According to the Federal Emergency Management Agency, only 58 of the some 3,200 homes in Montecito have flood insurance. That means many homeowners will either be getting a lawyer to argue the Thomas Fire caused the mudslides and should be covered by fire insurance, or will need to rebuild without insurance. Federal disaster assistance only pays up to $35,000.
Amy Bach, United Policyholders
Listen to the program at: http://www.kcrw.com/news-culture/shows/the-805/cleanup-and-healing-after-montecito-mudslides#seg-rebuilding-without-flood-insurance