by Professor Daniel Schwarcz
University of Minnesota Law School

Published in University of Chicago Law Review, Vol. 77, 2011
Minnesota Legal Studies Research Paper No. 10-65

Spring, 2011.  This important research shows that homeowners insurance policies now vary significantly in what they cover and what they exclude, yet even sophisticated consumers cannot access sample policies to comparison shop the variations before buying.  United Policyholders is working closely with the author to pursue regulatory and legislative changes warranted by his findings.