Florida Supreme Court Ruling to Have Big Impact on Duty to Defend Construction Cases
Florida Supreme Court Ruling to Have Big Impact on Duty to Defend Construction Cases

A recent case out of the Florida Supreme Court will likely have a big impact on the duty of insurers to defend Florida construction cases. The case, Altman Contractors, Inc. v. Crum & Forster Specialty Insurance Company arises out of a declaratory judgment action filed…
January Roadmap to Recovery Workshop Schedule – Northern California
January Roadmap to Recovery Workshop Schedule – Northern California

We look forward to continuing to help wildfire survivors on the road to recovery in the new year. Please save the dates for the following Roadmap to Recovery workshops scheduled in January. Santa Rosa – Workshop for Partial Loss Survivors: Wednesday, January 17th from 6pm-8pm…
A Super Search Box
A Super Search Box

Need to know what exclusions to avoid when buying Directors and Officers insurance for your company? Looking for a good argument to get your insurance company to cover the cost of “matching” (restoring your property to a uniform and consistent, not patchwork quilt appearance)? Want…
Napa Roadmap to Recovery Workshop – Thursday, 12/14/17
Napa Roadmap to Recovery Workshop – Thursday, 12/14/17

Workshop Topic: Information and guidance on navigating your insurance claim, communicating with your insurance company going up the chain of command, and asserting your rights United Policyholders is hosting a Roadmap to Recovery workshop on Thursday, December 14th in Napa for North Bay wildfire survivors from 6-8pm The…
Roadmap to Recovery Workshop – Santa Rosa: Thursday, 12/7/17
Roadmap to Recovery Workshop – Santa Rosa: Thursday, 12/7/17

Workshop Topic: Communicating with your insurance company, going up the chain of command and your rights in California United Policyholders is hosting its fourth Roadmap to Recovery workshop in Santa Rosa for North Bay wildfire survivors at 547 Mendocino Ave. at the Unitarian Universalist Church in…
People Power
People Power

Helping people get a fair deal from their insurance company is the heart of United Policyholders’ mission. Our tips and tools include strategies for getting insurers to pay benefits quickly and be flexible where appropriate. Strategies based on our volunteers’ savvy and our staff’s expertise.…
Our nation’s flood resiliency imperative
Our nation’s flood resiliency imperative

Our non-profit’s mission is to inform and advocate for the interests of insurance consumers – policyholders.  When it comes to flood insurance, those interests are fairly simple: Access to affordable coverage for the damage that floods do to property Policies that pay on time to repair that…
Flood insurance reforms split Congress, and Louisiana lawmakers, as Dec. 8 expiration looms
Flood insurance reforms split Congress, and Louisiana lawmakers, as Dec. 8 expiration looms
Roadmap to Recovery Workshop – Santa Rosa: Wednesday, 11/15/17
Roadmap to Recovery Workshop – Santa Rosa: Wednesday, 11/15/17

Workshop Topic: Navigating the “Contents” portion of your claim United Policyholders is hosting its third Roadmap to Recovery workshop in Santa Rosa for North Bay wildfire survivors in partnership with Jewish Family and Children’s Services.  The workshop will start at 6PM and will be right down the street…
Floods: Last Week Tonight with John Oliver (HBO)
Floods: Last Week Tonight with John Oliver (HBO)
Debris Removal Decisions for 2017 North Bay Wildfire Survivors
Debris Removal Decisions for 2017 North Bay Wildfire Survivors

Clearing wildfire debris is the responsibility of each individual property owner.  Help is available to get the work done safely, completely, and legally.  For your and your neighbor’s protection, wildfire debris must be removed from your property and disposed of properly. Items such as retaining…
Roadmap to Recovery Report
Roadmap to Recovery Report

The scale of the devastation from the recent Northern California wildfires is just as mind-boggling as the number of homes, businesses, and lives that were impacted by hurricanes Harvey, Irma, and Maria just a few months ago. All we can do is all we can…
Private Client Wildfire Protection
Private Client Wildfire Protection

Recent media coverage has spotlighted the handful of insurance companies that offer “private fire protection” to clients who can afford the cost.  AIG was the first on the block and several others have followed suit.  The recent North Bay wildfires will generate new data on how effective this special protection…
Politics and Policyholders
Politics and Policyholders

United Policyholders is a 501(c)(3) public benefit corporation, which means we can’t endorse or oppose candidates for public office.  But without a doubt – the outcomes of elections impact our work in many ways:  Partisan elected officials choose the judges that preside over insurance matters.…
Roadmap to Recovery Workshop – Santa Rosa: 11/1/17
Roadmap to Recovery Workshop – Santa Rosa: 11/1/17

Workshop Topic: Navigating the “Dwelling” portion of your claim United Policyholders is hosting its second Roadmap to Recovery workshop in Santa Rosa for North Bay wildfire survivors in partnership with Jewish Family and Children’s Services.  The workshop will start at 6PM and will be right down the street…
Holes in your safety net?
Holes in your safety net?

UP has been in the news lately working hard to help Americans focus on the dry but important topic of properly insuring assets. Victims of devastating hurricanes and wildfires in Puerto Rico, Florida, Texas and California are getting a second shock of having to scramble…
Roadmap to Recovery Workshop – Santa Rosa: 10/25/17
Roadmap to Recovery Workshop – Santa Rosa: 10/25/17

Free Recovery and Insurance Orientation Workshop  United Policyholders is hosting its first Roadmap to Recovery workshop in Santa Rosa for North Bay wildfire survivors in partnership with Jewish Family and Children’s Services.  The workshop will start at 6PM and will be right down the street from the Local…
Guest Blog: What is the scope of the “professional services” exclusion in D&O liability policies issued to private companies?
Guest Blog: What is the scope of the “professional services” exclusion in D&O liability policies issued to private companies?

The Hotchalk case highlights a coverage defense that some D&O insurers have aggressively asserted and courts across the country have struggled to address. What is the scope of the “professional services” exclusion in D&O liability policies issued to private companies? Such policies issued to private…