California fire victims say fighting with insurance companies has delayed rebuilding
California fire victims say fighting with insurance companies has delayed rebuilding

Nine months had passed since a wildfire destroyed Mark Johnson’s southern California home, and he was still waiting for State Farm to pay his claim. Desperate for a resolution, Johnson asked the insurer in October to negotiate a settlement so his family could rebuild. “I…
California fire victims say slow insurance payouts have stalled efforts to rebuild
California fire victims say slow insurance payouts have stalled efforts to rebuild

California fire victims say they’re struggling to rebuild because insurance payouts have been slow or insufficient. Some lawmakers say home insurance is failing those facing climate change. Transcript: MICHEL MARTIN, HOST: A year after wildfires began sweeping across Los Angeles County, many homeowners are just…
Many L.A. fire survivors face insurance delays and can’t return home a year later
Many L.A. fire survivors face insurance delays and can’t return home a year later

A year after the deadly Los Angeles County fires, California’s property insurance market remains problematic; survivors are suing insurers over delayed or denied claims; and most of the state’s policyholders are likely to see their premiums rise. Seven in 10 L.A. fire survivors have yet…
Guest Blog: Will New York Ever Become a Bad Faith State?
Guest Blog: Will New York Ever Become a Bad Faith State?

Guest Blog by: Garrett J. Coleman J.D., Class of 2025, University of Virginia School of Law As it stands now, New York insureds have few options when they are wrongfully denied coverage or face unjustified delays from their insurers.  While New York does regulate the conduct of…
Home insurance costs soar in North Bay
Home insurance costs soar in North Bay

Sonoma County’s median rate for home insurance premiums shot up more over the past decade than in any other part of the ninecounty Bay Area, while Lake and Mendocino counties, where wildfires have exacted a wider if not deeper toll, have seen rates climb even…
Court rejects bid to beef up policies issued by California’s home insurer of last resort
Court rejects bid to beef up policies issued by California’s home insurer of last resort

Retired nurse Nancy Reed has been through the ringer trying to get insurance for her home next to a San Diego County nature preserve. First, she was dropped by her longtime carrier and forced onto the state’s insurer of last resort, the California FAIR Plan,…
We made a BIG impact in 2025!
We made a BIG impact in 2025!

“Your group and webinars are just amazing and most useful. The best resource and people we’ve encountered. We are so grateful for everything you do.” – Christine, 2025 LA Wildfire Survivor Roadmap to Recovery® Program Within a week of the wildfires that devastated Los Angeles,…
Reps. Carter, Ezell, Fields, Letlow, Fletcher, and Higgins Introduce the National Flood Insurance Program Automatic Extension Act of 2025
Reps. Carter, Ezell, Fields, Letlow, Fletcher, and Higgins Introduce the National Flood Insurance Program Automatic Extension Act of 2025

NFIP Lapses Aren’t a Partisan Problem – they’re a People Problem WASHINGTON, D.C. – Today, Congressman Troy A. Carter, Sr. (D-LA), alongside Reps. Julia Letlow (R-LA), Cleo Fields (D-LA), Clay Higgins (R-LA), Mike Ezell (R-MS), and Lizzie Fletcher (D-TX), introduced the National Flood Insurance Program Automatic Extension…
Lara’s Revenge Regulation Will Gut Public Participation in Insurance Rate-Making, Consumer Watchdog Says at Hearing Today
Lara’s Revenge Regulation Will Gut Public Participation in Insurance Rate-Making, Consumer Watchdog Says at Hearing Today

Lara’s Revenge Regulation Will Gut Public Participation in Insurance Rate-Making, Consumer Watchdog Says at Hearing Today Lara’s Revenge Regulation Will Gut Public Participation in Insurance Rate-Making, Consumer Watchdog Says at Hearing Today PR Newswire LOS ANGELES, Nov. 20, 2025 LOS ANGELES, Nov. 20, 2025 /PRNewswire/…
MEDIA ADVISORY: SENATOR CORTESE’S SENATE BILL 429 WILL ESTABLISH NATION’S FIRST WILDFIRE CATASTROPHE PUBLIC MODEL
MEDIA ADVISORY: SENATOR CORTESE’S SENATE BILL 429 WILL ESTABLISH NATION’S FIRST WILDFIRE CATASTROPHE PUBLIC MODEL

SAN JOSE, CA –California State Senator Dave Cortese (D-San Jose) will host a press conference highlighting the successful passage of his Senate Bill 429 (SB 429) this past year. The press conference will be held in front of CAL FIRE’s Fire Hawk helicopter helipad. SB…
Rep. Carter Introduces Bill to Retroactively Restore Flood Insurance Coverage and Retain Current Rates for Policyholders Impacted by Republican Shutdown
Rep. Carter Introduces Bill to Retroactively Restore Flood Insurance Coverage and Retain Current Rates for Policyholders Impacted by Republican Shutdown

WASHINGTON, D.C. – Today, Congressman Troy A. Carter, Sr. (D-LA) and Congressman Mike Ezell (R-MS), introduced H.R. 5848, theNFIP Retroactive Renewal and Reauthorization Act, legislation to backdate reauthorization of the National Flood Insurance Program (NFIP) to September 30, 2025, while extending the program’s authorization until…
Work to reduce fire insurance costs ongoing, advocates say
Work to reduce fire insurance costs ongoing, advocates say

Fire insurance is a huge pain point for foothills residents, who love their quiet mountain homes but are struggling with the cost to protect them from one of the area’s greatest threats. That frustration was evident among the nearly 200 people who came to Conifer…
BUT IT’S NOT FAIR!
BUT IT’S NOT FAIR!

California Insurance Commissioner Ricardo Lara wants to get you off the FAIR plan as soon as possible. His goal is to bring traditional fire insurance companies back to the California market, making these plans affordable and accessible, he said in an online public town hall…
As disaster losses mount, US insurers continue betting on adaptation
As disaster losses mount, US insurers continue betting on adaptation

A landmark Californian bill that could have shifted some wildfire costs on to oil and gas producers was quietly killed in committee Californian governor Gavin Newsom this month signed a package of bills to help with wildfire recovery and prevention in the wake of the…
Where We Stand: A Homeowners Insurance Bill of Rights
Where We Stand: A Homeowners Insurance Bill of Rights

The increasing frequency of extreme weather events, combined with the rising cost of repairs and building materials, has destabilized the home insurance market. Homeowners increasingly face skyrocketing premium prices, and many are losing coverage as insurance companies pull out of regional markets altogether. At the…
Homeowners Are Facing an Insurance Crisis. CR Thinks These 9 Basic Rights Could Help.
Homeowners Are Facing an Insurance Crisis. CR Thinks These 9 Basic Rights Could Help.

Consumer advocates propose a bill of rights. Plus, expert tips on how to protect yourself and your home in the meantime. Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though…
Where We Stand: A Homeowners Insurance Bill of Rights
Where We Stand: A Homeowners Insurance Bill of Rights

The increasing frequency of extreme weather events, combined with the rising cost of repairs and building materials, has destabilized the home insurance market. Homeowners increasingly face skyrocketing premium prices, and many are losing coverage as insurance companies pull out of regional markets altogether. At the…
New California laws aim to stabilize state’s wildfire insurance market
New California laws aim to stabilize state’s wildfire insurance market

The recent rains may have lowered the threat of wildfire in the area, but the problem of maintaining fire insurance is a year-round problem for many in California. As a result, a number of new laws have just been adopted that aim to stabilize the…