Sample Letter Requesting Scope and Remediation for Partial Losses

NOTE: The sample letter below must be customized to the facts of your individual situation and claim. All portions that are in parentheses and/or underlined must be completed or revised and anything in italics should be removed before you send it. (PRINT THIS DOCUMENT AS A PDF)

[Name of adjuster or higher-ranking ins. co. employee]
[Name of Insurance Co.]

Re: Claim Number: __________________________________________
Date of Loss: __________________________________________
Name of Insured: __________________________________________
Address of Insured Property: __________________________________________

Dear _____________,

On [date], our insured home experienced [smoke damage or other type of damage] as a direct result of its proximity to [name of disaster]. I am continuing to do my best to document my loss and cooperate with your company to reach a fair and full settlement. I am writing to request completion of a thorough inspection of my home, documentation of the damage (scope), and remediation that will allow me to return my home to its pre-loss condition.

I am requesting this inspection be conducted by a licensed professional, such as a contractor, structural engineer, and/or a certified industrial hygienist. We would like to request that one or more of these licensed professionals provide detailed documentation of the damage and a line-item estimate of work that will be completed in each room as part of the restoration process.

Thank you in advance for agreeing to pay for the necessary restoration that will allow me to return to my home in its pre-loss condition.



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