Keeping your home protected when insurance options are limited and expensive

In some areas in Colorado, home insurance premiums are rising and/or consumers are being dropped by their home insurance company.  UP is closely monitoring the property insurance marketplace, coordinating with stakeholders to restore affordable options and working hard to help people reduce risk and keep property adequately insured.

On this page you will find publications and resources for homeowners, including:

Insurance and Disaster Preparedness Tips
What to do if you are Dropped by Your Insurer
Home Insurance Shopping Guidance
Mitigation and Risk Reduction Resources
Previous CO Shopping Help Webinars

Insuring Your Colorado Home: Navigating Today's Challenging Marketplace, October 2024

Homeowners Insurance: Current Challenges in Colorado and Info and Resources for Consumers, March 2024

Renters! Get Prepared, October 2020

How UP is helping
Helping homeowners keep their assets insured despite a regional affordability and availability crisis.
Helping homeowners keep their assets insured despite a regional affordability and availability crisis.
Promoting home hardening and fuel reduction steps
Promoting home hardening and fuel reduction steps
Advocating with the DORA and CO legislature
Advocating with the DORA and CO legislature
Related Articles
Plans take shape for Colorado’s FAIR Plan “last resort” home insurance
Plans take shape for Colorado’s FAIR Plan “last resort” home insurance

The Colorado FAIR Plan is the first public insurance program to operate in the United States in 40 years to sell property insurance policies to those who cannot find coverage on the open market. Read more
Insurance Insiders Say Regulation and Mitigation Can Keep the Industry from Retreating in Colorado
Insurance Insiders Say Regulation and Mitigation Can Keep the Industry from Retreating in Colorado

Underwriters aren’t pulling back from Colorado like they have in Florida and California, but industry workers say the state is at a tipping point. David Selden and his wife, Karen, recently moved into the country 10 miles outside of Steamboat Springs, Colorado, after living in…
$141 billion in Colorado property is at risk from wildfires. Here’s how that affects your homeowner insurance.
$141 billion in Colorado property is at risk from wildfires. Here’s how that affects your homeowner insurance.

More than 320,000 homes across Colorado valued at $141 billion are at risk of being destroyed by wildfires, according to a new report that influences how insurance companies set rates. Read more