California sets global standard for insurance resilience as Commissioner Lara finalizes landmark long-term solvency regulation
California sets global standard for insurance resilience as Commissioner Lara finalizes landmark long-term solvency regulation

First-in-the-nation regulation requires California-based insurance companies to prepare for climate risks, artificial intelligence, cyber threats, and other emerging challenges before they threaten consumers and markets SACRAMENTO, Calif. — Insurance Commissioner Ricardo Lara today finalized the Long-Term Solvency Planning Regulation, establishing a first-in-the-nation framework requiring California-based…
California expands protections for wildfire survivors
California expands protections for wildfire survivors

California is expanding protections for wildfire survivors through new legislation addressing smoke damage, insurance claims, and financial challenges following the January 2025 Los Angeles wildfires. On Sept. 15, Gov. Gavin Newsom signed four bills establishing new smoke damage testing standards and expanding mortgage relief for…
California orders lenders to report on handling of insurance payouts to LA fire survivors
California orders lenders to report on handling of insurance payouts to LA fire survivors

California officials on Thursday ordered mortgage lenders, including banks and credit unions, to report how they have handled insurance payouts to survivors of the 2025 Los Angeles-area fires. The California Business and Consumer Services Agency and the Department of Financial Protection and Innovation want to…
Supreme Court approves Insurance Coverage Law certification area
Supreme Court approves Insurance Coverage Law certification area

The Florida Supreme Court has approved a new board certification area in Insurance Coverage Law, giving lawyers who concentrate on the increasingly complex field a new way to demonstrate their expertise. The court’s October 8 opinion makes only minor modifications to a proposal submitted by…
California mandates bigger rebuild cushions as voters demand the right to sue insurers
California mandates bigger rebuild cushions as voters demand the right to sue insurers

Many families who lost their homes in the Palisades and Eaton fires in January 2025 made a second discovery in the weeks that followed. The dwelling limit on their policy, in some cases paid for over decades, would not cover the cost of rebuilding. California’s…
California enacts Disaster Recovery Reform Act to speed wildfire insurance claims and protect homeowners
California enacts Disaster Recovery Reform Act to speed wildfire insurance claims and protect homeowners

Governor Gavin Newsom signed Senate Bill 876, known as the Disaster Recovery Reform Act, to protect homeowners and renters recovering from wildfires and other disasters. The bill speeds up insurance claim payments and doubles penalties for insurance companies that delay or stall claims. Insurance Commissioner…
California enacts sweeping insurance reforms to speed disaster recovery
California enacts sweeping insurance reforms to speed disaster recovery

SACRAMENTO — California Gov. Gavin Newsom signed landmark legislation into law on Sunday aimed at overhauling how insurance companies handle claims following natural disasters, establishing new consumer protections that double fines on dilatory insurers and mandate faster payouts for survivors. The bill, Senate Bill 876,…
Governor signs Commissioner Lara and Senator Padilla’s Disaster Recovery Reform Act into law, setting a new standard for survivor protections
Governor signs Commissioner Lara and Senator Padilla’s Disaster Recovery Reform Act into law, setting a new standard for survivor protections

For Release: September 28, 2026 Media Calls Only: 916-492-3566 Email Inquiries: cdipress@insurance.ca.gov Governor signs Commissioner Lara and Senator Padilla’s Disaster Recovery Reform Act into law, setting a new standard for survivor protections New law doubles penalties, reduces red tape, and creates stronger coverage for Californians…
New California law will change how you sign up for home insurance
New California law will change how you sign up for home insurance

Gov. Gavin Newsom just signed a law that gives people an important new option when they sign up for home insurance. Read more.
Election 2026: California insurance commissioner’s race — Fix the private market or provide public coverage?
Election 2026: California insurance commissioner’s race — Fix the private market or provide public coverage?

The two Democrats running for California insurance commissioner offer voters a stark choice for tackling a wildfire-driven home insurance crisis as premiums surge and insurers drop thousands from their plans: Can the state fix the private market, or should it step in with its own…
California Enacts Standards for Wildfire Smoke Damage Insurance Claims
California Enacts Standards for Wildfire Smoke Damage Insurance Claims

California has enacted new requirements for investigating, testing, and restoring homes affected by wildfire smoke. Gov. Gavin Newsom signed AB 1795, the Smoke Damage Recovery Act, authored by Assemblymember Mike Gipson and sponsored by Insurance Commissioner Ricardo Lara. According to the California Department of Insurance,…
Landmark legislation addresses smoke damage
Landmark legislation addresses smoke damage

For years, California families have returned home after a wildfire only to discover that the danger did not end when the flames were extinguished. Smoke contamination can linger long after a fire is out, leaving homeowners fighting to prove their homes are unsafe and that…
California protects families from hidden smoke damage after wildfires
California protects families from hidden smoke damage after wildfires

Governor signs landmark legislation establishing enforceable standards for investigating, testing, and restoring smoke-damaged homes SACRAMENTO, Calif. — For years, California families have returned home after a wildfire only to discover that the danger did not end when the flames were extinguished. Smoke contamination can linger long…
Newsom Signs New Law to Clear Confusion Around Smoke Damage
Newsom Signs New Law to Clear Confusion Around Smoke Damage

One of the paradoxes facing people whose homes survive a wildfire is that they are often still victims of it. Sometimes, they have the least help for restoring their home to how it was. How insurance ought to address the damage caused by heat and…
California enacts new laws to aid wildfire victims with smoke damage and mortgage relief
California enacts new laws to aid wildfire victims with smoke damage and mortgage relief

California is enacting new rules to help wildfire victims recover from the devastating effects. A new package of legislation, signed by Gov. Gavin Newsom in Altadena alongside wildfire survivors, directly responds to the devastating wildfires in Los Angeles in early 2025. One of the new…
Major changes to California home insurance could be coming under bills headed to Newsom’s desk
Major changes to California home insurance could be coming under bills headed to Newsom’s desk

California lawmakers have sent several home-insurance bills to Gov. Gavin Newsom that would strengthen protections for policyholders by addressing underinsurance, increasing penalties for insurer violations and delayed claims, improving claims transparency, and giving homeowners more notice before coverage is dropped. Read more.
What California’s insurance commissioner does — and how it affects your wallet
What California’s insurance commissioner does — and how it affects your wallet

In November, California voters will choose who oversees one of the biggest insurance markets in the world. Insurance commissioner may seem like an obscure regulatory position, but it’s a consequential one: It leads the Insurance Department, which regulates home, auto, life, health, workers’ comp and…
CO Supreme Court: Insurance Bad Faith Discovery Rules
CO Supreme Court: Insurance Bad Faith Discovery Rules

Case asks Colorado’s highest court to clarify what evidence injured policyholders may obtain when challenging an insurance company’s post-lawsuit claim handling COLORADO SPRINGS, CO, UNITED STATES, September 8, 2026 /EINPresswire.com/ — Malnar Injury Law is helping take an important fight for injured car-accident victims to…