Legislation Designed To Forge Community, Insurance Partnership
Legislation Designed To Forge Community, Insurance Partnership

Assemblywoman Lorena Gonzalez D-San Diego), Assemblywoman Monique Limón D-Santa Barbara), Insurance Commissioner Ricardo Lara, and United Policyholders on Tuesday introduced legislation to give insurance companies a greater role in protecting communities from devastating wildfires. Renew California AB 2367) would require insurance companies to write or…
What’s a wildfire score? Do you know yours?
What’s a wildfire score? Do you know yours?

SAN FRANCISCO KGO) — Recent firestorms have increased the profile of wildfire modeling companies, firms that rate homes by their likelihood to burn. Most California homes have a wildfire score, but about the only homeowners who know they have one are those who have been…
Renew California’ bill seeks to ease wildfire-fueled homeowners insurance crisis
Renew California’ bill seeks to ease wildfire-fueled homeowners insurance crisis

Insurance companies have been dropping coverage for homeowners living in fire-prone areas, leaving them unprotected at best and unable to keep their homes at worst. SACRAMENTO, Calif. — A wildfire-related crisis facing counties all over the state could have one solution in sight. As the…
The cost of fire insurance across California is rising at a frightening pace if you can get it at all
The cost of fire insurance across California is rising at a frightening pace if you can get it at all

Homeowners are finding their insurance premiums outpacing their incomes, if they can find insurance at all. Who is responsible for the crisis? AUBURN, Calif. — A crisis has been building in the foothills of the Sierra and other fire-prone communities in California. It’s related to…
How to Get Your Insurer to Cover Treatment for an Eating Disorder
How to Get Your Insurer to Cover Treatment for an Eating Disorder

If you or a member of your family are suffering from an eating disorder, your insurer may balk at covering treatment by claiming it’s “not medically necessary” or that coverage is limited by plan terms. Knowledge is power when dealing with insurance companies. Their opinion…
State addresses insurance issues
State addresses insurance issues

Homeowners who have faced difficulty renewing home insurance policies can breathe a little easier for now. On Dec. 5, state insurance commissioner Ricardo Lara issued a mandatory one year moratorium on insurance companies not renewing policyholders, helping at least 800,000 homes in wildfire disaster areas…
Wall Street Could Make $1 Billion Off PG&E’s Bankruptcy – and Ratepayers Are on the Hook
Wall Street Could Make $1 Billion Off PG&E’s Bankruptcy – and Ratepayers Are on the Hook

PG&E’s bankruptcy is making some people very rich. Since the utility filed for Chapter 11 protection in January, lawyers and consultants have made a staggering $217 million. Big banks have netted $114 million in financing fees — and that number could top $1 billion by…
Do you know your home’s wildfire risk score? Your insurance company does
Do you know your home’s wildfire risk score? Your insurance company does

Do you know your wildfire risk score? Most people know they have credit scores that help determine whether they get a loan and what their interest rate will be. They probably don’t know that if they live in the West, they have a wildfire risk…
When Your Insurer Decides Your Home Isn’t Worth the Risk
When Your Insurer Decides Your Home Isn’t Worth the Risk

Homeowners living in areas prone to fire- and hurricane-related damage face another risk: getting dropped by their insurance company As if living through a string of deadly wildfires weren’t bad enough, some California homeowners were further burned when their insurers wouldn’t renew their fire-protection policies.…
State bans insurers from dropping policies in fire areas
State bans insurers from dropping policies in fire areas

Helping at least 800,000 homes in wildfire disaster areas in Northern and Southern California, Insurance Commissioner Ricardo Lara issued a mandatory one-year moratorium on insurance companies non-renewing policyholders Thursday. The action is the result of Senate Bill 824 in order to give temporary relief from…
The Observer: Moratorium issued on wildfire insurance cancellations
The Observer: Moratorium issued on wildfire insurance cancellations

Really good news regarding insurance companies cancelling homeowner policies in areas devastated by wildfires. California Insurance Commissioner Ricardo Lara on Thursday, Dec. 5, issued a mandatory one-year moratorium on insurance companies non-renewing policyholders — helping at least 800,000 homes in wildfire disaster areas in California.…
State insurance chief bans insurers from dropping coverage of homeowners near Kincade fire
State insurance chief bans insurers from dropping coverage of homeowners near Kincade fire

The state insurance commissioner took a bold step Thursday to prevent property insurance companies from dropping a slew of homeowner customers, banning insurers for a year from canceling coverage for people residing in or near areas where the state’s 16 wildfires burned this year. It…
Wildfire insurance crisis leads commissioner to call for first-ever statewide non-renewal moratorium
Wildfire insurance crisis leads commissioner to call for first-ever statewide non-renewal moratorium

Insurance Commissioner Ricardo Lara on Thursday issued a mandatory one-year moratorium on insurance companies non-renewing policyholders — helping at least 800,000 homes in wildfire disaster areas in Northern and Southern California, a news release states, but Nevada County residents will not be impacted by the…
Insuring the uninsured for wildfire risk
Insuring the uninsured for wildfire risk

OAKLAND, Calif. KGO) — Beginning on Thursday insurance companies doing business in California cannot cancel a homeowners policy in fire zone areas. The moratorium is good for one year. This action will help residents of more than 800 thousand homes in wildfire areas whose policies…
How Climate Prediction Tech is Reshaping the Insurance Industry
How Climate Prediction Tech is Reshaping the Insurance Industry

Nevada County sits in the Sierra foothills in the heart of Gold Country. Narrow roads snake through towering old-growth pine trees and cedars. Cal Fire has designated the county seat, Nevada City, and nearby Grass Valley as “very high fire hazard severity zones.” Right in…
Wildfires Likely to Boost California Surplus Lines Homeowners Share; FAIR Plan Expansion Questioned
Wildfires Likely to Boost California Surplus Lines Homeowners Share; FAIR Plan Expansion Questioned

Wildfires Likely to Boost California Surplus Lines Homeowners Share; FAIR Plan Expansion Questioned Premium volume from homeowners polices written by California’s surplus lines industry, although still small, has doubled over the past four years, seemingly pushed by an increase in wildfires in the state. Some…
California to beef up backstop for those losing homeowners’ insurance in wildfire-prone areas
California to beef up backstop for those losing homeowners’ insurance in wildfire-prone areas

California regulators announced on Thursday new protections aimed at helping the growing number of people living in wildfire-prone areas who cannot find adequate homeowner’s insurance. Insurance Commissioner Ricardo Lara said that starting early next year his agency will significantly expand a state-created program that acts…
NEW extended deadline: December 31. How to apply for compensation for uninsured wildfire losses from the PG&E fund
NEW extended deadline: December 31. How to apply for compensation for uninsured wildfire losses from the PG&E fund

If you were affected by the recent (2015, 2017, 2018) Northern California Wildfires you have until 5pm on Monday, October 21st, 2019 December 31, 2019 (deadline extended!) to file a claim form to potentially receive compensation from PG&E for your uninsured losses. We encourage you to watch the…