As LA needed reinforcements, private firefighters and prisoners answered the call
As LA needed reinforcements, private firefighters and prisoners answered the call

There is fire and fury on the streets of one of America’s richest suburbs as its high-profile residents come to terms with the loss of their homes and the possible impact fire department funding cuts and cancelled insurance policies might have had on the disaster.…
The Insurance Crisis That Will Follow the California Fires
The Insurance Crisis That Will Follow the California Fires

Last week, on the day before New Year’s Eve, California’s insurance commissioner, Ricardo Lara, announced what his office called “a landmark regulation” to improve access to coverage. The new rule, the commissioner declared, would address the problems that California homeowners were facing in the present…
What’s next for California residents who lost their homes in the wildfires
What’s next for California residents who lost their homes in the wildfires

L.A. County Insurance Commissioner Ricardo Lara said he used his moratorium power to prevent insurance companies from canceling or not renewing home coverage for wildfire victims over the next year. The wildfires that destroyed homes in multiple sections of the Los Angeles area will test…
Why a ‘scarlet letter’ insurance is increasingly one of the only options for homeowners
Why a ‘scarlet letter’ insurance is increasingly one of the only options for homeowners

The devastation in L.A. could become the most expensive wildfire disaster in U.S. history and push more homeowners across the state into a less-regulated insurance market with higher premiums and less protection. While it will take months or even years to understand the full scope…
L.A. wildfires: Tips for filing home or business claims to recoup losses
L.A. wildfires: Tips for filing home or business claims to recoup losses

Don’t rush it, experts say. Document everything, and ask for copies of policies, if they burned in the fire. With thousands of homes destroyed by wildfires across the Los Angeles County this week, homeowners, renters and business owners are likely scrambling to launch their property…
Insurance claims are a negotiation. Here are 7 tips for Californians who lost homes in fires
Insurance claims are a negotiation. Here are 7 tips for Californians who lost homes in fires

Insurance is designed to help victims of natural disasters like wildfires get back on their feet. But it’s also a complicated process that can leave you feeling overwhelmed after dealing with the experience of losing your home to a wildfire. Both consumer advocates and industry…
After the fire, the insurance battles: LA victims’ ordeal may just be beginning
After the fire, the insurance battles: LA victims’ ordeal may just be beginning

California homeowners who lost everything in this week’s devastating Los Angeles-area fires now have to battle their insurance companies to recover the value of their homeowners’ policies – if they are lucky enough to have insurance at all. With estimates of the economic damage from…
How the wildfires in the Los Angeles area could affect California’s home insurance market
How the wildfires in the Los Angeles area could affect California’s home insurance market

The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped issuing residential policies due to the high fire risk. The wind-driven blazes that started Tuesday roared through neighborhoods…
Tips for insurance claims after fires
Tips for insurance claims after fires

“It’s so common that people who lose their home in a wildfire find out that they didn’t have enough coverage.” “Understand the reality of a large-dollar insurance claim, that it really does require you to advocate for yourself,” said Amy Bach, executive director of United…
How Los Angeles wildfires could affect California’s home insurance market
How Los Angeles wildfires could affect California’s home insurance market

The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped issuing residential policies due to the high fire risk. The wind-driven blazes that started Tuesday roared through neighborhoods…
Wildfires will alter California’s homeowners insurance landscape
Wildfires will alter California’s homeowners insurance landscape

The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped issuing residential policies due to the high fire risk. The wind-driven blazes that started Tuesday roared through neighborhoods…
Los Angeles wildfires rage as California homeowners battle an “insurance crisis”
Los Angeles wildfires rage as California homeowners battle an “insurance crisis”

The wind-driven wildfires burning out of control in the Los Angeles area couldn’t have emerged at a more perilous moment for California’s homeowners, as officials try to rehab what they concede is a deepening “insurance crisis.” “We were all thinking 2025 is going to be…
Los-Angeles Fires Push Insured Losses Beyond $20 Billion, Compounding Insurance Woes
Los-Angeles Fires Push Insured Losses Beyond $20 Billion, Compounding Insurance Woes

Nick Ramirez hunched over a screen in his Los Angeles insurance agency, watching a map tracking the raging wildfires engulfing clients’ properties. “Hayley—gone. Oliver, his home also went down,” he said, pointing to small dots in a fast-expanding sea of red.“I’ve been in the insurance…
The best way to claim insurance if you lost your home or business in the Los Angeles wildfires
The best way to claim insurance if you lost your home or business in the Los Angeles wildfires

More than 6,000 structures have been destroyed in Southern California this week after wildfires, fanned by brutal Santa Ana winds, ripped through multiple neighborhoods of greater Los Angeles. The affected home and business owners are preparing for a tough recovery ahead, one that is likely…
How Los Angeles wildfires could affect California’s home insurance market
How Los Angeles wildfires could affect California’s home insurance market

The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped issuing residential policies due to the high fire risk. The wind-driven blazes that started Tuesday roared through neighborhoods…
As fires rage, CA fears home insurance collapse
As fires rage, CA fears home insurance collapse

Californians are at risk of losing even more: The Los Angeles area blazes that have killed at least five people and destroyed or damaged more than 2,000 buildings this week are threatening to raze more neighborhoods than insurance providers can handle. The latest. Nearly 200,000 people across 45…
LA fires could drastically drive up insurance premiums — and test California’s new market rules
LA fires could drastically drive up insurance premiums — and test California’s new market rules

The state’s plan to fix the insurance crisis had barely rolled out when the Los Angeles fires began. Can the market recover and stabilize? The deadly and destructive fires in Los Angeles — which some say could be the costliest in the state’s history —…
The Palisades Fire is the first big test for California’s new home insurance scheme
The Palisades Fire is the first big test for California’s new home insurance scheme

California traded higher premiums for expanded coverage, but monster blazes like the ones currently devouring parts of Los Angeles could still drive away home insurers On Tuesday, after a ferocious Santa Ana windstorm blew through Southern California, a severe brush fire broke out in the…