Kincade fire survivors gather for updates, resources at Alexander Valley Community Center
Kincade fire survivors gather for updates, resources at Alexander Valley Community Center

When the more than 200 Kincade fire survivors who gathered Saturday morning at the Alexander Valley Community Center in Geyserville heard a firefighter introduce himself, they filled the hall with applause. More than half of them had structures burned in the fire. Some lost entire…
Survey: One-third want to rebuild after Camp Fire, over 60% under-insured
Survey: One-third want to rebuild after Camp Fire, over 60% under-insured

United Policyholders one-year survey released Less than one third of the Camp Fire survivors who responded to a survey about their insurance claims a year after the disaster said they had decided to rebuild. Those who said they planned to rebuild their home was 28…
California to expand last-resort fire insurance plan for homeowners
California to expand last-resort fire insurance plan for homeowners

With more destructive wildfires burning California, insurance companies are increasingly declining coverage to homeowners As more companies refuse to provide fire insurance to homeowners in a state plagued by increasingly destructive blazes, California’s insurance commissioner said Thursday that a plan once meant to be a…
California to overhaul insurance plan after wildfires
California to overhaul insurance plan after wildfires

SACRAMENTO, Calif. AP) — Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued Thursday by the state insurance commissioner. As wildfires threaten the state, insurance…
‘Pioneers’ choose to rebuild against the fire odds in Butte County
‘Pioneers’ choose to rebuild against the fire odds in Butte County

PARADISE — People submit applications for rebuilding permits to the town of Paradise and Butte County every day. On Nov. 1, it was Wade and Courtney Petersen’s turn. “It’s just a really exciting moment,” she said as she filled out the paperwork in town hall.…
Kincade Fire Survivors – Visit UP in the LAC
Kincade Fire Survivors – Visit UP in the LAC

United Policyholders will be helping Kincade Fire survivors at the Local Assistance Center in Healdsburg from Monday, November 4th – Wednesday, November 6th. The LAC will be open from 10 a.m. to 7 p.m. Residents impacted by the Kincade Fire can access recovery services and…
First Steps After a Wildfire
First Steps After a Wildfire

If you, or someone you know has been affected by the recent fires, please read our First Steps After a Wildfire below.  We encourage you to visit our website throughout the recovery process. This checklist will help keep you on track during this stressful time.…
Homeowner, renters’ insurance likely won’t cover PG&E power outage losses
Homeowner, renters’ insurance likely won’t cover PG&E power outage losses

SAN FRANCISCO KGO) — Although people had a couple of days to plan for the power shutoffs, losses were inevitable. So who’s responsible to pay for that? Unfortunately, it’s the PG&E customers who are stuck with the bill. What makes this situation different than any…
6 ways to dramatically lower your home insurance costs
6 ways to dramatically lower your home insurance costs

The cost of homeowners insurance is one of those unavoidable expenses that comes along with owning a house. How much you’ll pay for insurance varies depending on your location and the age of your home, but the average annual homeowners insurance premium is $1,200. That…
On 2nd anniversary of Tubbs Fire, only 10% of homes are rebuilt
On 2nd anniversary of Tubbs Fire, only 10% of homes are rebuilt

SANTA ROSA, Calif. KTVU) – With only bout 10% of Santa Rosa homes rebuilt from the 2017 Tubbs fire, the second anniversary of the fire will cause a turn for the worse in many victim’s finances. On Tuesday, many folks waiting to complete or rebuild…
1 big thing: Insurance deploying AI against wildfires
1 big thing: Insurance deploying AI against wildfires

To keep up with California’s unrelenting wildfire threat, some insurers are now turning to AI to predict fire risk with unprecedented, structure-by-structure detail. Why it matters: This will allow them to cover homes in areas that they would otherwise have passed over — but potentially…
High rates of under-insurance making rebuild difficult
High rates of under-insurance making rebuild difficult

The problem emerges after every wildfire in California PARADISE — Nearly 11 months after the Camp Fire razed Amy McFarland’s neighborhood, two of her neighbors’ new homes look ready for move-in. She’d like to be a part of the rebuild of the town. But her…
North Bay fire survivors face financial hardship as insurers stop paying their monthly living expenses
North Bay fire survivors face financial hardship as insurers stop paying their monthly living expenses

Since retiring from her law practice, Robin Gabbert feels like she’s had a full-time job trying to rebuild after the devastating 2017 North Bay wildfires. Gabbert and her husband, Con Jager, are like thousands of other fire survivors who will not finish building new homes…
Deadlines and Decisions: Two-Year Anniversary Bulletin for 2017 North Bay Fire impacted households
Deadlines and Decisions: Two-Year Anniversary Bulletin for 2017 North Bay Fire impacted households

Home insurance policies typically limit the amount of time you have to collect all available replacement cost and loss of use/ALE benefits and to file a lawsuit. Your insurance company is legally required to provide you with written notice 60 days before any deadline or benefit expiration they want…
Wildfires breed home insurance woes, even far from flames
Wildfires breed home insurance woes, even far from flames

BERKELEY, Calif. KGO) — With all the wildfires in California these past few years, homeowners have begun dealing with unprecedented difficulties with their insurance companies. And we’re not talking only about areas that burned. When Sue Von Baeyer of Berkeley received the letter from Allstate…
Insurance firms drop Berkeley Hills homeowners, citing wildfire risk
Insurance firms drop Berkeley Hills homeowners, citing wildfire risk

Marina Sadler thinks about fire safety “like every day, 12 times a day.” It’s not unfounded paranoia. Sadler lives in what’s called the “wildland-urban interface,” where the narrow residential roads of the Berkeley Hills wind through fire-prone brush and practically spill into Tilden Park. The…
How to File an Insurance Claim After a Hurricane
How to File an Insurance Claim After a Hurricane

When a major hurricane is approaching the main concern for anyone in its path should be the personal safety of everyone in your family. Once the winds and rains have passed the next step is often planning a path for recovery. And that path usually…
Long after the wildfires, paperwork and worry
Long after the wildfires, paperwork and worry

Having to become an expert on insurance is one of the many surprising and not so pleasant aspects of the “new normal” after a wildfire takes your home. I know more about insurance now than I ever thought I would. Learning that your home insurance…