NOTE: This sample letter below must be customized to the facts of your individual situation and claim. All portions that are in parentheses and/or underlined must be completed or revised and anything in italics should be removed before you send it.
RE:[Mortgage Company or Lender Name – Mortgage Account# – Address of Mortgaged Property]
To Whom It May Concern;
I am enclosing my initial claim payment check [Check #] for reimbursement from my insurer for my property insurance claim on my home at the address above which suffered damage due to the [disaster name or cause of loss] on [date of loss].
I have enclosed all of the necessary information and forms to facilitate your endorsement of the checks to be returned to me as soon as possible. This will allow me to continue to [rebuild/restore] my home in compliance with the time limitations in my insurance policy. [any lender forms, lien releases, inspection reports, limited portions of scope of loss, signed contracts, etc.] To that end, I have enclosed a prepaid, priority mail envelope for your convenience. I anticipate receipt of the returned, endorsed check within one week of your receipt of this document unless you contact me for further clarification.
Note: [The lender may insist upon placing the funds in escrow; if so, ask what is needed to release them]
Thank you in advance,
The information presented in this publication is for general informational purposes, and is not a substitute for legal advice. If you have a specific legal issue or problem, United Policyholders recommends that you consult with an attorney. Guidance on hiring professional help can be found in the “Find Help” section of www.uphelp.org. United Policyholders does not sell insurance or certify, endorse or warrant any of the insurance products, vendors or professionals identified at our website.
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