U.S. court panel: Why are Sandy flood claims still unpaid 2 years later?
U.S. court panel: Why are Sandy flood claims still unpaid 2 years later?

Thousands of property owners across the metropolitan area who thought their federally funded flood insurance would cover damage from superstorm Sandy were bitterly disappointed when it did not, and many sued for more money. So far, few of those cases have been settled or resolved,…
Sandy insurers may have falsely denied LIers’ claims, federal judge says
Sandy insurers may have falsely denied LIers’ claims, federal judge says

A federal judge on Long Island has ordered insurance companies to release thousands of documents used to deny superstorm Sandy flood claims, saying it appears engineers falsified reports to avoid paying homeowners. In a 27-page order, Magistrate Judge Gary Brown said an engineering firm hired…
Doubt Lingers for New Yorkers Devastated by Hurricane Sandy
Doubt Lingers for New Yorkers Devastated by Hurricane Sandy

NEW YORK – Edith Harris was cornered in her living room, inside her brick house, deep in Canarsie, Brooklyn. Volunteers in green t-shirts swarmed around her. They banged away at new appliances in the bathrooms, studied the interior supports that held up her fragile basement…
Short-changed by insurance, Sandy victims fight back
Short-changed by insurance, Sandy victims fight back

ASBURY PARK, N.J. — Since they bought their oceanfront home in Point Pleasant Beach, N.J., 12 years ago, Carla and Vincent Vitale have spent almost $100,000 on insurance premiums. So when flood waters from Superstorm Sandy damaged the heating and electrical systems, they weren’t worried.…
Underpayment on FEMA flood insurance after Superstorm Sandy
Underpayment on FEMA flood insurance after Superstorm Sandy
Sandy: Insurance After The Storm
Sandy: Insurance After The Storm
For Some Sandy Victims, Insurance Falls Short
For Some Sandy Victims, Insurance Falls Short

NEW YORK — Many homeowners who got slammed by Superstorm Sandy are finding their flood insurance checks are nowhere near large enough to cover their repairs, and consumer advocates put some of the blame on errors by the multitude of adjusters who were hired in…
Dark Water: A Year After Hurricane Sandy
Dark Water: A Year After Hurricane Sandy

LONG BEACH, N.Y. — In lines at the grocery store and the post office here, the usual pleasantries are still squeezed out by talk of the slow pace of reconstruction, spiking flood insurance premiums and whether the hospital, movie theater or sports club will ever…
Flood insurance law hurting Sandy victims
Flood insurance law hurting Sandy victims

A little-known provision in some Long Island homeowners’ flood insurance policies could stymie their claims to collect for superstorm Sandy damage. Advocates and lawyers for property owners say it’s a loophole for insurance companies and the Federal Emergency Management Agency that is based on semantics.…
Recent New York Case re: Coverage for water from drain back up
Recent New York Case re: Coverage for water from drain back up

Property Insurance Coverage Law Blog, June 3, 2013 by Shaun Marker So You Have A Back Up Of Water From A Drain Line; Was Blockage On or Off the Insured Property?If you have a claim based on a back up of water from a drain…
Sandy update: Homeowners battle insurance adjusters
Sandy update: Homeowners battle insurance adjusters

They have argued themselves blue with insurance adjusters. And still their homes are gutted and smell of sodden wood.Six months after superstorm Sandy, a weary cadre of Long Islanders remains mired in fights over settlements from the National Flood Insurance Program. They tell of enduring…
Flood insurance lawsuit aimed at ‘basement’ definition
Flood insurance lawsuit aimed at ‘basement’ definition

A federal lawsuit accusing insurance companies of unfairly denying flood claims could have broad ramifications for Long Islanders who were denied coverage because their first floors were classified as basements. The class-action suit, filed in Newark, says insurers are wrongly refusing to pay for flood-damaged…
Sandy-struck homeowners face delay in cashing insurance checks
Sandy-struck homeowners face delay in cashing insurance checks

Homeowners across Long Island are struggling with the cost of rebuilding from superstorm Sandy as they wait for banks and mortgage companies to release their insurance settlements more than two months after the storm. Insurers began cutting checks weeks ago, but most people can’t simply…
Lessons for Staten Islanders navigating the insurance maze
Lessons for Staten Islanders navigating the insurance maze

As they stare down drawn-out battles over insurance settlements and uncertain coverage for the future, Staten Islanders might look to the aftermath of Hurricane Katrina — a storm that cost insurance companies a record $41 billion — to hazard a guess at what’s to come.…
Most Americans uninformed about long-term care insurance
Most Americans uninformed about long-term care insurance
Tips for Sandy Victims on Mediating Insurance Disputes
Tips for Sandy Victims on Mediating Insurance Disputes

New Programs Announced in New York & New Jersey to Help Resolve Claim Disputes; Know What to Expect and Be Ready to Negotiate, Consumer Group Advises SAN FRANCISCO February 28, 2013 – With thousands of Superstorm Sandy victims frustrated by the slow process of settling…
New York Regulator Says Sandy Complaints Show Need for Uniformity, Clarity in Policies
New York Regulator Says Sandy Complaints Show Need for Uniformity, Clarity in Policies

BY MARK E. RUQUET, PROPERTYCASUALTY360February 27, 2013 New York’s top insurance regulator says Superstorm Sandy has revealed glaring gaps in consumer knowledge about coverages, and has highlighted the need for uniformity and clarity in property-insurance policies.Addressing members of the State Assembly Standing Committee on Insurance…
Thinking of hiring a law firm to fight your insurance company? Know what you’re getting into…
Thinking of hiring a law firm to fight your insurance company? Know what you’re getting into…

Todd Kaminsky, the author of this useful article, is a concerned citizen who is using his expertise as a lawyer to help his Long Island neighbors recover from Sandy’s devastation. Todd is a United Policyholders volunteer and we are one of the experts he references…