The Cincinnati Insurance Company v. Discount Drug Mart, Inc.
Year: 2022
Court: Supreme Court of Ohio
Case Number: 2022-0318
Issue:
  • Opioid Epidemic
State:
  • Ohio

In its amicus curiae brief, United Policyholders addresses important issues relating to insurance coverage for opioid epidemic related losses. Substantively, United Policyholders’s brief demonstrates that under well-settled principles of insurance law, lawsuits brought by government entities seeking to recover for the costs of providing medical…
The Everett Clinic, PLLC v. Premera and Premerafirst, Inc
Year: 2022
Court: Washington Court of Appeals Division 1
Case Number: 82687-5-I
Issue:
  • Health Plans
State:
  • Washington

In its amicus brief, United Policyholders takes a pro-consumer and pro-insurer position in the context of Washington’s longstanding public policy commitment to price competition in the healthcare marketplace. UP’s brief urges the Court to interpret a disputed agreement in a way that fosters competition and…
AC Ocean Walk v. American Guarantee and Liability Ins. Co., et al.
Year: 2022
Court: Superior Court of New Jersey Appellate Division
Case Number: A-001824-21
Issue:
  • COVID-19
State:
  • New Jersey

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds…
Preferred Contractors Ins. Co. v. Baker and Son Construction, et al.
Year: 2022
Court: Washington Supreme Court
Case Number: 100466-4
Issue:
  • Occurrence
State:
  • Washington

In its amicus brief, United Policyholders addresses the issue of “non-retroactive claims-made coverage,” a highly unusual and notorious type of insurance that ostensibly requires that both (1) the conduct giving rise to an insurance claim and (2) the insurance claim itself to occur during the…
Franklin v. Lexington Ins. Co.
Year: 2022
Court: Missouri Court of Appeals
Case Number: WD84816
Issue:
  • Labor Depreciation
State:
  • Missouri

Building owners purchase property insurance to protect themselves if their property is damaged by fire, hail, tornadoes, or other often catastrophic events. In the case of homeowners, adequate payment of insurance policy benefits is often what stands between them and homelessness after a disaster. Insurers…
MacMiles d/b/a Grant Street Tavern v. Erie Insurance Company
Year: 2022
Court: Court of Common Pleas of Allegheny County
Case Number: 1100 WDA 2021
Issue:
  • COVID-19
State:
  • Pennsylvania

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds…
St. Matthews Church of God and Christ v. State Farm Insurance Company
Year: 2022
Court: Minnesota Supreme Court
Case Number: A21-0240
Issue:
  • Code Upgrades
State:
  • Minnesota

In its amicus curiae brief, UP argues that Minnesota law requires that replacement cost insurance policies include coverage for repairs that are mandatory to comply with the building code after a covered loss.
Wellpath Holdings, Inc. v. XL Insurance Company, et al
Year: 2022
Court: New York Appellate Division Second Department
Case Number: 2021-08206
Issue:
  • COVID-19
State:
  • New York

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a…
Sullivan Management v. Fireman’s Fund Insurance Company
Year: 2022
Court: South Carolina Supreme Court
Case Number: 2021-001209
Issue:
  • COVID-19
State:
  • South Carolina

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a…
Capri Holding Ltd. v. Zurich American Ins. Co et. al.
Year: 2022
Court: Superior Court of New Jersey Appellate Division
Case Number: A-003551-20
Issue:
  • COVID-19
State:
  • New Jersey

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds…
Walker v. Auto-Owners
Year: 2022
Court: Arizona Supreme Court
Case Number: CV-21-0236-CQ
Issue:
  • Labor Depreciation
State:
  • Arizona

Building owners purchase property insurance to protect themselves if their property is damaged by fire, hail, tornadoes, or other often catastrophic events. In the case of homeowners, adequate payment of insurance policy benefits is often what stands between them and homelessness after a disaster. Insurers…
Radiator Specialty Co. v. Arrowood Indemnity Co.
Year: 2021
Court: North Carolina Supreme Court
Case Number: 20PA21
Issue:
  • All Sums
State:
  • North Carolina

In its amicus curiae brief, UP argues that the terms of the standard commercial general liability insurance policy compels “all sums” allocation. UP brief specifically emphasizes the insurance industry’s extensive drafting history, which confirms that the standard commercial general liability insurance policy, once triggered by…
Timothy A. Ungarean d/b/a Smile Savers Dentistry et. al. v. CNA et. al.
Year: 2022
Court: Court of Common Pleas of Allegheny County
Case Number: 490 WDA 2021
Issue:
  • COVID-19
State:
  • Pennsylvania

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a…
Sagome Inc. D/B/A L’Hostaria v. The Cincinnati Insurance Co.
Year: 2022
Court: United States Court of Appeals for the Tenth Circuit
Case Number: 21-1359
Issue:
  • COVID-19
State:
  • Colorado

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a…
ES Restaurant Group Inc. et al v. Fireman’s Fund Insurance Company et al
Year: 2022
Court: United States Court of Appeals for the Ninth Circuit
Case Number: 21-35498
Issue:
  • COVID-19
State:
  • Washington

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a…
Wild Eggs Holdings v. State Auto and Property Casualty Ins. Co
Year: 2021
Court: United States Court of Appeals for the Sixth Circuit
Case Number: 21-5962
Issue:
  • COVID-19
State:
  • Kentucky

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a…
Verveine Corp. d/b/a Coppa & others vs. Strathmore Ins. CO. & another
Year: 2021
Court: Massachusetts Supreme Judicial Court
Case Number: SJC-13172
Issue:
  • COVID-19
State:
  • Massachusetts

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a…
The Cordish Companies v. Affiliated FM Insurance Company
Year: 2021
Court: United States Court of Appeals for the Fourth Circuit
Case Number: 21-2055
Issue:
  • COVID-19
State:
  • Maryland

In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a…