Choosing the right homeowner’s insurance coverage
Choosing the right homeowner’s insurance coverage

When an emergency strikes and damages your home, knowing what’s covered in your homeowner’s insurance is essential in the recovery process. Homeowner’s insurance is crucial to owning a home, and recent changes in insurance costs and coverage might have homeowners wondering about their coverage. Homeowners…
Major energy provider hosts safety fair
Major energy provider hosts safety fair

On Saturday, April 26, 2025, at the Nederland Community Center, one of the largest energy providers to the Front Range, Xcel Energy, hosted the Peak to Peak Safety Fair. Up to 20 different non-profit organizations and commercial businesses participated, all serving in the realm of…
Colorado proposes FAIR Plan surcharge for home policyholders
Colorado proposes FAIR Plan surcharge for home policyholders

The Colorado Division of Insurance is considering regulation that would allow insurers to pass on their costs to support the state’s new FAIR Plan, homeowners insurance of last resort, to policyholders through a surcharge. Read more.
Colorado lawmakers propose insurance fees to tackle rising home coverage costs.
Colorado lawmakers propose insurance fees to tackle rising home coverage costs.

Colorado is in the middle of a growing problem with home insurance. Over the past several years, people living in the state have watched their insurance costs go up and their options shrink. Some homeowners have been dropped by their providers altogether. This has happened…
Plans take shape for Colorado’s FAIR Plan “last resort” home insurance
Plans take shape for Colorado’s FAIR Plan “last resort” home insurance

The Colorado FAIR Plan is the first public insurance program to operate in the United States in 40 years to sell property insurance policies to those who cannot find coverage on the open market. Read more
Insurance Insiders Say Regulation and Mitigation Can Keep the Industry from Retreating in Colorado
Insurance Insiders Say Regulation and Mitigation Can Keep the Industry from Retreating in Colorado

Underwriters aren’t pulling back from Colorado like they have in Florida and California, but industry workers say the state is at a tipping point. David Selden and his wife, Karen, recently moved into the country 10 miles outside of Steamboat Springs, Colorado, after living in…
$141 billion in Colorado property is at risk from wildfires. Here’s how that affects your homeowner insurance.
$141 billion in Colorado property is at risk from wildfires. Here’s how that affects your homeowner insurance.

More than 320,000 homes across Colorado valued at $141 billion are at risk of being destroyed by wildfires, according to a new report that influences how insurance companies set rates. Read more
As rates rise and coverage vanishes, Colorado Springs home insurance market reaches ‘tipping point’
As rates rise and coverage vanishes, Colorado Springs home insurance market reaches ‘tipping point’

If experience is the best teacher, then Leigh Candelas is an expert in protecting her own home from a catastrophic fire. A 2013 Black Forest fire survivor whose ranch-style house was damaged but not destroyed, she has in the intervening years made it a priority…
Home-insurance payouts are shrinking. Here’s how to prevent the worst.
Home-insurance payouts are shrinking. Here’s how to prevent the worst.

Thanks to inflation and climate change, homeowners are getting less money back from their insurers to repair and rebuild. With tornado season in full swing — hitting Texas and Iowa hard in the last week — and hurricane and wildfire season looming this summer, insurance…
Boulder County Marshall Fire Newsletter – May 17, 2024
Boulder County Marshall Fire Newsletter – May 17, 2024

United Policyholders 2024 home insurance survey – Read more
Aerial photos are leading to insurance non-renewals
Aerial photos are leading to insurance non-renewals

InsurTech may not be a buzz word at dinner parties, but it sure is in consumer advocate circles. Turns out, “disruptive” is not such a good thing for property owners and home values, especially with climate change in the mix. Today, insurance companies are using…
Insurers Report Rising Hail Damage Claims
Insurers Report Rising Hail Damage Claims

Inflation is driving up the cost of materials and labor to repair roofs and cars. Adding to insurers’ costs is increased development in areas affected by severe storms. Golf balls, tennis balls, softballs. All sound like the stuff of fun games — except when they…
As Home Insurance Bills Go Up, Owners’ Coverage Is Going Down
As Home Insurance Bills Go Up, Owners’ Coverage Is Going Down

Frequent natural disasters and high inflation have led insurers to raise premiums, and forced many customers to pare back their policies. Robert Shiver’s bill for his homeowner insurance jumped from $3,800 in 2022 to $8,000 in July. “I remember opening the bill and, honestly, laughing,…
KVNF Regional Newscast: January 4, 2023
KVNF Regional Newscast: January 4, 2023

Coloradans can now get thirty percent off the price of electric lawn and garden equipment. A new state law that took effect this week offers a tax credit to equipment retailers if they offer the discount to consumers at the time of purchase. Participating retailers…
Two years after Colorado’s most destructive wildfire, victims are still struggling with insurance claims
Two years after Colorado’s most destructive wildfire, victims are still struggling with insurance claims

It’s been two years since the Marshall Fire burned more than a thousand homes in Boulder County. On December 30, 2021, winds of more than 100-miles-per-hour propelled the flames toward a heavily populated suburban area south of Boulder. Two years on, many homeowners continue to…
Urban wildfires may become more likely. A Modern West live panel discusses how to prepare.
Urban wildfires may become more likely. A Modern West live panel discusses how to prepare.

Urban wildfires in unlikely places are likely to become more prevalent as the climate warms, so homeowners across the American West should consider their immediate risk. That’s according to a panel of wildfire survivors and experts assembled for a Facebook Live event with Wyoming Public…
Will climate change make your homeowners insurance unaffordable? Here’s what you need to know
Will climate change make your homeowners insurance unaffordable? Here’s what you need to know

With both premiums and sea levels rising, here’s how you can save money on homeowners insurance. Leigh C. knew that the homeowners insurance on her home in Black Forest, Colorado, an area just northeast of Colorado Springs, would be renewing soon. But when she opened…
10th Circuit rules Black Hawk casino’s insurance policy did not cover COVID-19 closure
10th Circuit rules Black Hawk casino’s insurance policy did not cover COVID-19 closure

The Colorado Supreme Court and the 10th Circuit have both found COVID-19 harms people, but does not damage property The federal appeals court based in Denver decided last week that a Black Hawk casino’s insurance policy, with limited exception, did not provide for hundreds of…