fires A proposed CC&R amendment that would require homeowners in a community in Rancho Bernardo to rebuild their homes within two years of a wildfire is getting criticism, not just from some residents but also from…
Learn the Seven Things That Homeowners Should Know About Their Homeowners Insurance Policies
Learn the Seven Things That Homeowners Should Know About Their Homeowners Insurance Policies

Reviewing a homeowners’ insurance policy can be challenging, but with more insurers inserting provisions to shift risk and costs to homeowners, a careful read is more important than ever. To help with the process, the Consumer Federation of America CFA) and United Policyholders UP) released…
Homeowners can challenge insurers’ estimates
Homeowners can challenge insurers’ estimates

Before agreeing to an insurance settlement that falls short of covering their storm-repair bills, homeowners may want to consider the tale of Warren S. Dank. As Sandy battered Long Island, Dank’s backyard generator burst into flames, destroying a shed and melting the vinyl siding off…
Homeowner’s insurance: Checklist to ensure adequate storm coverage
Homeowner’s insurance: Checklist to ensure adequate storm coverage

Quick, answer this about your homeowner’s policy: Does it cover replacement cost? Do you have “extended limits”? What’s the exact dollar amount of your hurricane deductible, and what category storm triggers it? Regarding flood insurance: What’s your home’s likelihood of flooding, according to the National…
After Hurricane Sandy: Preparing Your Home For a Move
After Hurricane Sandy: Preparing Your Home For a Move

After Hurricane Sandy: Preparing Your Home For a Move Written by Mary Davis, Moveboxer.com Hurricane Sandy has swept through the East Coast. People are slowly coming out of their homes to survey damage to their homes, businesses, and cities. For those people who have the…
Maximizing Insurance Recoveries for Sandy Losses – Resources for Small Businesses, Nonprofits, and Homeowners
Maximizing Insurance Recoveries for Sandy Losses – Resources for Small Businesses, Nonprofits, and Homeowners
New York Law School – Updates for Students From Dean Anthony Crowell Re: Superstorm Sandy
New York Law School – Updates for Students From Dean Anthony Crowell Re: Superstorm Sandy

Updates for Students From Dean Anthony Crowell Dear Students, As New York City and the metropolitan area continue to recover from Hurricane Sandy, we hope all of the members of our community and their families are safe and faring well through the disruptions caused by…
Is Your Homeowners Insurance Falling Short?
Is Your Homeowners Insurance Falling Short?

The Cleanup From Superstorm Sandy Has Been an Exercise in Frustration for Homeowners. Here’s How to Maximize Insurance Payouts—and Reduce the Hassle of Filing a Claim. Click here to read the whole article online.
Experts: Wider need for flood insurance
Experts: Wider need for flood insurance

Think you don’t need flood insurance because you don’t live near the ocean? Or because your mortgage company doesn’t require it? Or because you’re in a low to moderate hazard area according to the National Flood Insurance Program? Think again. If you’re near any body…
Seven Things All Homeowners Should Know About Their Homeowners Insurance
Seven Things All Homeowners Should Know About Their Homeowners Insurance

Superstom Sandy revealed many of the problems homeowners may encounter when navigating the claims process after a natural disaster. Here are some tips from the Consumer Federation of America CFA) and United Policyholders UP) on what consumers should look out for when reviewing their policies:…
Sandy Victims Should Winterize Their Homes
Sandy Victims Should Winterize Their Homes

Coverage Can Exclude Frozen & Burst Pipes, If Precautions Aren’t Taken With winter’s freezing temperatures rapidly approaching, insurance experts are advising victims of Hurricane Sandy to act now to winterize their homes to avoid further damage that won’t be covered by their homeowners policies. Many…
Sandy’s Crash Course on Hurricane Deductibles
Sandy’s Crash Course on Hurricane Deductibles

An insurance industry that has taken its lumps from hurricanes has come to treat them differently. Today, homeowners insurance often comes with special and potentially steeper deductibles that kick in when claims are related to the punishing storms. Superstorm Sandy recently raised awareness about hurricane…
Money Heroes: Three Guardians Protecting Consumers’ Finances
Money Heroes: Three Guardians Protecting Consumers’ Finances

Ensuring benefits for policyholders Amy Bach On a crusade since: 1984 Day job: Executive director of United Policyholders Achievement: Advocates for, and assists, insurance customers Why she’s a hero: Representing a New York State agency on an insurance task force in the 1980s, Bach saw…