Marshall Fire Impact Report
Marshall Fire Impact Report

We are proud to share our Marshall Fire Impact Report. While there is no “end” to a recovery, there are many tangible signs that point to a healthy recovery in the greater Boulder area and UP is proud of our contribution to the process that…
Protecting Your Home
Protecting Your Home

As we wrap up National Preparedness Month, take a moment to prepare for what happens after a disaster. With insurance premiums rising to all-time highs, and coverage disputes in the news, many people are questioning whether it’s worth buying. But here’s a reality check from the Los Angeles wildfires…
Kane County woman says Allstate threatened to drop insurance over Google Earth photos
Kane County woman says Allstate threatened to drop insurance over Google Earth photos

A woman in Kane County, Illinois, said Allstate threatened to drop her insurance coverage after reviewing pictures of her property that were taken without her knowledge. Roseanna Castillo said her insurer used Google Earth to snap aerial photos of her property. Then she received a…
Experts to address insurance crisis at Willits wildfire forum
Experts to address insurance crisis at Willits wildfire forum

With wildfire season looming and insurance rates climbing, Mendocino residents are invited to a free community event aimed at cutting through confusion and offering practical solutions. The Willits Wildfire and Insurance Forum & Fair takes place Thursday, Oct. 9, at 5:30 p.m. at the new…
After insurance pullback, advocates demand a ‘bill of rights’ for California policyholders
After insurance pullback, advocates demand a ‘bill of rights’ for California policyholders

A leading consumer group is proposing a policyholder rights initiative that would require insurers to offer coverage to California homeowners who fireproof their homes — or lose the right to sell home or auto insurance in the state for five years. Read more.
California’s insurer of last resort would face more scrutiny under bill heading to Newsom’s desk
California’s insurer of last resort would face more scrutiny under bill heading to Newsom’s desk

In the closing days of the legislative year, California lawmakers sent Gov. Gavin Newsom a bill that is meant to toughen scrutiny of the state’s embattled fire insurer of last resort by insisting that two of their leaders join its governing committee. Assembly Bill 234…
Bill to Increase Oversight of California’s FAIR Plan Awaits Newsom
Bill to Increase Oversight of California’s FAIR Plan Awaits Newsom

California lawmakers have passed Assembly Bill 234, which aims to increase scrutiny of the state’s FAIR Plan, the insurer of last resort for homeowners who cannot secure policies from other companies. The bill now awaits the signature of Governor Gavin Newsom. The legislation proposes adding…
California’s insurer of last resort would face more scrutiny under bill heading to Newsom’s desk
California’s insurer of last resort would face more scrutiny under bill heading to Newsom’s desk

Congress has cut federal funding for public media — a $3.4 million loss for LAist. We count on readers like you to protect our nonprofit newsroom. Become a monthly member and sustain local journalism. Keep up with LAist. If you’re enjoying this article, you’ll love…
NAACP Pasadena Acts to Prepare Vulnerable Communities for Next Disaster
NAACP Pasadena Acts to Prepare Vulnerable Communities for Next Disaster

September workshop asks the question haunting fire survivors: “If you had 30 minutes to evacuate, do you know what you would take?” The January Eaton Fire didn’t just burn structures—it exposed how catastrophically unprepared locate communities were for natural climate disasters, with widespread underinsurance a…
Senator Dave Cortese’s Bill to Establish the Nation’s First Catastrophic Model for Wildfires Passes the Assembly
Senator Dave Cortese’s Bill to Establish the Nation’s First Catastrophic Model for Wildfires Passes the Assembly

As wildfires continue to break out throughout California, Senator Dave Cortese’s SB 429 will help homeowners understand their property’s wildfire risk. It creates the nation’s first-of-its-kind public wildfire catastrophe model to assess wildfire risk and help inform insurance rates. “My bill establishes a public wildfire catastrophe…
Furious homeowner says her insurance company flew a drone over her house and refused renewal — for 1 minor reason
Furious homeowner says her insurance company flew a drone over her house and refused renewal — for 1 minor reason

When Lynne Schueler looked up at the branches of a beloved tree in her Massachusetts yard, she never expected that a drone might be looking down on her. Schueler, who had held a policy with the same insurer for more than a decade, was shocked…
California’s 5th largest insurer files for a 6.9% rate increase: ‘It’s pretty insane’
California’s 5th largest insurer files for a 6.9% rate increase: ‘It’s pretty insane’

One of the state’s largest insurance companies is asking the state if they can raise its rates. The request is the latest in a string of carriers who have increased premiums in recent months. The California State Automobile Association, an insurance group affiliated with AAA,…
Special Event: United Policyholders webinar to bring Roadmap to Recovery® guidance and answers for households impacted by Hurricane Milton before the one-year anniversary of the disaster
Special Event: United Policyholders webinar to bring Roadmap to Recovery® guidance and answers for households impacted by Hurricane Milton before the one-year anniversary of the disaster

 Sarasota, FL – With support from the Community Foundation of Sarasota County’s Suncoast Disaster Recovery Fund, the non-profit United Policyholders (UP) announced today that it will host a webinar on September 17th, 2025 in advance of the one-year anniversary of Hurricane Milton where an expert…
Using Social Media Strategically
Using Social Media Strategically

Your insurance company likely uses social media to promote their feel good, “we’re here for you” brand. That’s their business strategy. But if your insurance claim is not moving forward and/or you are being treated unfairly – it does not feel good. You need your…
Townhall Exposes Insurance Gaps After Palisades Fire as Residents Fear Future Coverage
Townhall Exposes Insurance Gaps After Palisades Fire as Residents Fear Future Coverage

After the Palisades Fire, people find they are underinsured, are not being paid for claims, or are having trouble receiving insurance money for smoke damage. The Palisades Recovery Coalition hosted an insurance townhall on August 24 to address problems and more. Other insurance issues include…
Insurance Informational Meeting Hosted by PRC
Insurance Informational Meeting Hosted by PRC

After the Palisades Fire, people find they are underinsured, are not being paid for claims, or are having trouble receiving insurance money for smoke damage. The Palisades Recovery Coalition hosted an insurance townhall on August 24 to address problems and more. Othe insurance issues include…
Flying Cameras Are Snapping Photos of Houses for Insurers. Will a California Bill Help Homeowners See Them?
Flying Cameras Are Snapping Photos of Houses for Insurers. Will a California Bill Help Homeowners See Them?

Airborne cameras are taking pictures of individual houses across the U.S. Insurance companies use the photos to inspect buildings after extreme weather, from hurricanes to hailstorms. But they also use them to determine which homes are too risky to insure. A bill in California—a state…
California moves to set nation’s first smoke damage insurance standard
California moves to set nation’s first smoke damage insurance standard

One of the most common insurance complaints after a fire comes from people whose homes are still standing but covered in potentially toxic soot. Because there is no state or federal standard for smoke damage, insurance companies often refuse to pay for cleanup, leaving victims…