Gun owners arming themselves with lawyers even before shots are fired
Gun owners arming themselves with lawyers even before shots are fired

Beyond guilt or innocence, the case against Florida murder suspect George Zimmerman will undoubtedly leave him broke. The controversial concealed handgun license holder made headlines last spring when he claimed he killed 17-year-old Trayvon Martin in self-defense during a violent scuffle. Zimmerman hasn’t worked in…
Life insurance vs. long-term care insurance: Which do you need?
Life insurance vs. long-term care insurance: Which do you need?

While life insurance is designed to protect your loved ones when you die, long-term care insurance provides money to help you maintain a good quality of life while you’re alive. But with the rising costs of long-term care insurance, some Americans with limited money may…
New Breadwinner in the Household: How Does This Affect Life Insurance?
New Breadwinner in the Household: How Does This Affect Life Insurance?

In the current economy, many households are changing primary breadwinners. For example, after a stint as a stay-at-home parent, your husband decides to reenter the workforce. When he lands a job, your finances, day-to-day arrangements, and lifestyle may become very different. After such a change…
Most Americans uninformed about long-term care insurance
Most Americans uninformed about long-term care insurance
Hurricane Sandy Flood Insurance Claims: An exercise in exasperation, homeowners say
Hurricane Sandy Flood Insurance Claims: An exercise in exasperation, homeowners say

Meg Kelly uses three images when summing up her experience with Hurricane Sandy.First, the freight train: the thundering wind gusts that barreled through her Neptune neighborhood the night of Oct. 29.Then, the tsunami: the punishing surge that sprang from the surrounding bay and deluged the…
Tips for Sandy Victims on Mediating Insurance Disputes
Tips for Sandy Victims on Mediating Insurance Disputes

New Programs Announced in New York & New Jersey to Help Resolve Claim Disputes; Know What to Expect and Be Ready to Negotiate, Consumer Group Advises SAN FRANCISCO February 28, 2013 – With thousands of Superstorm Sandy victims frustrated by the slow process of settling…
New York Regulator Says Sandy Complaints Show Need for Uniformity, Clarity in Policies
New York Regulator Says Sandy Complaints Show Need for Uniformity, Clarity in Policies

BY MARK E. RUQUET, PROPERTYCASUALTY360February 27, 2013 New York’s top insurance regulator says Superstorm Sandy has revealed glaring gaps in consumer knowledge about coverages, and has highlighted the need for uniformity and clarity in property-insurance policies.Addressing members of the State Assembly Standing Committee on Insurance…
Tap in…
Tap in…

People who’ve negotiated their way through an insurance claim can be an excellent source of success strategies. Many members of UP’s staff and volunteer corps fit that bill. If you find yourself underinsured after a loss or need help getting your lender to release an…
Watchdog: Sandy insurance complaints growing
Watchdog: Sandy insurance complaints growing

TRENTON — Sandy has created a superstorm of insurance complaints.Consumers are hounding state insurance regulators to combat slow action by insurers or for help on other claim matters.The state Department of Banking and Insurance has fielded 481 Sandy-related inquiries and complaints. Seventeen cases are formal…
Mississippi State Senate Fails Homeowners Again
Mississippi State Senate Fails Homeowners Again

Citizen activist Kevin Buckel continues to work tirelessly to reform the laws in his state to better protect consumers against unfair insurance practices. Despite many setbacks, Kevin has scored important victories: Insurance Commissioner Mike Chaney now supports legislation to keep the burden of proof on…
Surviving Superstorm Sandy: One family’s story
Surviving Superstorm Sandy: One family’s story

After Superstorm Sandy hit the East Coast, the Ingber family spent one night trapped in their dark apartment in Long Beach, N.Y., as the wind howled and rain beat against their windows. It was scary, but they thought their renter’s insurance would help them weather…
Thinking of hiring a law firm to fight your insurance company? Know what you’re getting into…
Thinking of hiring a law firm to fight your insurance company? Know what you’re getting into…

Todd Kaminsky, the author of this useful article, is a concerned citizen who is using his expertise as a lawyer to help his Long Island neighbors recover from Sandy’s devastation. Todd is a United Policyholders volunteer and we are one of the experts he references…
Christie, Schumer Blast NFIP and WYO Insurer Delays in Handling Sandy Claims
Christie, Schumer Blast NFIP and WYO Insurer Delays in Handling Sandy Claims

BY ARTHUR D. POSTAL, PROPERTYCASUALTY360.COMThe Federal Emergency Management Agency is coming under heavy fire for its handling of Superstorm Sandy flood claims in New York and New Jersey.The criticisms extended to Write-Your-Own companies that in many cases process flood claims for FEMA.The objections—outlined in a…
How did a toddler have so much life insurance?
How did a toddler have so much life insurance?

AMONG THE haunting questions that need to be answered about the death of Prince McLeod Rams is one recently posed in a letter to this page. “What about the insurance companies,” Linda Cole wanted to know of the three firms that wrote policies totaling more…
AFTER SANDY: CAN’T GET THE CASH;
AFTER SANDY: CAN’T GET THE CASH;

Homeowners across Long Island are struggling with the cost of rebuilding from superstorm Sandy as they wait for banks and mortgage companies to release their insurance settlements more than two months after the storm. Insurers began cutting checks weeks ago, but most people can’t simply…
6 myths about buying life insurance
6 myths about buying life insurance

Let’s talk about your death. Not much of a sales pitch, is it? Yet that’s precisely the body under the sheet we’re delicately avoiding when we consider buying life insurance. “They call it life insurance but it’s really death insurance. After all, you’ll never live…
Insider tells how some insurance companies rig the system
Insider tells how some insurance companies rig the system

Tony Bartelme Posted: Sunday, December 2, 2012 12:22 a.m. UPDATED: Sunday, December 2, 2012 12:29 a.m. Mark Romano, a former Allstate executive turned whistleblower, stands outside the fence circling Allstate’s massive guarded headquarters in Northbrook, Ill., a suburb of Chicago. Romano was in charge of…
Go Long?
Go Long?

We all want to be well cared for and comfortable in our old age without being a financial burden to our loved ones. Long Term Care insurance can make those wishes come true. But…if you have a LTC insurance policy or are thinking about buying…