February 22, 2021 Filing an Insurance Claim for Texas Storm Damage? Payouts Hinge on Policy Details When the snow and ice melt, many Texans will file insurance claims for the damage. Some will be annoyed that they get nothing for a freezer-full of spoiled meat, while others will be pleasantly surprised at how easy it is to get money to fix…
January 28, 2021 Few California court wins for pandemic business-interruption claims As North Coast businesses grapple with insurance claims from the 2020 wildfires on top of ongoing issues with coverage for the coronavirus lockdowns of a number of economic activities, a major advocate for policyholders said those types of losses differ but they’re connected by promises…
December 15, 2020 Guest Blog: Fire resistant structures from the ground up, a technology making inroads in disaster affected areas by Charles Brooks, Executive Director, Rebuild Paradise Greetings from Paradise, CA! I must first preface this post, by saying we do not specifically endorse any product, technology, home builder, or any service provider. It is your responsibility to thoroughly research, vet and understand the products…
November 26, 2020 Smoke, Maggots, and Mold: Fire Survivors Fight Insurance Company’s Denials In the Santa Cruz mountains, the charred scars of the CZU fire stretch in every direction. But every once in a while, the scorched landscape yields to a house that survived. Theresa Brees’ home is one of the lucky ones. “Our house is basically an…
October 16, 2020 Guest Blog: An Adjuster’s View on Derecho Claims by: Caeden Tinklenberg, Swift Public Adjusters Two months after the August 10 derecho that swept Iowa, many homeowners are realizing they may be left out in the cold by their insurance company. The damage left by the derecho is unfathomable to me as an Iowa…
October 13, 2020 Santa Rosa firm helps wildfire victims navigate battles with insurance companies Three years since the Tubbs fire, there have been some notable improvements for homeowners who are wrangling with their insurance carriers in the aftermath of a wildfire loss. The state Legislature enacted some reforms, such as boosting rental living expenses from a maximum of two…
October 5, 2020 Wildfire survivors facing total property loss struggle with insurance claims process With a destructive wildfire season still underway, Insurance Commissioner Lara is urging insurance companies to help wildfire survivors. CALIFORNIA, USA — California has had an incredibly destructive wildfire season, which have left many residences without a home or facing significant property damage. As a result,…
October 5, 2020 Gov. Newsom signs insurance bill providing quicker payments for wildfire losses Wildfire victims who lose their home and possessions will be able to recoup money for their expenses faster, thanks to legislation that makes property insurance benefits easier to collect. Gov. Gavin Newsom signed Senate Bill 872 into law Thursday, providing a suite of insurance protections…
October 3, 2020 California Insurance Commissioner Urges Insurance Companies to Cover Wildfire Property Losses Without Requiring a Home Inventory October 3, 2020 – SACRAMENTO, Calif. — In response to California’s latest destructive fires, Insurance Commissioner Ricardo Lara is requesting that insurance companies help wildfire survivors who are overwhelmed with the task of navigating the claims process by providing up to 100 percent of personal…
September 30, 2020 California wildfires: What you need to know about insurance for your losses As still more wildfires rage in the Bay Area, many wonder how to handle the practicalities if they must evacuate — or worse, if their home is lost or damaged. Here are answers to common questions about insurance, money and real estate. Q: I had…
September 28, 2020 Sonoma County fire survivors embrace roles as guides and counselors to latest wave of disaster victims Vita Iskander had no intention of taking a leadership role when she walked into Santa Rosa’s Unitarian Universalist church on Oct. 25, 2017. Seventeen days earlier, her home in Hidden Valley Estates had burned in the Tubbs fire. Still in something of a daze, she…
September 22, 2020 ‘It looked like a nuclear bomb went off:’ words of advice from a Tubbs fire survivor PHOENIX, Ore. — Janet Reisner woke up to the smell of smoke on Oct. 8, 2017, when she looked out the window, she saw fireballs landing in her backyard. Her home of 20 years in Santa Rosa, Calif. was one of the 5600 structures lost in…
September 17, 2020 Dealing With Wildfire Damage? These Free Resources Can Help You File Your Insurance Claim The trauma of a wildfire is compounded only by the stress of trying to figure out if you’re covered under your insurance and how to collect under those policies for any damage to your property. Fortunately, ample free help is available, from coverage information to…
September 8, 2020 California Insurance Commissioner Urges Insurance Companies to Cover Reimbursement Costs for Those Displaced During Wildfires September 7, 2020 – LOS ANGELES, Calif. – To assist Californians displaced by the current and recent wildfires throughout the state, Insurance Commissioner Ricardo Lara issued a Notice to all California property and casualty insurance companies urging them to cover Additional Living Expenses (ALE) for…
August 30, 2020 Statewide town hall to address wildfire assistance and insurance resources Join Cal OES Director, Mark Ghilarducci, CA Insurance Commissioner Ricardo Lara and United Policyholders Executive Director, Amy Bach for a Statewide Virtual Town Hall on wildfires assistance and insurance resources available to renters and homeowners. With many communities experiencing evacuations, loss of homes and the…
July 2, 2020 Fire Victim Trust Funded July 1st SAN FRANCISCO, July 1, 2020 /PRNewswire/ — The PG&E Fire Victim Trust announced today that it has been funded effective today. The Trust received the Fire Victim Trust settlement proceeds from PG&E which includes 476,995,175 shares of PG&E Common Stock and the first installment of…
July 2, 2020 Most PG&E Fire Victims Won’t Be Able to Appeal Claim Decisions in Court … With Some Exceptions When the trustee overseeing the compensation fund for PG&E fire victims determines the values of some 80,000 claims, the vast majority of claimants won’t have the opportunity to appeal the decision in court. But the judge overseeing the utility’s bankruptcy case has granted exceptions to…
April 3, 2020 Tennessee Tornado Insurance Claim and Recovery Help If your home or business was damaged or destroyed in the recent Nashville area tornadoes, we are here to give you reliable guidance during the recovery process. UP recommends focusing on photographing and documenting damaged and destroyed property, getting a complete current copy of your…
