As Home Insurance Bills Go Up, Owners’ Coverage Is Going Down
As Home Insurance Bills Go Up, Owners’ Coverage Is Going Down

Frequent natural disasters and high inflation have led insurers to raise premiums, and forced many customers to pare back their policies. Robert Shiver’s bill for his homeowner insurance jumped from $3,800 in 2022 to $8,000 in July. “I remember opening the bill and, honestly, laughing,…
KVNF Regional Newscast: January 4, 2023
KVNF Regional Newscast: January 4, 2023

Coloradans can now get thirty percent off the price of electric lawn and garden equipment. A new state law that took effect this week offers a tax credit to equipment retailers if they offer the discount to consumers at the time of purchase. Participating retailers…
Two years after Colorado’s most destructive wildfire, victims are still struggling with insurance claims
Two years after Colorado’s most destructive wildfire, victims are still struggling with insurance claims

It’s been two years since the Marshall Fire burned more than a thousand homes in Boulder County. On December 30, 2021, winds of more than 100-miles-per-hour propelled the flames toward a heavily populated suburban area south of Boulder. Two years on, many homeowners continue to…
Urban wildfires may become more likely. A Modern West live panel discusses how to prepare.
Urban wildfires may become more likely. A Modern West live panel discusses how to prepare.

Urban wildfires in unlikely places are likely to become more prevalent as the climate warms, so homeowners across the American West should consider their immediate risk. That’s according to a panel of wildfire survivors and experts assembled for a Facebook Live event with Wyoming Public…
Will climate change make your homeowners insurance unaffordable? Here’s what you need to know
Will climate change make your homeowners insurance unaffordable? Here’s what you need to know

With both premiums and sea levels rising, here’s how you can save money on homeowners insurance. Leigh C. knew that the homeowners insurance on her home in Black Forest, Colorado, an area just northeast of Colorado Springs, would be renewing soon. But when she opened…
10th Circuit rules Black Hawk casino’s insurance policy did not cover COVID-19 closure
10th Circuit rules Black Hawk casino’s insurance policy did not cover COVID-19 closure

The Colorado Supreme Court and the 10th Circuit have both found COVID-19 harms people, but does not damage property The federal appeals court based in Denver decided last week that a Black Hawk casino’s insurance policy, with limited exception, did not provide for hundreds of…
Biden wades into home insurance mess
Biden wades into home insurance mess

Climate change may be forcing millions of Americans to go without home insurance, as unpredictable weather and intensifying disasters prompt major underwriters to flee hard-hit neighborhoods. In response, the Biden administration is asking top insurance companies — for the first time — to provide detailed,…
Advocacy Wins in Colorado! (2023)
Advocacy Wins in Colorado! (2023)

By Lisa Hughes, Marshall Fire Survivor and UP Local Liaison Team UP Colorado worked closely with Insurance Commissioner Mike Conway and Rep. Judy Amabile to enact new consumer protections this legislative session, and we were very pleased to join Governor Polis when he signed HB-23-1174…
Climate disasters make it harder to insure your home. Here’s what to know.
Climate disasters make it harder to insure your home. Here’s what to know.

Premiums are soaring and carriers are pulling back coverage, citing disaster risks. Climate change is a big factor, but there are others at play. Homeowners are bracing for hurricane and fire seasons, but with insurance premiums rising and carriers pulling back coverage in riskier states,…
Insurance consumer advocate group unveils state-by-state guide to insurance legal rights
Insurance consumer advocate group unveils state-by-state guide to insurance legal rights

For Immediate Release:  March 13, 2023 Contact: Amy Bach, Executive Director SAN FRANCISCO, March 9, 2023 – United Policyholders (UP), a national insurance consumer advocacy non-profit, today announced a major expansion of its services. Insurance company claim adjusters are required to know and follow the…
Insurance denied: More Coloradans can’t get homeowner’s insurance because of wildfire risk
Insurance denied: More Coloradans can’t get homeowner’s insurance because of wildfire risk

More and more Colorado homeowners across the state are being denied homeowners insurance because of wildfire risk. Now, the state insurance commissioner, state lawmakers, and homeowners are working together on a solution, as the insurance industry issues a warning. Colorado homeowners being denied insurance On…
Improving Disaster Recovery
Improving Disaster Recovery

UP advocates for expedited insurance payouts and fewer paperwork hassles for disaster survivors. By helping people get the money they need to repair, rebuild and replace with fewer delays, we’re improving their ability to restore the quality of their lives and financial health. This week,…
Catch UP on Colorado Insurance Consumer Law with Brad Levin
Catch UP on Colorado Insurance Consumer Law with Brad Levin

In this Catch UP segment, long time policyholder Attorney Brad Levin of Levin Sitcoff Waneka shares insights on the laws that govern insurance claims and consumer rights in the State of Colorado, and lawsuit logistics and costs to those who want a remedy for unfair…
Advocacy Win! New Rights for Colorado Insurance Consumers (HB 22-1111)
Advocacy Win! New Rights for Colorado Insurance Consumers (HB 22-1111)

UP is pleased to share the great news that we succeeded in securing new rights for CO insurance consumers that will improve future disaster recovery when Governor Polis today signed CO HB 22-1111 into law. UP was instrumental in the negotiations and testimony that led…
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty

Colorado Attorney Natasha O’Flaherty has been assisting wildfire impacted households with insurance matters since a 2020 wildfire destroyed hundreds of homes in her community.  In this Catch UP segment, she discusses approaches she took on behalf of clients who needed help finding temporary housing when…
Should wildfire victims get more insurance money up front? Some lawmakers think so.
Should wildfire victims get more insurance money up front? Some lawmakers think so.

When wildfire struck Grand County, Marjorie Cranston and her husband lost their home of 15 years. The loss was hard enough, Cranston said, without spending months scouring her brain to remember every single item lost in the flames. The 2020 East Troublesome Fire destroyed an estimated 366…
California wildfire survivor helps residents impacted by Marshall Fire navigate insurance
California wildfire survivor helps residents impacted by Marshall Fire navigate insurance

LISTEN TO THE INTERVIEW HERE The process of recovering from the Marshall Fire looks different for each person affected. For those who were insured, working with their provider to file claims and compile detailed inventories of belongings has become part of day-to-day life. But not…
United Policyholders Amy Bach on Marshall Fire Insurance Challenges
United Policyholders Amy Bach on Marshall Fire Insurance Challenges

Click below to listen to the radio interview: 2/3/22 KOA 850 AM & 94.1 FM