Zurich American Insurance Company v. Medical Properties Trust, Inc.

Insurance contract interpretation

Massachusetts

In its amicus curiae brief, United Policyholders addresses the question of whether rainwater that landed and accumulated on an enclosed rooftop one or more stories above ground constitutes “surface waters” for the purposes of an insurance policy’s “Flood” sublimity.

Sapa Extrusions, Inc. v. Liberty Mutual Insurance Co.

Year: 2018

Court: United States Court of Appeals for the Third Circuit

Case Number: 18-2206

Issue:

Duty to Defend
Insurance contract interpretation
policyholder reasonable expectations

State:

Pennsylvania

In its brief, UP focuses on three grounds for reversal of the district court opinion: The District Court failed to interpret the insurance policies as a whole and rendered products liability coverage illusory in Pennsylvania. The District Court’s interpretation of “occurence” contravenes the insured’s reasonable…

G&G Oil Co. of Indiana v. Continental Western Insurance Co.

Year: 2020

Court: Indiana Supreme Court

Case Number: 19A-PL-1498

Issue:

Insurance contract interpretation

State:

Indiana

G&G Oil employees were locked out of their computers due to a ransomware attack. The hackers demanded payment for the passwords to decrypt G&G Oil’s computers. G&G Oil had a commercial package insurance policy which included commercial crime coverage for “computer fraud” covering the loss…