IMPACT Report: Roadmap to Recovery® Financial Decision-Making Clinic
IMPACT Report: Roadmap to Recovery® Financial Decision-Making Clinic

United Policyholders (“UP”), in collaboration with the Financial Planning Association, Los Angeles Chapter, (“FPA/LA”) hosted a one-day Roadmap to Recovery® event that featured limited scope, in-person and online confidential pro bono (no charge) consultations with Certified Financial Planner® volunteers and a Resource Fair. The Resource…
Special Event: United Policyholders webinar to bring Roadmap to Recovery® guidance and answers for households impacted by Hurricane Milton before the one-year anniversary of the disaster
Special Event: United Policyholders webinar to bring Roadmap to Recovery® guidance and answers for households impacted by Hurricane Milton before the one-year anniversary of the disaster

 Sarasota, FL – With support from the Community Foundation of Sarasota County’s Suncoast Disaster Recovery Fund, the non-profit United Policyholders (UP) announced today that it will host a webinar on September 17th, 2025 in advance of the one-year anniversary of Hurricane Milton where an expert…
Palisades Fire: Wildfire Evacuation Tips
Palisades Fire: Wildfire Evacuation Tips

We are keeping an eye on the Palisades Fire and Eaton Fire.  Our hearts are with everyone affected by the wildfires in Los Angeles. If told to evacuate due to the wildfire, do so immediately. If you are preparing to evacuate, here are our home…
Keep insurers’ fingers out of Maui wildfire survivors’ pockets
Keep insurers’ fingers out of Maui wildfire survivors’ pockets

For Maui wildfire survivors, the global settlement of lawsuits provides a degree of certainty and closure. With lawsuits behind them, survivors can begin the long process of rebuilding and recovering without the specter of long legal battles. Under the proposed settlement, many wildfire survivors reached…
First Steps After a Wildfire
First Steps After a Wildfire

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991.  Use this information with The Disaster Recovery Handbook and Household Inventory Guide. …
Insured Hawaii wildfire survivors may qualify for FEMA’s Direct Lease Program
Insured Hawaii wildfire survivors may qualify for FEMA’s Direct Lease Program

Insured Hawaii wildfire survivors may qualify for FEMA’s Direct Lease Program even if they have not used up all their ALE/Loss of Use benefits. Generally, if you have homeowner or rental insurance, FEMA requires you to use all your insurance benefits before FEMA is able…
First Steps After a Tornado
First Steps After a Tornado

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991. Use this information with The Disaster Recovery Handbook and Household Inventory…
Survivors Speak: Ten Days in Lahaina
Survivors Speak: Ten Days in Lahaina

Driving along the idyllic West Maui coast on a characteristically stunning day in early September, all looked as beautiful as ever. As I crested the hill on the south of end of Lahaina, John Lennon’s ‘Imagine’ was playing on the radio. And I began to…
Tubbs Wildfire survivor helping Maui victims with insurance claims
Tubbs Wildfire survivor helping Maui victims with insurance claims

A Santa Rosa woman is in Maui helping survivors of the wildfires rebuild their lives and futures. As a survivor of the North Bay Wildfires herself, the mission is a labor of love. “I tend to see the challenges. I tend to see the heartache,”…
Santa Rosa survivor of Tubbs Fire on the job in Maui with counsel for fire victims
Santa Rosa survivor of Tubbs Fire on the job in Maui with counsel for fire victims

Sonoma County resident Annie Barbour arrived in Maui last week hoping her past may help rebuild the future of survivors of the devastating wildfires that leveled the island town of Lahaina. Barbour’s work connecting survivors with resources through United Policyholders of San Francisco comes with…
Maui Wildfire Survivors Accessing “Been There” Roadmap to Recovery® Expertise
Maui Wildfire Survivors Accessing “Been There” Roadmap to Recovery® Expertise

SAN FRANCISCO, CA – The national non-profit United Policyholders (UP), which has earned high marks over three decades for easing and improving wildfire recovery for impacted households in California, Colorado, Washington, Arizona and Oregon,announced today that it is delivering help to Maui residents through multiple…
First Steps After a Wildfire
First Steps After a Wildfire

The devastation on Maui is heartbreaking, and for those who’ve lost loved ones, homes and businesses, it’s overwhelming and painful beyond words. United Policyholders (UP) staff and volunteers will be supporting recovery in the Lahaina region now and in the months and years ahead. As…
FEMA can help California communities recover under the Stafford Act
FEMA can help California communities recover under the Stafford Act

When disaster hits, FEMA can help communities recover under the Stafford Act (Disasterassistance.gov). If a Disaster Declaration is issued, it can be either a Emergency Declaration (to supplement state, local, and tribal government efforts to provide debris removal and emergency protective measures or to lessen/avert…
Ain’t no Sunshine When Policyholders’ Leverage is Gone
Ain’t no Sunshine When Policyholders’ Leverage is Gone

It looks like the Florida legislature is about to pass a set of radical amendments that will deprive property owners in the Sunshine State of the power to enforce the laws that give them the right to be treated fairly by insurance companies…and with no…
Where Are Florida’s Leaders Explaining How Floridians Can Fully Get Paid and Not Get Ripped Off By Their Own Insurance Companies?
Where Are Florida’s Leaders Explaining How Floridians Can Fully Get Paid and Not Get Ripped Off By Their Own Insurance Companies?

Nowhere to be found. That is the answer. It is quite proper to warn people about unscrupulous scoundrels without licenses who are gauging Florida’s Hurricane Ian victims. Trying to ferret out those individuals and asking the public for information and to turn them in is…
Hurricane Ian UPdate & Roadmap to Recovery Info
Hurricane Ian UPdate & Roadmap to Recovery Info

The amount of destruction, dislocation and loss of life caused by Hurricane Ian is still being calculated, but it’s horrendous, record-breaking and very sad. Fortunately this is not Florida’s first hurricane – and help resources are pouring in. United Policyholders has set up a Hurricane…
Tips To Help Consumers Get Fair Insurance Treatment After Hurricane Ian
Tips To Help Consumers Get Fair Insurance Treatment After Hurricane Ian

Insurers and Public Officials Must Ensure Consumer Claims Get Paid in Full Washington, DC – Today Consumer Federation of America (CFA) and United Policyholders (UP) shared resources to help consumers get their wind and flood insurance claims paid promptly, fully, and fairly in the wake of Hurricane…
Who can home and business owners impacted by Hurricane Ian trust?
Who can home and business owners impacted by Hurricane Ian trust?

The amount of destruction, dislocation and loss of life caused by Hurricane Ian is still being calculated, but it’s horrendous, record-breaking and very sad.  Wind damage is bad enough, but when combined with water, repairs are challenging and drying out is essential.  Qualified and reputable…