John’s Grill, Inc., et al. v. The Hartford Financial Services Group, Inc., et al.
Year: 2023
Court: California Supreme Court; Court of Appeal of the State of California First Appellate District, Division IV
Case Number: S278481; A162709
Issue:
  • COVID-19
State:
  • California

United Policyholders supports an insured seeking coverage for COVID-19 related losses. In its amicus brief before the California Supreme Court, United Policyholders addresses the issue of illusory coverage in the context of an insurance policy that contains a “Limited Fungi, Bacteria or Virus Coverage” endorsement.…
Truck Insurance Exchange v. Kaiser Cement and Gypsum Corp. et al.
Year: 2022
Court: California Supreme Court
Case Number: No. S273179
Issue:
  • Allocation
State:
  • California

United Policyholder’s amicus brief discusses important issues of equitable contribution and allocation between primary and excess insurers, including explaining how one proposed equitable contribution scheme would impact policyholder rights and the future availability of funds in the context of asbestos-related liabilities.
California Fair Plan Association v. Ricardo Lara
Year: 2022
Court: Court of Appeal of the State of California Second Appellate District, Division III
Case Number: B316058
Issue:
  • Regulatory Authority
State:
  • California

In its amicus curiae brief, United Policyholders supports the California Department of Insurance’s orders requiring the California Fair Plan to provide enhanced coverages, including liability insurance, as part of a basic homeowners insurance policy.
QBE Insurance Corporation v. The Eighth Judicial District Court of the State of Nevada and Lamplight Village @ Centennial Springs Homeowners Association
Year: 2022
Court: Nevada Supreme Court
Case Number: 84181
Issue:
  • Duty to Defend
State:
  • Nevada

In its amicus curiae brief, United Policyholders addresses the special and ongoing obligations imposed on an insurance company that has undertaken the legal defense of its insured in an underlying tort lawsuit.
Harsco Corporation v. Scottsdale Insurance Company
Year: 2023
Court: Indiana Supreme Court
Case Number: 21A-PL-02483
Issue:
  • Contract Interpretation - Ambiguity
State:
  • Indiana

In its amicus curiae brief, United Policyholders advocates explicitly overturning Indiana’s overbroad “neutral stance” rule formulated in the case Indiana Lumbermens Mutual Insurance Company v. Statesman Insurance Company, which declines to extend the benefit of the longstanding contra proferentem rule to parties who have not directly paid insurance…
ConAgra Grocery Products Company, et al. v. Certain Underwriters at Lloyd’s, London, et al.
Year: 2022
Court: California Supreme Court
Case Number: A160548
Issue:
  • Accident/Occurrence & Intentional Acts
State:
  • California

Letter supporting review.
United Talent Agency v. Vigilant Insurance Co.
Year: 2022
Court: California Supreme Court
Case Number: B314242
Issue:
  • COVID-19
State:
  • California

Letter requesting depublication.
Another Planet Entertainment, LLC v. Vigilant Insurance Co.
Year: 2023
Court: California Supreme Court
Case Number: S277893
Issue:
  • COVID-19
State:
  • California

Letter supporting request for certification
Cajun Conti LLC, et al. v. Certain Underwriters at Lloyd’s, London
Year: 2023
Court: Louisiana Supreme Court
Case Number: 2022-C-01349
Issue:
  • COVID-19
State:
  • Louisiana

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that policies that provide coverage for…
Anchors and Whales, et al. v. Crusader Insurance Company
Year: 2022
Court: Court of Appeal of the State of California First Appellate District, Division II
Case Number: A164412
Issue:
  • COVID-19
State:
  • California

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law and on-point California state appellate court authority demonstrate what the insurance industry and policyholders have long…
AIU Insurance Company, et al v. McKesson Corporation, et al
Year: 2022
Court: United States Court of Appeals for the Ninth Circuit
Case Number: 22-16158
Issue:
  • Opioid Epidemic & Intentional Acts
State:
  • California

In its amicus brief, United Policyholders addresses the important question of whether insurance coverage is available for liabilities arising out of a company’s day-to-day business. United Policyholders’ brief provides an overview of the history and purpose of insurance — going back hundreds of years to…
State Farm Fire and Casualty Company v. Aaron Wesser
Year: 2022
Court: Minnesota Supreme Court
Case Number: A21-1587
Issue:
  • Appraisal
State:
  • Minnesota

In its amicus curiae brief, UP supports policyholders’ rights to recover preaward and post-award interest on their insurance appraisal awards in line with the legislative intent of Minn. Stat. § 549.09 and the Minnesota Supreme Court’s decision in Poehler v. Cincinnati Insurance Company, 899 N.W.2d…
Yahoo Inc. v. National Union Fire Insurance Company of Pittsburgh, PA
Year: 2019
Court: California Supreme Court
Case Number: S253593
Issue:
  • Contract Interpretation - Ambiguity
State:
  • California

In its 2019 amicus curiae brief, United Policyholders weighs in on important issues of insurance policy contract interpretation in California. United Policyholder’s brief draws the Court’s attention to the importance and purpose of standard liability coverage language used in countless insurance policies throughout the state…
Best Rest Motel Inc. D/B/A Holiday Inn Express Old Town v. Sequoia Insurance Company
Year: 2022
Court: Court of Appeal of the State of California Fourth Appellate District, Division I
Case Number: D079927
Issue:
  • COVID-19
State:
  • California

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law and on-point California state appellate court authority demonstrate what the insurance industry and policyholders have long…
Coast Restaurant Group v. AmGUARD Insurance Company
Year: 2022
Court: Court of Appeal of the State of California Fourth Appellate District, Division III
Case Number: G061040
Issue:
  • COVID-19
State:
  • California

In its amicus curiae brief, United Policyholders weighs in regarding business interruption losses related to the COVID-19 virus. UP’s brief argues that decades of case law and on-point California state appellate court authority demonstrate what the insurance industry and policyholders have long known: that policies…
Ken’s Foods, Inc. v. Steadfast Insurance Company
Year: 2022
Court: Massachusetts Supreme Judicial Court
Case Number: SJC-13303
Issue:
  • Loss Mitigation
State:
  • Massachusetts

In its amicus curiae brief, United Policyholders weighs in on the important issue of whether an insurance company is required to compensate its insured for the costs of preventing an imminent covered loss.
Saddle Ranch Sunset, LLC et al. v. Fireman’s Fund Insurance Company, et al.
Year: 2022
Court: Court of Appeal of the State of California Second Appellate District, Division V
Case Number: B313609
Issue:
  • COVID-19
State:
  • California

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law and on-point California state appellate court authority demonstrate what the insurance industry and policyholders have long known:…
Starr Surplus Lines Insurance Co. v. The Eighth Judicial District and JGB Vegas Retail Lessee
Year: 2022
Court: Nevada Supreme Court
Case Number: 84986
Issue:
  • COVID-19
State:
  • Nevada

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds…