Landmark California Supreme Court Decision Finds For Policyholder In Insurer Exhaustion Dispute
Landmark California Supreme Court Decision Finds For Policyholder In Insurer Exhaustion Dispute

California Supreme Court Restores Policyholders’ Ability to Pursue Declaratory Relief and Bad Faith Claims in Fox Paine & Co., LLC v. Liberty Mutual Ins. Co. In a huge victory for policyholders in the Golden State, the California Supreme Court has confirmed that policyholders may proceed with…
11 Organizations Call on CDI to Strengthen Long-Term Solvency Planning Proposal
11 Organizations Call on CDI to Strengthen Long-Term Solvency Planning Proposal

Commissioner Ricardo Lara California Department of Insurance 300 Capitol Mall, 17th Floor Sacramento, CA 98514 Re: Response to REG-2025-00025 Documenting Long-term Solvency Planning and Capital Needs Analyses. Dear Commissioner Lara, The undersigned organizations support the California Department of Insurance (CDI) requiring insurers to engage in…
The Aspen Acres fire has destroyed your home. When it comes to insurance, what’s next?
The Aspen Acres fire has destroyed your home. When it comes to insurance, what’s next?

With 319 burned homes so far tallied, the Aspen Acres fire is the most destructive Colorado wildfire by homes lost since the Marshall fire in 2021. In the intervening half-decade, lessons learned have put a legislative focus on the Colorado insurance landscape for communities facing…
How Austin’s Weather Affects Your Roof and What Homeowners Can Do About It
How Austin’s Weather Affects Your Roof and What Homeowners Can Do About It

Your roof works harder in Central Texas than almost anywhere in the country. It absorbs triple digit summer heat, punishing sun, and some of the most frequent hail in the United States. Texas has led the nation in major hail events for eleven straight years,…
Setting the Record Straight: Common Insurance Myths California Homeowners Should Know
Setting the Record Straight: Common Insurance Myths California Homeowners Should Know

Southern Californians have watched insurance costs climb, coverage options shrink, and claim disputes multiply in recent years, and much of what people believe about why is simply wrong. As wildfire risk grows alongside a warming climate, understanding how the insurance market actually works matters more…
Four myths about insurance in California
Four myths about insurance in California

Many Californians have seen rising costs, less availability and are running into other issues with insurance — including delays and denials of their claims — in the past several years. As climate change increases the risk of wildfires and other disasters, it’s important to know…
After storms bring damage to region, here’s what to know about filing an insurance claim
After storms bring damage to region, here’s what to know about filing an insurance claim

ROCHESTER, N.Y. — As the Rochester region continues to clean up from damage caused by Saturday’s storms, News10NBC is tracking another round of strong to severe storms for Tuesday. See our latest forecast here. News10NBC issued a Yellow Alert for locally heavy downpours, strong winds,…
Governor Polis Tours Disaster Assistance Center, Thanks Volunteers, Highlights Resources for Coloradans Impacted by Wildfires
Governor Polis Tours Disaster Assistance Center, Thanks Volunteers, Highlights Resources for Coloradans Impacted by Wildfires

PUEBLO, Colo. – Today, Governor Polis met with Coloradans impacted by the Aspen Acres Fire and the volunteers stepping up to help at the Pueblo Disaster Assistance Center. Governor Polis toured the DAC on his recent trip to Pueblo on July 2, the day after…
More California Communities Adopting Zone 0 Policy for Fire Safety
More California Communities Adopting Zone 0 Policy for Fire Safety

Insurance companies pushing homeowners to adopt Zone 0 policy for wildfire safety Catastrophic wildfires have devastated California in recent years. In the aftermath, we often ask ourselves – how do we make sure this doesn’t happen again? State officials are slowly phasing in one of…
‘A Band-Aid on a bullet wound’: New federal home insurance rule could leave you paying thousands out of pocket for a damaged roof
‘A Band-Aid on a bullet wound’: New federal home insurance rule could leave you paying thousands out of pocket for a damaged roof

While Americans were thrilled when the summer season began in late June, a slew of severe storms has likely dampened the mood for many in recent weeks. And the timing couldn’t have been worse. As Americans gathered to celebrate the country’s 250th birthday on July…
SBA extends Los Angeles wildfire loan deadlines a third time
SBA extends Los Angeles wildfire loan deadlines a third time

The Small Business Administration (SBA) has issued a final extension of loan disbursement deadlines for Los Angeles wildfire survivors. The agency cited ongoing insurance claim disputes and permitting delays as reasons borrowers have been unable to access approved funds. The extension gives approved borrowers 24…
Garden Grove Evacuation Highlights Insurance Claim Challenges Following Chemical Tank Emergency
Garden Grove Evacuation Highlights Insurance Claim Challenges Following Chemical Tank Emergency

Residents evacuated during last month’s chemical tank crisis in Garden Grove, California, are reporting difficulties recovering evacuation-related expenses, with some insurance claims denied despite mandatory evacuation orders. On May 22, authorities ordered evacuations in parts of Orange County after firefighters warned that a tank containing…
You probably undervalue your stuff. Proper documentation could save you money.
You probably undervalue your stuff. Proper documentation could save you money.

It’s Oklahoma. Severe weather is a given. But after those storms, a staggering number of homeowners find out too late they are underinsured — leaving thousands of dollars on the table because they forgot to account for what’s hidden in their drawers and closets. Around…
Chase Bank withheld $100K from Florida couple for an entire year, forcing them to take $250K from their 401(k). Now they owe the IRS tens of thousands
Chase Bank withheld $100K from Florida couple for an entire year, forcing them to take $250K from their 401(k). Now they owe the IRS tens of thousands

Chris and Analia DeHayes lost their Ruskin, Florida home to flooding during Hurricane Helene two years ago. What followed was a nightmare that had nothing to do with the storm, but everything to do with their bank. The couple had flood insurance through FEMA’s National…
Evacuees face hurdles with insurance claims following Garden Grove chemical tank crisis
Evacuees face hurdles with insurance claims following Garden Grove chemical tank crisis

Residents forced to evacuate parts of Orange County last month after a chemical tank crisis in Garden Grove say they are struggling to recover out-of-pocket costs, with some insurance claims quickly denied. A fund created to support about 50,000 affected residents has stopped accepting applications…
Inside California’s Home Insurance Squeeze: Higher Bills, Fewer Choices
Inside California’s Home Insurance Squeeze: Higher Bills, Fewer Choices

After the LA fires, a $1 billion bill landed on providers and their customers; costs jumped 84% over 6 years, Stanford data shows. In A Nutshell Average monthly home insurance premiums for California single-family homes rose 84% between 2020 and 2026 (45% after inflation), about…
Is Your Home Underinsured? Here’s How to Tell.
Is Your Home Underinsured? Here’s How to Tell.

Your house isn’t just a place to hang your hat — it’s also one of your most valuable financial assets. That’s why homeowners without enough insurance can face financial ruin when disaster strikes and they find themselves suddenly homeless and unable to rebuild. The problem…
Community Advocacy and Impact Initiative Finalist: Reed Smith
Community Advocacy and Impact Initiative Finalist: Reed Smith

Reed Smith is one of the finalists of The Recorder’s Community Advocacy and Impact Initiative award. Read a Q&A below. Read more.