5 questions with Tahoe Truckee Community Organizations Active in Disaster
5 questions with Tahoe Truckee Community Organizations Active in Disaster

Even this week, with the Royal Fire, we’ve seen an example of the risk Tahoe faces when it comes to disasters. Nonprofits and community-based organizations are a key partner to the county when disaster strikes, often supporting vulnerable residents with disabilities or other challenges. This…
Car insurance is getting even more expensive in Los Angeles. Here’s why
Car insurance is getting even more expensive in Los Angeles. Here’s why

Motorists in the Los Angeles area are paying over 25% more for their insurance, compared to last year. Many California drivers may be feeling squeezed by the rising costs of insurance as premiums are being fueled by inflation, traffic volume, accidents and crime, according to…
State Farm Requests Major Rate Increases Amid Escalating California Insurance Crisis
State Farm Requests Major Rate Increases Amid Escalating California Insurance Crisis

Mere months after its last rate increases went into effect, California’s largest insurance provider is asking for another huge hike. Earlier this week, State Farm’s California subsidiary submitted a request to the Department of Insurance to raise its rates by an average of 30% for…
Calif. Long-Tail Ruling Continues Policyholder-Friendly Trend
Calif. Long-Tail Ruling Continues Policyholder-Friendly Trend

The California Supreme Court’s recent ruling in Truck Insurance Exchange v. Kaiser Cement & Gypsum, rejecting horizontal policy exhaustion, was the latest in a string of its decisions involving insurance coverage for continuous or progressive injury claims that favor policyholders, say Billie Mandelbaum and David…
State Farm seeking 30% rate hike for CA homeowners: Here’s what to know
State Farm seeking 30% rate hike for CA homeowners: Here’s what to know

Many California homeowners are concerned about their home insurance, and that anxiety ratcheted up on Friday when State Farm requested one of its biggest rate increases ever, a sign they may be struggling financially. “It’s critical to understand that nothing changes today for State Farm…
Opinion: In California, State Farm is not such a good neighbor after all
Opinion: In California, State Farm is not such a good neighbor after all

For decades, people have dutifully paid their insurance premiums, trusting that when disaster strikes, their insurance companies would stand by them. However, recent decisions by major insurers to abandon homeowners, renters and businesses across California, including in San Diego County, have shattered this trust. This…
State Farm seeks ‘seismic-level’ rate hike as insurance crisis becomes ‘perfect storm’
State Farm seeks ‘seismic-level’ rate hike as insurance crisis becomes ‘perfect storm’

Mere months after its last rate increases went into effect, California’s largest insurance provider is asking for another huge hike. Earlier this week, State Farm’s California subsidiary submitted a request to the Department of Insurance to raise its rates by an average of 30% for…
State Farm customers in California may have to significantly pay more coverage
State Farm customers in California may have to significantly pay more coverage

Insurance prices continue to rise in the state, even as some lose their coverage despite working to keep areas safer from wildfires The latest hike request coming from insurance companies comes from State Farm, which earlier this week asked the California Department of Insurance for…
12% Americans Don’t Have Home Insurance: Why More Homeowners Don’t Think The Rising Prices Are Worth It
12% Americans Don’t Have Home Insurance: Why More Homeowners Don’t Think The Rising Prices Are Worth It

Americans are increasingly dropping their homeowner insurance policies or falling behind on payments amid high living costs and rising coverage premiums. Read more.
As Insurance Soars, Homeowners Ask: Is It Worth It?
As Insurance Soars, Homeowners Ask: Is It Worth It?

In the face of inflated supply costs and extreme weather wreaking havoc, home insurance rates have shot through the roof, leaving many Americans begging the question: is owning a home worth it? Retired high school teacher Anjali Tierra is one homeowner who has been without…
As homeowner’s insurance prices climb, more Americans ask: Is it worth it?
As homeowner’s insurance prices climb, more Americans ask: Is it worth it?

It was 2019 when Anjali Tierra decided that homeowners insurance wasn’t worth the price. The retired high school teacher, 58, took out a policy in late 2018 after purchasing a three-bedroom home nestled in the Tehachapi Mountains of southern California. She considered the insurance affordable…
Can a Home Insurer Drop You Due to Aerial Photos? Brace Yourself for It
Can a Home Insurer Drop You Due to Aerial Photos? Brace Yourself for It

Is your insurance company spying on you? Insurers are increasingly using technology such as drones, airplanes and even high-altitude balloons to survey homes from coast to coast. If these companies spot something they don’t like, you could lose homeowners insurance coverage. In late 2023, KGO-TV…
Marin homeowners grapple with fire insurance cancellations
Marin homeowners grapple with fire insurance cancellations

Marin residents are among the many Californians who are getting their fire insurance canceled despite the county’s aggressive fire prevention measures. Not even Mark Brown, executive director of the Marin Wildfire Prevention Authority, is immune. “I received my non-renewal notice,” Brown said during a program…
Auto insurance costs up nearly 20% nationwide. Here’s how to save | Dollars & Sense
Auto insurance costs up nearly 20% nationwide. Here’s how to save | Dollars & Sense

“Across all lines of insurance, home, car, you name it, business, prices are up, options are down,” said Amy Bach, executive director of United Policyholders. You’re likely paying more for auto insurance here in California than you were last year, according to new data. The…
Asbestos contribution fight sent back to lower California appellate court
Asbestos contribution fight sent back to lower California appellate court

The California Supreme Court said Monday that a lower appellate court should determine if a primary insurer can seek contribution from first-level excess insurers for asbestos injury claims. The unanimous high court panel in Truck Insurance Exchange Co. v. Kaiser Cement and Gypsum Corp. reversed…
Excess Insurers May Need To Pay In Kaiser Asbestos Dispute
Excess Insurers May Need To Pay In Kaiser Asbestos Dispute

A policyholder can tap into first-layer excess policies as soon as the primary coverage for that period is exhausted, the California Supreme Court ruled, potentially implicating several first-level excess insurers to contribute to coverage for underlying asbestos exposure claims against Kaiser Cement and Gypsum Corp.…
New proposal could help Californians in high-risk fire areas get their insurance back
New proposal could help Californians in high-risk fire areas get their insurance back

California’s wildfire risk has sent premiums skyrocketing and insurance companies fleeing the state. But this week, the state insurance commission released a new proposal to help homeowners, especially in higher fire risk areas. As part of the proposal, the state released new maps showing the…
Commissioner Lara unveils next steps in his strategy to expand coverage options for Californians in areas of high wildfire risk
Commissioner Lara unveils next steps in his strategy to expand coverage options for Californians in areas of high wildfire risk

Commissioner Lara unveils next steps in his strategy to expand coverage options for Californians in areas of high wildfire risk First-ever wildfire risk map showing where insurance companies need to write more coverage LOS ANGELES — Insurance Commissioner Ricardo Lara today released further details of…