Report: 64 percent of Fourmile fire victims underinsured
Report: 64 percent of Fourmile fire victims underinsured

A new survey shows that nearly two-thirds [2] of victims of last year’s Fourmile Canyon wildfire were underinsured by more than $200,000. The survey, conducted by United Policyholders [3], included responses from 51 residents who said their home was destroyed and seven who said their…
Fourmile Fire insurance claims require tenacity, patience
Fourmile Fire insurance claims require tenacity, patience

Tactful assertiveness. It’s what Andi O’Conor, who lost her house of 20 years to the Fourmile Fire, said it takes to make a successful insurance claim on losses from Colorado’s most costly wildfire. “You have to remember that they are working for you and you’ve…
One Year Later, Boulder Fire Victims Still Recovering
One Year Later, Boulder Fire Victims Still Recovering

One year ago this Labor Day Weekend, an errant spark from an unattended fire pit in Four Mile Canyon west of Boulder quickly became the most destructive wildfire in Colorado history burning 169 homes and damaging scores more. It was an emotional and stressful time…
Rising from the ashes – One year later, Fourmile Fire victims share tales of renewal
Rising from the ashes – One year later, Fourmile Fire victims share tales of renewal

For some victims of the Fourmile Fire that ravaged the hills of western Boulder County the week of Sept. 6, 2010, this has been the “year of the phoenix.” Others are still waiting to rise from the ashes. In honor of the one-year anniversary of…
Survey shows Fourmile fire victims severely underinsured
Survey shows Fourmile fire victims severely underinsured

Almost one year after the Fourmile Canyon wildfire devastated mountain communities in Boulder County, only 64 percent of victims surveyed have settled their insurance claim, and for many the settlement will not be enough to rebuild their home. Other key findings from respondents include: •…
Fourmile Canyon Fire firefighter/victim hits roadblock to rebuilding
Fourmile Canyon Fire firefighter/victim hits roadblock to rebuilding

BOULDER COUNTY – On Labor Day morning almost a year ago, Bruce Honeyman was simply reading the paper. About 10 that morning, Honeyman, the chief of the Sunshine Fire Protection District got a call for mutual aid. “[I] came around the corner and saw that…
Vanishing Act: Your Home Insurance Coverage is Disappearing
Vanishing Act: Your Home Insurance Coverage is Disappearing

There’s a disturbing nationwide trend of insurance companies chipping away at coverage for homeowners, says Amy Bach, executive director of the nonprofit United Policyholders consumer group. She says she’s disturbed by what she sees as policies becoming less adequate. “We have been working on a…
5 lies home insurance agents tell
5 lies home insurance agents tell

Sometimes insurance agents tell you what they think you want to hear in order to sell a home insurance policy and secure a commission. When misfortunes occur, homeowners who count on insurance to carry them through tough times sometimes get an unpleasant surprise: They don’t…
Nine tips for buying auto insurance online
Nine tips for buying auto insurance online

Just as more consumers are gravitating toward shopping sites like Amazon.com and Zappos.com, more auto insurance consumers are shopping online than ever before. According to a 2011 study by J.D. Power and Associates, 54 percent of auto insurance shoppers are getting quotes online. That’s up…
Fourmile Canyon rebuilding slowed by claims disputes
Fourmile Canyon rebuilding slowed by claims disputes

Nearly nine months since a wildfire ripped through Fourmile Canyon, frames for new homes are beginning to dot the once ash-covered foothills west of Boulder. But for many victims, the rebuilding process is moving excruciatingly slowly, as they continue to grapple with insurance companies over…
Got Insurance? Enough? You Sure?
Got Insurance? Enough? You Sure?

Many U.S. homeowners haven’t insured their homes against earthquakes and other disasters, but the devastating losses in the wake of the recent earthquake and tsunami in Japan may cause people to give their insurance policies another look. As well they should. Earthquakes have occurred in…
Will Americans pay attention to earthquake insurance now?
Will Americans pay attention to earthquake insurance now?

The advice can’t get any simpler than this: “People who live near fault lines should have earthquake insurance,” says Amy Bach, executive director of the United Policyholders consumer organization. Will the disaster in Japan be the crisis that compels Americans in quake-prone areas to pay…
Apps for Taking Inventory at Home
Apps for Taking Inventory at Home

By FARHAD MANJOO, The New York TimesHONESTLY, I didn’t set out to be a hoarder. It’s just that I’m a tech reviewer, and sometimes that amounts to the same thing. Technology companies are always sending me gadgets to evaluate; it’s my job to catalog everything…
Are you insured for the Big One?
Are you insured for the Big One?

Just 12% of homes in the state with fire insurance also have earthquake coverage, according to the California Earthquake Authority. Here’s what consumers shopping for coverage need to know. Reporting from Sacramento— The massive earthquake and tsunami that struck Japan will cost insurance companies billions…
Forged MetLife “Checks” Show Retained-Asset Account Risks
Forged MetLife “Checks” Show Retained-Asset Account Risks

After her mother died, Jasmine Williams was assured by MetLife Inc. that her $101,819 in life insurance benefits were safe and was sent what the company called a guaranteed money market “checkbook” in 2002. The next year, Williams, then 19, told New York-based MetLife that…
Accidental Death Becomes Suicide When Insurers Dodge Payouts
Accidental Death Becomes Suicide When Insurers Dodge Payouts

Jane Pierce spent nine years struggling alongside her husband, Todd, as he fought cancer in his sinus cavity. The treatments were working. Then, in July 2009, Todd died in a fiery car crash. He was 46. That was the beginning of a whole new battle…
Determining the Right Coverage
Determining the Right Coverage

Patrick Rodgers, the Philadelphia homeowner with the “foreclosure” case against Wells Fargo Home Mortgage that made him a national celebrity, declared victory last week. To settle his claim under the Real Estate Settlement Procedures Act, he says, Wells Fargo WFC) agreed to reverse thousands of…
Are Insurance Companies Letting Down Colorado Forest Fire Victims?
Are Insurance Companies Letting Down Colorado Forest Fire Victims?

Buyer beware: Residents grappling with rebuilding costs after the Fourmile Fire near Boulder may receive only a fraction of the money they need to restore their homes. Do insurance companies underinsure customers as a means of staying competitive? For many victims of the Fourmile Fire…