September 17, 2015 7 ON YOUR SIDE: WHAT FIRE VICTIMS SHOULD DO IF THEY HAVE INSURANCE LAKE COUNTY, Calif. KGO) — ABC7 News crews went to the Valley Fire evacuation center in Calistoga to offer assistance and 7 On Your Side’s Michael Finney was there to talk to insurance and business experts on how to get the help they need and…
September 16, 2015 Non-profit offers insurance advice to fire victims Those who have been left homeless by the Valley Fire will now start the arduous task of getting their homes and lives rebuilt. If your house burns down you can count on at least a year before you are back in your place and for…
September 14, 2015 Free app aims to help you prepare for a major disaster During disasters we are often reminded of the things we should do to prepare just in case. One of the most important things anyone of us can do is to make a list of everything we own and there are many apps out there that…
September 9, 2015 Homeowners in high fire-risk areas are upset over soaring insurance rates Soaring insurance rates may accomplish what the Telegraph fire failed to do: drive the Stoffan family from their home of 10 years. The Stoffans’ Northern California house survived the 2008 blaze, which destroyed 30 homes and 100 other structures as it charred 53 square miles…
August 20, 2015 A Disaster Damaged Your Home? How to File a Successful Insurance Claim The TV commercials make it look so easy: You experience a disaster and, like magic, your insurance company swoops in and solves all your problems. Unfortunately, say consumer advocates, it rarely works that way in real life. Instead, if a disaster such as a fire,…
August 17, 2015 ServiceMaster and Water Damage Claims Couple Recalls ‘Leaky Toilet Nightmare’What started out as a leaky toilet turned into a local couple’s worst nightmare. They got into a battle with their insurance company and are now suing.It is a case their attorney says could affect hundreds of thousands of homeowners.Ora Tamir…
July 17, 2015 Class sues State Farm for manipulating homeowners with water damage Insurer directed claimants to repair services it had under contract to hold down costs, class action states. A putative class action accuses State Farm Insurance, the nation’s largest property insurer, of willfully directing homeowners to substandard water damage repair services, bolstering the company’s bottom line…
July 13, 2015 Insurance issues arising from disasters bring little regulatory change to Colorado The Colorado Division of Insurance, the regulatory agency charged with protecting consumers, has emerged from years of wildfires and floods with few tools to help it track market health in the state, and remains relatively powerless. Colorado residents are more or less where they were…
May 20, 2015 Shop so you don’t drop (more $ than you should) The quality of your insurance really does matter, but figuring out which policy will give you more protection is tricky. UP can guide you on what to look for and avoid, but getting the real scoop and comparing different options is very hard to do…
April 30, 2015 Property owners face important deadlines on second anniversary of wildfire El Paso County, CO, April 29, 2015 – With the two year anniversary of the Black Forest Fire approaching El Paso County reminds property owners to keep in mind important insurance deadlines. “Residents impacted by the Black Forest Fire need to meet certain deadlines in…
April 28, 2015 Roadmap to Preparedness UPdate THRIVE-ing after a flood After a winter storm caused severe flooding south of San Francisco, UP answered evacuees’ insurance questions at a temporary shelter and help center in San Mateo, California. Several months later at a Enhancing Community Resilience Conference hosted by the THRIVE alliance…
April 10, 2015 Tips to avoid being ripped off when property is damaged by storms SAGINAW, MI WNEM) -It’s severe weather season, so Angie’s List has put together some tips about how to avoid being ripped off if your property is damaged in the storm. 1. Avoid door-to-door solicitors Drifter companies often rush to disaster areas where widespread damage has…
April 5, 2015 Insurance commissioner, consumer advocate split over Allstate rates In the California insurance world, activist Harvey Rosenfield and Insurance Commissioner Dave Jones have been longtime collaborators. Until recently. Rosenfield, a feisty consumer advocate from Santa Monica, wrote Proposition 103, a landmark 1988 ballot measure that turned the insurance commissioner into an elected position. It…
March 30, 2015 Should You Bundle Your Insurance Coverage? Maybe you saw an ad on TV touting cost savings associated with bundling insurance — purchasing multiple policies, such as for home and auto, through the same company — or your insurance agent suggested it. “Usual discounts are about 5 to 20 percent depending on…
March 30, 2015 Home Warranties: Thanks and no thanks If you’re buying a home and a realtor or the seller gifts you a home warranty plan, you can say, “thank you very much.” If it’s one of the better plans, it can save you hassles and money on minor home repairs during the life…
March 25, 2015 Why, and How, to Create a Home Inventory List Getting robbed, or losing everything you own to a catastrophic event, are scenarios you’d probably rather not think about. Yet many people face these situations as a result of a house fire, tornado or other natural disaster or break-in. Hopefully you have home insurance or…
March 24, 2015 Best Insurance Moves for April: Spring Cleaning for Your Insurance As you’re tackling dust bunnies and cluttered closets in your spring cleaning, don’t forget your insurance policies. They may need to be dusted off and refreshed, too. Reviewing and adjusting your insurance coverage is an important part of overall financial planning. Here’s what to look…
March 18, 2015 Colorado disasters lead to home insurance spikes, cancellations Colorado is now one of the worst places in the United States for natural disasters. That’s if your measure is insurance claims filed by homeowners. The state is now second only to tornado-struck Oklahoma for catastrophic claims, according to new data from the Insurance Research…