5 Signs Your Home Insurance May Go Up This Summer
5 Signs Your Home Insurance May Go Up This Summer

After watching Hurricane Beryl ravage Texas and parts of the Midwest this summer, you might wonder if insurance companies will be hiking home insurance rates the way they sometimes do after a natural disaster of this proportion. Following Hurricane Katrina, insurance premiums rose by 30%,…
Preparing for California’s natural disasters
Preparing for California’s natural disasters

Californians face a wide range of natural disasters every year, including earthquakes, wildfires, landslides and floods. In June, half a dozen earthquakes with a magnitude over 2.5 hit parts of Southern California in just one week. Around the state, at least six wildfires have burned…
Louisiana’s ‘business-friendly’ climate response: Canceled home insurance plans
Louisiana’s ‘business-friendly’ climate response: Canceled home insurance plans

Under a new state law, residents will no longer be protected from homeowners’ policy cancellations, higher deductibles or big rate increases. Louisiana homeowners will no longer have the assurance of holding onto their longtime property insurance policies after a damaging storm. And they could start…
Insurance Companies Are Using Drones To Monitor Homes — 4 Things They’re Looking For That Could End Up Costing You
Insurance Companies Are Using Drones To Monitor Homes — 4 Things They’re Looking For That Could End Up Costing You

If you’re a homeowner and notice a drone hovering around your house, don’t assume it’s one of the neighbors playing with a new toy. It could be your homeowners insurance company doing a little spying to see if your house and property meet all the…
Allstate in midst of requesting 34% insurance rate hike
Allstate in midst of requesting 34% insurance rate hike

Allstate has asked the state to approve an average 34.1% homeowners insurance rate hike for this year, the Department of Insurance confirmed Thursday . The rate hike request, filed in April 2023, was initially for 39.6%. But Consumer Watchdog, a Santa Monica-based consumer advocacy group,…
5 questions with Tahoe Truckee Community Organizations Active in Disaster
5 questions with Tahoe Truckee Community Organizations Active in Disaster

Even this week, with the Royal Fire, we’ve seen an example of the risk Tahoe faces when it comes to disasters. Nonprofits and community-based organizations are a key partner to the county when disaster strikes, often supporting vulnerable residents with disabilities or other challenges. This…
Insurance – Pandemic – Restaurants
Insurance – Pandemic – Restaurants

Where plaintiff restaurant owners filed a complaint over the defendant insurance company’s denial of their claim for the loss of business income sustained during the COVID-19 pandemic, a judgment in favor of the insurer should be affirmed under Verveine Corp. v. Strathmore Ins. Co., 489…
Car insurance is getting even more expensive in Los Angeles. Here’s why
Car insurance is getting even more expensive in Los Angeles. Here’s why

Motorists in the Los Angeles area are paying over 25% more for their insurance, compared to last year. Many California drivers may be feeling squeezed by the rising costs of insurance as premiums are being fueled by inflation, traffic volume, accidents and crime, according to…
Home Insurance Rates in America Are Wildly Distorted. Here’s Why.
Home Insurance Rates in America Are Wildly Distorted. Here’s Why.

Climate change is driving rates higher, but not always in areas with the greatest risk. Enid, Okla., surrounded by farms about 90 minutes north of Oklahoma City, has an unwelcome distinction: Home insurance is more expensive, relative to home values, than almost anywhere else in…
New County of Maui Office of Recovery-West Maui opens in Lahaina Gateway
New County of Maui Office of Recovery-West Maui opens in Lahaina Gateway

The new County of Maui Office of Recovery-West Maui officially opened Friday with a normal operating schedule of 8 a.m. to 4:30 p.m. Monday through Friday at Lahaina Gateway Unit 102-B, 325 Keawe St., Lahaina, near Ace Hardware. The center will serve as a centralized…
New County Office of Recovery-West Maui opens today
New County Office of Recovery-West Maui opens today

The new County of Maui Office of Recovery-West Maui officially opened today with a normal operating schedule of 8 a.m. to 4:30 p.m. Monday through Friday at Lahaina Gateway Unit 102-B, 325 Keawe St., Lahaina, near Ace Hardware. The center will serve as a centralized…
United Policyholders available for hurricane recovery information
United Policyholders available for hurricane recovery information

Hurricane recovery and insurance questions? Road map to recovery help is available Tuesday, July 16, from 10 a.m. to 2 p.m., at the Greater Pine Island Alliance office at 10484 Stringfellow Road, Suite 2, St. James City. For additional information, contact Julitza Perez @ julitza@uphelp.org…
State Farm Requests Major Rate Increases Amid Escalating California Insurance Crisis
State Farm Requests Major Rate Increases Amid Escalating California Insurance Crisis

Mere months after its last rate increases went into effect, California’s largest insurance provider is asking for another huge hike. Earlier this week, State Farm’s California subsidiary submitted a request to the Department of Insurance to raise its rates by an average of 30% for…
Iowans Face Financial Risks: The Urgency Of Flood Insurance Coverage
Iowans Face Financial Risks: The Urgency Of Flood Insurance Coverage

As parts of the region begin their recovery, many homeowners find themselves without flood insurance, which isn’t typically covered by standard homeowners insurance policies. According to federal data, only about 26,500 flood insurance policies have been issued across Nebraska, South Dakota, Iowa, and Minnesota combined.…
County Office of Recovery to hold open house of West Maui office on July 3
County Office of Recovery to hold open house of West Maui office on July 3

The County of Maui Office of Recovery-West Maui will host an open house at its new office at Lahaina Gateway on Wednesday, July 3, 2024, from 5 to 7 p.m. The office is in Suite B102, near Ace Hardware, at the shopping center at 325…
‘We have no voice’: NC consumers sidelined as state and insurers negotiate new rates
‘We have no voice’: NC consumers sidelined as state and insurers negotiate new rates

As weather-related risks mount, companies are pushing for higher homeowners’ premiums in North Carolina. Policyholders are pushing back. Read more.
County Office of Recovery to hold open house of West Maui office on July 3
County Office of Recovery to hold open house of West Maui office on July 3

The County of Maui Office of Recovery-West Maui will host an open house at its new office at Lahaina Gateway on Wednesday, July 3, 2024, from 5 to 7 p.m. The office is in Suite B102, near Ace Hardware, at the shopping center at 325…
Calif. Long-Tail Ruling Continues Policyholder-Friendly Trend
Calif. Long-Tail Ruling Continues Policyholder-Friendly Trend

The California Supreme Court’s recent ruling in Truck Insurance Exchange v. Kaiser Cement & Gypsum, rejecting horizontal policy exhaustion, was the latest in a string of its decisions involving insurance coverage for continuous or progressive injury claims that favor policyholders, say Billie Mandelbaum and David…