Senator Dave Cortese’s Bill to Establish the Nation’s First Catastrophic Model for Wildfires Passes the Assembly
Senator Dave Cortese’s Bill to Establish the Nation’s First Catastrophic Model for Wildfires Passes the Assembly

As wildfires continue to break out throughout California, Senator Dave Cortese’s SB 429 will help homeowners understand their property’s wildfire risk. It creates the nation’s first-of-its-kind public wildfire catastrophe model to assess wildfire risk and help inform insurance rates. “My bill establishes a public wildfire catastrophe…
Drones and aerial imaging raise new questions for homeowners and insurers
Drones and aerial imaging raise new questions for homeowners and insurers

California is pushing for homeowner rights as insurers use flying cameras for property assessments Why it matters: Flying cameras are changing how home insurers evaluate properties, raising questions about consumer rights and transparency. As California considers new disclosure rules, property owners face growing consequences from…
How Katrina became ‘the storm that told us what was to come’ for climate and insurance
How Katrina became ‘the storm that told us what was to come’ for climate and insurance

When Hurricane Katrina threatened New Orleans in August 2005, Mona Lisa Saloy thought she was safe. Saloy, an author and educator who also served for several years as Louisiana’s poet laureate, had inherited the 110-year-old “double shotgun” house in the mostly Black Seventh Ward where…
California’s 5th largest insurer files for a 6.9% rate increase: ‘It’s pretty insane’
California’s 5th largest insurer files for a 6.9% rate increase: ‘It’s pretty insane’

One of the state’s largest insurance companies is asking the state if they can raise its rates. The request is the latest in a string of carriers who have increased premiums in recent months. The California State Automobile Association, an insurance group affiliated with AAA,…
Special Event: United Policyholders webinar to bring Roadmap to Recovery® guidance and answers for households impacted by Hurricane Milton before the one-year anniversary of the disaster
Special Event: United Policyholders webinar to bring Roadmap to Recovery® guidance and answers for households impacted by Hurricane Milton before the one-year anniversary of the disaster

 Sarasota, FL – With support from the Community Foundation of Sarasota County’s Suncoast Disaster Recovery Fund, the non-profit United Policyholders (UP) announced today that it will host a webinar on September 17th, 2025 in advance of the one-year anniversary of Hurricane Milton where an expert…
Townhall Exposes Insurance Gaps After Palisades Fire as Residents Fear Future Coverage
Townhall Exposes Insurance Gaps After Palisades Fire as Residents Fear Future Coverage

After the Palisades Fire, people find they are underinsured, are not being paid for claims, or are having trouble receiving insurance money for smoke damage. The Palisades Recovery Coalition hosted an insurance townhall on August 24 to address problems and more. Other insurance issues include…
Insurance Informational Meeting Hosted by PRC
Insurance Informational Meeting Hosted by PRC

After the Palisades Fire, people find they are underinsured, are not being paid for claims, or are having trouble receiving insurance money for smoke damage. The Palisades Recovery Coalition hosted an insurance townhall on August 24 to address problems and more. Othe insurance issues include…
Flying Cameras Are Snapping Photos of Houses for Insurers. Will a California Bill Help Homeowners See Them?
Flying Cameras Are Snapping Photos of Houses for Insurers. Will a California Bill Help Homeowners See Them?

Airborne cameras are taking pictures of individual houses across the U.S. Insurance companies use the photos to inspect buildings after extreme weather, from hurricanes to hailstorms. But they also use them to determine which homes are too risky to insure. A bill in California—a state…
California Insurance Bill – The Fight Over Public Adjuster Fees and Homeowner Payouts
California Insurance Bill – The Fight Over Public Adjuster Fees and Homeowner Payouts

What’s the real cost of AB 597? The proposed California bill is stirring up heated debates. Depending on who you ask, it’s either a game-changer or a disaster waiting to happen. On the surface, it’s all about “transparency” and reining in shady contracts. But dig…
A bad bill to rein in insurance adjusters? Proposed state law draws criticism
A bad bill to rein in insurance adjusters? Proposed state law draws criticism

After the devastating January firestorms left thousands of homeowners to grapple with their insurers over complicated claims for smoke damage and burned-down houses, many turned to public adjusters for help. The state-licensed professionals play a vital role in assisting policyholders in preparing property claims and…
Forum offers direction for protecting homes from wildfire, details property insurance efforts
Forum offers direction for protecting homes from wildfire, details property insurance efforts

The first defense against wildfire is in the hands of California homeowners: securing defensible space. “If you’re going to do one thing after this meeting, go buy mesh screening (for roof vents). It’s very easy to do, affordable but very effective,” California State Fire Marshal…
State officials urge homeowners to check fire insurance coverage
State officials urge homeowners to check fire insurance coverage

With the Gifford Fire now the largest wildfire in California this year, Assembly Member Dawn Addis gathered state leaders and insurance experts to help Central Coast homeowners better protect their property and coverage. Experts said many Californians are underinsured and do not realize it until…
Proposed California Ballot Initiative Seeks to Repeal Prop. 103
Proposed California Ballot Initiative Seeks to Repeal Prop. 103

A proposed ballot measure could significantly alter California’s property insurance regulations by repealing Proposition 103, a law passed in 1988 that governs home, auto, and other property and casualty insurance. Background on Proposition 103 Under Prop. 103, insurance companies must obtain approval from the state’s…
Long-shot ballot initiative could have huge effect on California insurance
Long-shot ballot initiative could have huge effect on California insurance

A proposed ballot initiative would drastically change the way property insurance is regulated in California by repealing a law voters passed almost four decades ago. Proposition 103 has regulated home, auto and other types of property and casualty insurance in the state since 1988. It…
Florida Peninsula Insurance announces rate reduction request that will benefit ‘about 80,000 policyholders’
Florida Peninsula Insurance announces rate reduction request that will benefit ‘about 80,000 policyholders’

Florida Peninsula Insurance is seeking a rate reduction of 8.4% on homeowners policies and 12% on condo policies, according to an announcement from the Boca Raton-based company. “Given that everything seems to be going up right now, the cost of living, food, housing and everything…
The Point Fire came and went in days. A year later, some Sonoma County residents still waiting for answers
The Point Fire came and went in days. A year later, some Sonoma County residents still waiting for answers

The Point Fire burned for just over a week, but for some in Dry Creek Valley, recovery has dragged on with lingering damage, insurance hurdles, and no known cause. Read More 
California’s FAIR Plan facing legal action from State Insurance Commissioner for smoke damage claims
California’s FAIR Plan facing legal action from State Insurance Commissioner for smoke damage claims

SACRAMENTO, Calif — California insurance officials are taking legal action against the state’s last-resort wildfire insurance provider, accusing it of illegally denying or limiting smoke damage claims from homeowners. State Insurance Commissioner Ricardo Lara announced this week the California Department of Insurance filed an enforcement…
Crucial Insurance Deadline Approaches for Maui Wildfire Victims
Crucial Insurance Deadline Approaches for Maui Wildfire Victims

Two-Year Deadline Tied to 2023 Maui Wildfires The deadline coincides with the second anniversary of the disaster that devastated Lahaina and other Maui communities. Under most insurance policies, replacement cost claims for property and contents must be filed within two years of the loss. Some…