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People who’ve negotiated their way through an insurance claim can be an excellent source of success strategies. Many members of UP’s staff and volunteer corps fit that bill. If you find yourself underinsured after a loss or need help getting your lender to release an…
Mississippi State Senate Fails Homeowners Again
Mississippi State Senate Fails Homeowners Again

Citizen activist Kevin Buckel continues to work tirelessly to reform the laws in his state to better protect consumers against unfair insurance practices. Despite many setbacks, Kevin has scored important victories: Insurance Commissioner Mike Chaney now supports legislation to keep the burden of proof on…
Thinking of hiring a law firm to fight your insurance company? Know what you’re getting into…
Thinking of hiring a law firm to fight your insurance company? Know what you’re getting into…

Todd Kaminsky, the author of this useful article, is a concerned citizen who is using his expertise as a lawyer to help his Long Island neighbors recover from Sandy’s devastation. Todd is a United Policyholders volunteer and we are one of the experts he references…
Four costly homeowners insurance mistakes to avoid
Four costly homeowners insurance mistakes to avoid

This piece was written by Caroline Mayer, a consumer reporter who spent 25 years working for The Washington Post: With record-setting snows pounding the Northeast and tornadoes rocking the South, major weather events are sweeping the country. These storms and subsequent ones are likely to…
AFTER SANDY: CAN’T GET THE CASH;
AFTER SANDY: CAN’T GET THE CASH;

Homeowners across Long Island are struggling with the cost of rebuilding from superstorm Sandy as they wait for banks and mortgage companies to release their insurance settlements more than two months after the storm. Insurers began cutting checks weeks ago, but most people can’t simply…
Storm of Money: Small insurance reform groups along U.S. coast take on industry Goliaths
Storm of Money: Small insurance reform groups along U.S. coast take on industry Goliaths

Six years ago, a group of church volunteers in Gulf Shores, Ala., went door to door to “find out where the pain was,” said Michelle Kurtz, one of the leaders. They heard stories about drainage problems and drugs, but to their surprise, one concern generated…
Insurance claim dispute resolution topic of sixth Larimer County Roadmap to Recovery session
Insurance claim dispute resolution topic of sixth Larimer County Roadmap to Recovery session

The next Larimer County Roadmap to Recovery meeting for High Park and Woodland Heights fire survivors takes place on Jan. 15 at 6:30 p.m. in the 1st Floor Hearing Room at the Larimer County Courthouse office Bldg., 200 West Oak Street, Fort Collins. This is…
Rhode Island, Connecticut Issue Cat Reporting Updates
Rhode Island, Connecticut Issue Cat Reporting Updates

The Connecticut and Rhode Island insurance departments have issued requirements for catastrophe claims reporting related to Storm Sandy. Both Departments have specific due dates for the claims data reports. The Rhode Island Department of Business Regulation also provided information on key regulatory compliance subjects including…
Group says fire survivors need more time
Group says fire survivors need more time

Advocacy group slams proposed CC&R changes for rebuilding after fires A proposed CC&R amendment that would require homeowners in a community in Rancho Bernardo to rebuild their homes within two years of a wildfire is getting criticism, not just from some residents but also from…
Learn the Seven Things That Homeowners Should Know About Their Homeowners Insurance Policies
Learn the Seven Things That Homeowners Should Know About Their Homeowners Insurance Policies

Reviewing a homeowners’ insurance policy can be challenging, but with more insurers inserting provisions to shift risk and costs to homeowners, a careful read is more important than ever. To help with the process, the Consumer Federation of America CFA) and United Policyholders UP) released…
Homeowners can challenge insurers’ estimates
Homeowners can challenge insurers’ estimates

Before agreeing to an insurance settlement that falls short of covering their storm-repair bills, homeowners may want to consider the tale of Warren S. Dank. As Sandy battered Long Island, Dank’s backyard generator burst into flames, destroying a shed and melting the vinyl siding off…
Homeowner’s insurance: Checklist to ensure adequate storm coverage
Homeowner’s insurance: Checklist to ensure adequate storm coverage

Quick, answer this about your homeowner’s policy: Does it cover replacement cost? Do you have “extended limits”? What’s the exact dollar amount of your hurricane deductible, and what category storm triggers it? Regarding flood insurance: What’s your home’s likelihood of flooding, according to the National…
After Hurricane Sandy: Preparing Your Home For a Move
After Hurricane Sandy: Preparing Your Home For a Move

After Hurricane Sandy: Preparing Your Home For a Move Written by Mary Davis, Moveboxer.com Hurricane Sandy has swept through the East Coast. People are slowly coming out of their homes to survey damage to their homes, businesses, and cities. For those people who have the…
Maximizing Insurance Recoveries for Sandy Losses – Resources for Small Businesses, Nonprofits, and Homeowners
Maximizing Insurance Recoveries for Sandy Losses – Resources for Small Businesses, Nonprofits, and Homeowners
New York Law School – Updates for Students From Dean Anthony Crowell Re: Superstorm Sandy
New York Law School – Updates for Students From Dean Anthony Crowell Re: Superstorm Sandy

Updates for Students From Dean Anthony Crowell Dear Students, As New York City and the metropolitan area continue to recover from Hurricane Sandy, we hope all of the members of our community and their families are safe and faring well through the disruptions caused by…
Is Your Homeowners Insurance Falling Short?
Is Your Homeowners Insurance Falling Short?

The Cleanup From Superstorm Sandy Has Been an Exercise in Frustration for Homeowners. Here’s How to Maximize Insurance Payouts—and Reduce the Hassle of Filing a Claim. Click here to read the whole article online.
Seven Things All Homeowners Should Know About Their Homeowners Insurance
Seven Things All Homeowners Should Know About Their Homeowners Insurance

Superstom Sandy revealed many of the problems homeowners may encounter when navigating the claims process after a natural disaster. Here are some tips from the Consumer Federation of America CFA) and United Policyholders UP) on what consumers should look out for when reviewing their policies:…
Sandy Victims Should Winterize Their Homes
Sandy Victims Should Winterize Their Homes

Coverage Can Exclude Frozen & Burst Pipes, If Precautions Aren’t Taken With winter’s freezing temperatures rapidly approaching, insurance experts are advising victims of Hurricane Sandy to act now to winterize their homes to avoid further damage that won’t be covered by their homeowners policies. Many…