CLUE Report: This Surprising Database Can Drive Up Your Homeowners Insurance Premiums
CLUE Report: This Surprising Database Can Drive Up Your Homeowners Insurance Premiums

If you’re about to buy a home you’re also probably trying to save money wherever you can, which includes finding an affordable homeowners insurance policy. But guess what? If the seller has a history of one or more insurance claims on that property, you could…
Engaged Couple Learns Definition Of ‘Relative’ The Hard Way
Engaged Couple Learns Definition Of ‘Relative’ The Hard Way

SAN FRANCISCO CBS SF) — What is a relative? When it comes to insurance companies, the word can have different definitions. With their wedding only months away, Scott Garvey and Katie Fredrickson already consider themselves a family. “In the eyes of my parents, he’s already…
Rutgers Law School in New Jersey Launches Project to Improve Homeowners’ Insurance
Rutgers Law School in New Jersey Launches Project to Improve Homeowners’ Insurance

Rutgers Law School’s Camden, N.J., location, in collaboration with United Policyholders, is seeking to improve homeowners’ insurance nationally through its recently launched project. The Rutgers Center for Risk and Responsibility at Rutgers Law School in Camden and United Policyholders have launched a national project that…
Window Maker Gets Support In Coverage Battle At 7th Circ.
Window Maker Gets Support In Coverage Battle At 7th Circ.

Nonprofit policyholder advocacy group United Policyholders on Tuesday asked the Seventh Circuit to order two insurers to cover window maker Kolbe & Kolbe Millwork Co. Inc.’s costs to defend a class action over defective windows, arguing that the lower court’s ruling is contrary to Wisconsin…
4 Homeowner’s Insurance Pitfalls
4 Homeowner’s Insurance Pitfalls

A home is perhaps the single largest investment of a person’s life. When someone takes out a mortgage, they are also required to take out a homeowners’ insurance policy that is acceptable to their lender. If they let the policy lapse for any reason, while…
Analysis: Shopping around could save patients thousands on medical procedures
Analysis: Shopping around could save patients thousands on medical procedures

Shopping around at area hospitals and outpatient surgery centers for the cost of procedures could save patients thousands of dollars, a Sunday Times analysis found. Using an online cost estimator developed by Aetna insurance, the newspaper found significant price variations for several common medical procedures.…
5 Hidden Costs of Relocation
5 Hidden Costs of Relocation

If you’ve got your eye on a new city where you can buy a bigger house with an affordable mortgage payment, don’t be too quick to sign those closing documents. If you don’t do a little research first, you may get ambushed by unexpected costs…
As cars get safer, why isn’t insurance getting cheaper?
As cars get safer, why isn’t insurance getting cheaper?

Auto technology is moving ahead faster than a Texas speed limit. Automatic braking prior to an accident, blind-spot warnings in traffic, rear-view cameras and a host of other options now increase the safety of new models. But will these new devices lead to discounts by…
You’ll pay more for auto insurance if you have bad credit. Here’s why.
You’ll pay more for auto insurance if you have bad credit. Here’s why.

Does being behind on your bills make you more likely to crash your car? Yup, statistically speaking. That’s why Missourians with rotten credit pay an average of $704 per year more for auto insurance than people with good credit. The difference in Illinois is $745,…
Builder Gets Help In Fla. Defect Notice Coverage Battle
Builder Gets Help In Fla. Defect Notice Coverage Battle

A bevy of construction trade organizations and a nonprofit policyholder advocacy group urged the Florida Supreme Court on Monday to rule that a construction defect claim notice constitutes a suit triggering an insurer’s defense obligations, throwing their support behind a building contractor in its coverage…
25 years later: Oakland hills ripe for another firestorm
25 years later: Oakland hills ripe for another firestorm

Twenty-five years after a horrific firestorm killed 25 people and wiped out nearly 3,500 homes in the Oakland hills, the conditions are ripe once again for a similar — if not worse — disaster. The 1991 inferno led to improved policies and equipment for fire…
Oakland hills My Word: Preventing repeat of 1991 fire begins with you
Oakland hills My Word: Preventing repeat of 1991 fire begins with you

This month — Thursday of this week to be exact — is the 25th anniversary of the Oakland/Berkeley hills firestorm. Many of you were here that day. Some of you — like my husband and me — escaped the flames with just the clothes on…
What might be lurking inside your next homeowner’s policy
What might be lurking inside your next homeowner’s policy

Hurricane Matthew wreaked a lot of damage in a rather short time, but property insurers have long memories — and clever lawyers. So keep an eye on the changes that will almost certainly be part of your next homeowner’s policy. If hurricane history is any…
Black Forest Fire victim advises Beulah Hill Fire victims
Black Forest Fire victim advises Beulah Hill Fire victims

Sherri Bertrand shares experience of losing home. A previous wildfire victim in El Paso County is offering advice to victims of a recent fire in Pueblo County. Sherri Bertrand of Black Forest said she was out of town the first week of the Beulah Hill…
What Is Umbrella Insurance – and Do I Need It?
What Is Umbrella Insurance – and Do I Need It?

Like an umbrella that protects you from the elements on a rainy day, an umbrella insurance policy can shield your personal assets from large liability claims. Umbrella excess liability protection can help you avoid financial ruin if you’re found to be responsible for legal damages…
Go Short Or Long? How To Pick Your Life Insurance Term
Go Short Or Long? How To Pick Your Life Insurance Term

Among the decisions you must make when buying life insurance, one of the most important is: How long should the policy last? Choose wrong and it could cost you or your survivors. You can buy term life insurance that will cover you for five, 10,…
Auto insurance discounts to ask for: complete guide
Auto insurance discounts to ask for: complete guide

You don’t have to wait until your auto insurance policy is up for renewal to ask about discounts. Your carrier or agent may not take the time to alert you to all discounts for which you are eligible. Be your own advocate by reviewing this…
State Insurance Websites Ranked From Most to Least Helpful to Consumers
State Insurance Websites Ranked From Most to Least Helpful to Consumers

Analysis shows agency sites vary widely when it comes to providing people with useful, timely information. Insurance is a complex purchase — policies are hard to understand, the reputations of insurance companies can be difficult to determine, and what exactly you’re paying for isn’t always…