Claim Guidance Library

Taking it in and Getting Started

• Sample Letter Requesting Complete Copy of Homeowners Policy
• Sample Letter Protecting Your Legal Rights

Expand Hide

Arranging Temporary Housing

• Sample Letter Requesting Information About Insurance Benefits for Temporary Living Expenses (“ALE” or “Loss of Use”)
• Sample Letter Requesting Extension of Additional Living Expense/Loss of Use Deadlines

Expand Hide

Getting Organized

• Sample Letters and Claim Documents

Expand Hide

Being Proactive in Documenting and Valuing Your Losses

• Sample Letter for Requesting Copies of Claim-Related Documents
• Sample Letter Requesting Extension of Policy Benefits for Building Code Upgrades (CA)
• Sample Letter Requesting Extension of Deadlines to Collect Full Policy Benefits – CALIFORNIA DISASTER
• Sample Letter Requesting Inspection, Scoping and Remediation Plan for Wildfire Damaged Structure
• Sample Letter Requesting Re-inspection and Re-testing of a Partially-Damaged Home

Expand Hide

Creating Your Home Inventory and Navigating Your Contents Claim

• Sample Letter Asking for a Waiver of the Contents Itemization Requirement
• Sample Letter Asking for a Personal Property Claim Settlement
• Sample Letter for a Renter to Request a Contents Itemization Waiver and ALE limits settlement

Expand Hide

Working with Your Mortgage Company

• Sample Letter Requesting Mortgage Company Release Insurance Proceeds
• Sample Letters and Claim Documents
• Sample Letter Requesting Insurance Proceeds be Placed in an Interest-bearing Escrow Account

Expand Hide

Overcoming Obstacles

• Sample Letter Requesting Claim Payment History
• Sample Letter Requesting Information About Claim Denial
• Sample Letter Requesting Extension of Deadlines to Collect Full Policy Benefits
• Sample Letter to Collect Policy Benefits for Building Code Upgrades (non-CA)
• Sample Letter Requesting Retroactive Increase of Your Dwelling Limit

Expand Hide