State officials scramble as insurance companies abandon at-risk homeowners: ‘It’s the perfect storm’
State officials scramble as insurance companies abandon at-risk homeowners: ‘It’s the perfect storm’

“We just do not have companies willing to write business in Louisiana right now, and you can’t blame them.” Facing down a natural disaster is never ideal, but things are about to get even worse for Americans who are losing home insurance primarily as a…
As wildfire risks intensify, California insurance rates keep rising
As wildfire risks intensify, California insurance rates keep rising

Allstate will increase rates by an average of 34.1 percent as part of the state’s deal with the industry to expand coverage to homeowners in risky areas. California insurance officials have approved Allstate’s request to raise insurance rates for homeowners by an average of about…
Liberty Mutual Pulls Fire Insurance From 17,000 Customers in California
Liberty Mutual Pulls Fire Insurance From 17,000 Customers in California

In a significant and alarming development, Liberty Mutual Fire Insurance has announced that it will not renew fire insurance policies for approximately 17,000 customers in California. This move adds to a growing trend of insurance companies scaling back or altogether abandoning the state’s market, leaving…
Allstate gets OK to raise California home insurance rates by average of 34%
Allstate gets OK to raise California home insurance rates by average of 34%

Home insurance is about to get a whole lot more expensive for a lot of people in California. California’s Department of Insurance recently approved Allstate’s request for the largest rate increase the state has seen in the past three years. Homeowners’ insurance will go up…
California plans significant changes to insurance rules as wildfires increase risk
California plans significant changes to insurance rules as wildfires increase risk

California regulators propose major insurance reforms to address soaring costs and dwindling options for homeowners in wildfire-prone areas. Sharon Udasin reports for The Hill. In short: California is considering updates to Proposition 103, which currently limits insurance rate changes, to require firms to cover high-risk…
California weighs sweeping reforms in insurance regulations, amid mounting wildfire risk
California weighs sweeping reforms in insurance regulations, amid mounting wildfire risk

The raging wildfires that have become a mainstay in certain California communities are not only devastating family dwellings — they are also impeding Californians from procuring the insurance necessary to protect these homes in the future. Aiming to both quell soaring prices and bring back…
Can a Home Insurer Drop You Due to Aerial Photos? Brace Yourself for It
Can a Home Insurer Drop You Due to Aerial Photos? Brace Yourself for It

Is your insurance company spying on you? Insurers are increasingly using technology such as drones, airplanes and even high-altitude balloons to survey homes from coast to coast. If these companies spot something they don’t like, you could lose homeowners insurance coverage. In late 2023, KGO-TV…
The pros and cons of self-insurance for homeowners
The pros and cons of self-insurance for homeowners

“What do you think about going without homeowners insurance?” It was a question I had been asked before. Tim is a past client who I helped buy a home in Shingle Springs several years ago. He told me when he first purchased the home State…
District 1 Town Hall Offers Advice on Navigating Fire Insurance Crisis
District 1 Town Hall Offers Advice on Navigating Fire Insurance Crisis

If you are dropped from your fire insurance, ask questions and find out why, a national consumer advocate advised attendees at the District 1 Town Hall in Nevada City Tuesday. Amy Bach, co-founder of United Policyholders, also advised finding out your risk score (similar to…
Insurance Company Uses Drone To SPY On Home Renovation Project and Leads to Insurance Cancellation
Insurance Company Uses Drone To SPY On Home Renovation Project and Leads to Insurance Cancellation

In a surprising and unsettling turn of events, a woman from Modesto, California, found herself without home insurance coverage after nearly 40 years. According to CBS News Sacramento’s Kurtis Ming, the insurance company, CSAA, abruptly canceled her policy due to what they observed from a…
Woman’s insurance canceled after drone flies over her home
Woman’s insurance canceled after drone flies over her home

A woman had her insurance canceled after a drone flew over her home. According to CBS News,a woman from Modesto, California told CBS Sacramento that her home insurance company of nearly 40 years dropped her coverage because of what it spotted with a drone. Joan…
District 1 Town Hall meeting to feature insurance consumer advocate Amy Bach
District 1 Town Hall meeting to feature insurance consumer advocate Amy Bach

Supervisor Heidi Hall is hosting a town hall meeting this evening at the Nevada City Council Chambers, featuring nationally recognized insurance consumer advocate Amy Bach, Executive Director and founder of United Policyholders. The meeting can be viewed live online from our YouTube channel or you…
California implements plan to speed up reviews of insurance price increases backed by Newsom
California implements plan to speed up reviews of insurance price increases backed by Newsom

Insurance Commissioner Ricardo Lara bypassed the Legislature on Friday to implement a plan to speed up California’s review of price increases for home and automobile coverage. The proposal, which stalled for months after it was hastily championed by Gov. Gavin Newsom, is meant to soothe…
Homeowner: Insurance Company Looked in With Drones
Homeowner: Insurance Company Looked in With Drones

A California homeowner said her longtime insurance provider used drones to spy on her property, then refused to renew her policy after spotting “hazardous” construction debris and “clutter” in her Modesto yard. Joan Van Kuren told CBS News she had been renovating her home for…
Woman Has Insurance Canceled After Company Flew Drone Over Her House
Woman Has Insurance Canceled After Company Flew Drone Over Her House

A woman who spent hundreds of thousands of dollars on home renovations had her insurance canceled after the company flew a drone over her house and cited unsanitary conditions. Joan Van Kuren from Modesto, California was furious after receiving a letter from CSAA dropping her…
Assistance centers opening for Park Fire victims
Assistance centers opening for Park Fire victims

Tehama County, in conjunction with local, state, and federal agencies and non-governmental organizations, will host a local assistance center for individuals, families and businesses affected by the Park Fire. The event will be held inside the Red Bluff Community Center, 1500 S. Jackson St. According…
Homeowner claims insurance company used drone to spy on her property before dropping her from plan: ‘No freaking way’
Homeowner claims insurance company used drone to spy on her property before dropping her from plan: ‘No freaking way’

A homeowner in California claims her longtime insurance provider dropped her after it allegedly used a drone to take images of her property while she was renovating her home. Joan Van Kuren said she received a notice from CSAA that it was ending its coverage…
Court rules insurance doesn’t cover restaurant’s COVID-related business losses
Court rules insurance doesn’t cover restaurant’s COVID-related business losses

An insurance policy covering losses caused by viruses carried by water or windstorms doesn’t apply to a San Francisco restaurant’s COVID shutdown, the state Supreme Court ruled Thursday. The court had ruled unanimously in May that businesses forced to close their doors or cancel events…