In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that “all risks” insurance policies protect insureds against a broad range of perils including noxious substances such as odors, fumes, ammonia, carbon monoxide, wildfire smoke, and viruses such as the one that causes COVID-19.
The Oregon Clinic, PC v. Fireman’s Fund Insurance Company
Court United States Court of Appeals for the Ninth Circuit
Case Number 22-35047