CA says State Farm violated the law in handling of insurance claims after Eaton, Palisades fires
CA says State Farm violated the law in handling of insurance claims after Eaton, Palisades fires

LOS ANGELES (KABC) — Insurance giant State Farm may temporarily lose its California license after an investigation found it violated the law in its handling of claims from the 2025 wildfires. An investigation found the insurance company was slow to investigate and underpaid claims from…
State Farm May Lose Its California License. Here’s What That Means for Homeowners
State Farm May Lose Its California License. Here’s What That Means for Homeowners

California is pursuing historic legal action against its largest home insurer, but for wildfire survivors still waiting on claims, the question is whether that means relief In the aftermath of Los Angeles’ devastating 2025 wildfire season, California regulators have taken their most aggressive action yet…
Governor Polis Announces New Tool to Help Coloradans Navigate Life After Disaster
Governor Polis Announces New Tool to Help Coloradans Navigate Life After Disaster

DENVER – Today, Governor Polis announced the new Colorado Disaster Recovery Navigation Tool to help Coloradans navigate recovery and rebuild after natural disasters. This new tool provides a step-by-step guide for what to do in the aftermath, immediate and long-term, of a natural disaster. “Coloradans…
The Good Neighbor is in the Dog House
The Good Neighbor is in the Dog House

According to the Insurance Information Institute, State Farm insures nearly a fifth of all homes in the United States. Let that sink in. One insurance company holds the financial health of one fifth of all the homeowners in America in their hands. So the claim…
State Farm fined by California regulators over wildfire claim violations
State Farm fined by California regulators over wildfire claim violations

SACRAMENTO, Calif. – The California Department of Insurance has sanctioned and fined State Farm, the largest home insurer in both the state and the nation, for 432 violations of the Unfair Insurance Claims Practices Act and other laws. Claims stem from California wildfires What we…
Indiana court rules watercraft exclusion bars Superfund coverage for barge company
Indiana court rules watercraft exclusion bars Superfund coverage for barge company

An Indiana appeals court has ruled that a watercraft exclusion in excess liability policies bars coverage for EPA Superfund cleanup costs. The Court of Appeals of Indiana handed down its decision on April 28, 2026, reversing a trial court’s finding that had sided with the…
Maui Fire Lawsuit Payouts Are Near. Few Survivors Will Break Even
Maui Fire Lawsuit Payouts Are Near. Few Survivors Will Break Even

Leslie Clark isn’t counting on money from the Maui wildfire settlement to help rebuild her family home near Front Street in Lahaina. Worrying about something out of her control “is not good for your health,” said Clark, 62, who lost her home in the August…
United Policyholders’ One-Year Los Angeles Fire Survey & the Kind of Advocacy Policyholders Deserve
United Policyholders’ One-Year Los Angeles Fire Survey & the Kind of Advocacy Policyholders Deserve

There are very few organizations in the insurance world that have earned the level of trust and respect United Policyholders has. United Policyholders (UP) is a nonprofit 501(c)(3) founded in 1991 after a Northern California wildfire exposed just how devastating underinsurance and adversarial claims handling…
USAA, State Farm win as court narrows cooperation statute scope
USAA, State Farm win as court narrows cooperation statute scope

The Colorado Supreme Court just gave insurers a new playbook for defending claims – and it could reshape how cooperation disputes play out statewide. In a 6-1 decision issued on April 27, 2026, the court ruled that Colorado’s failure-to-cooperate statute does not apply when an…
United Policyholders LA Wildfires Year One Survey Report
United Policyholders LA Wildfires Year One Survey Report

Full report and survey data Significant Findings: A substantial number, 69%, of households report being underinsured by an average amount of $247 per square foot. The dollar amount is a significant increase from underinsurance data we have collected from previous wildfires recovery surveys. Common claim problems continue…
Legislature considers bills to address home insurance issues following disasters
Legislature considers bills to address home insurance issues following disasters

Bhejay Yadao’s family had just finished converting their garage in their Lahaina home to a one-bedroom unit for their elderly grandparents. His family had used their savings to complete the project on Aug. 6, 2023. “They spent the night and the day just enjoying their…
California Insurance Commissioner Candidates Answer Climate Risk Questions at Ceres-Moderated Forum
California Insurance Commissioner Candidates Answer Climate Risk Questions at Ceres-Moderated Forum

SAN FRANCISCO — On Wednesday Ceres moderated a “first-of-its-kind” forum bringing together six California Insurance Commissioner candidates for a substantive conversation on climate risk, insurance affordability, the California FAIR plan, resiliency ideas and the future of the state’s insurance market. Held at The Historic Klamath…
Final event in Middle Colorado Watershed Council’s Fire and Water Speaker Series, ‘Firewise Futures,’ comes to Rifle’s Ute Theater
Final event in Middle Colorado Watershed Council’s Fire and Water Speaker Series, ‘Firewise Futures,’ comes to Rifle’s Ute Theater

As summer approaches, preparing for peak fire season is a priority for many Coloradans who witnessed the effects of the state’s fifth largest wildfire, the Lee Fire, near Meeker last year. The final installment of the Middle Colorado Watershed Council’s Fire and Water Speaker Series,…
Hit by flooding in Michigan? A guide to insurance, cars and homes
Hit by flooding in Michigan? A guide to insurance, cars and homes

The heartbreaking flooding we’re seeing in northern Michigan means many unsettling days ahead when it comes to dealing with loss and possible insurance claims. Many homeowners could be shocked to discover that they do not have adequate insurance — and many continue to be at…
California Assemblymember John Harabedian Announces Extension of the Insurance Cancellation Moratorium for Wildfire Survivors Passes Assembly Insurance Committee
California Assemblymember John Harabedian Announces Extension of the Insurance Cancellation Moratorium for Wildfire Survivors Passes Assembly Insurance Committee

On Tuesday, Assemblymember John Harabedian (D-Pasadena) announced that AB 2038, which would provide wildfire survivors greater protections from insurance companies’ nonrenewals by extending the period insurance companies must renew existing policies, has passed the Assembly Committee on Insurance. In January 2025, the Eaton and Palisades…
All Eyes on Insurance ~ All Hands on Deck
All Eyes on Insurance ~ All Hands on Deck

California Advocacy UPdate – April 2026 It’s been a busy year for our Advocacy and Action team in California so far. We helped shape the findings of a Commissioner’s Smoke Damage and Insurance Task Force as an appointed member, contributed to an important victory in…
Wildfire Survivors, Consumer and Environmental Groups Slam State Report for Letting Utilities Off the Hook for Deadly Fires, Says Consumer Watchdog
Wildfire Survivors, Consumer and Environmental Groups Slam State Report for Letting Utilities Off the Hook for Deadly Fires, Says Consumer Watchdog

A coalition of twenty-three organizations — including wildfire survivors, consumer advocates, and environmental groups — today blasted the California Earthquake Authority’s (CEA) wildfire report for failing to hold utilities accountable for their role in causing some of the most destructive fires in state history. In…
Even Jane Kim thinks her run for Calif. insurance commissioner is a head-scratcher
Even Jane Kim thinks her run for Calif. insurance commissioner is a head-scratcher

Some people never really leave San Francisco politics. Jane Kim is one of them. After losing a high-profile state Senate race in 2016 and a mayoral bid in 2018, the former supervisor and progressive activist left office in 2019. She went on to work for…