States Shed Reinsurance and ‘Run Naked’ Through Storm Risks
States Shed Reinsurance and ‘Run Naked’ Through Storm Risks
Pay-as-you-drive bill is a win-win
Pay-as-you-drive bill is a win-win
AIR Estimates Insured Losses From Southern California Wildfires Likely Range Between $600 and $800 Million
AIR Estimates Insured Losses From Southern California Wildfires Likely Range Between $600 and $800 Million
On The Road To Recovery
On The Road To Recovery
California Senate insurance panel hires former State Farm lawyer
California Senate insurance panel hires former State Farm lawyer

Reporting from Sacramento — A state legislative committee overseeing the insurance industry has hired a former lawyer for State Farm as a top advisor, alarming consumer activists who say the move is the latest spin of a busy revolving door between government and the industry.…
Public Interest Groups Ask California Supreme Court to Rehear Case on Consumer Protection Law
Public Interest Groups Ask California Supreme Court to Rehear Case on Consumer Protection Law

Groups Want Reversal on Ruling That Companies Can Continue Illegal Practices Until Someone Gets Hurt SANTA MONICA, Calif., Feb. 20 /PRNewswire-USNewswire/ — In an extraordinary request made late yesterday, eight public interest organizations asked the California Supreme Court to scrap its recent decision barring consumers…
Natural Disaster Insurance: Do You Need It?
Natural Disaster Insurance: Do You Need It?

With the news media filled with stories lately about natural disasters like earthquakes, hurricanes and wildfires, many consumers may be wondering when to purchase additional insurance to protect their homes from Mother Nature. My husband and I certainly have been concerned with the topic since…
Southland homeowners at risk for mudslides have trouble finding insurance
Southland homeowners at risk for mudslides have trouble finding insurance

Some residents of areas burned by the Station fire are buying flood policies on top of fire and earthquake plans, hoping that at least one will accept mudslide damage claims. Charred slopes in the foothills towering above William Johnson’s La Cañada Flintridge home are now…
Why Earthquake Insurance Is Tough Sell, Even In Bay Area
Why Earthquake Insurance Is Tough Sell, Even In Bay Area

Bill Clingan was around when the Loma Prieta earthquake sucker-punched the Bay Area 20 years ago. His Walnut Creek home suffered no damage, which is why he feels comfortable today not having earthquake insurance. “It’s very expensive. Deductibles are high. It’s just not worth it,”…
’08 Wildfire Victims Insured with AIG Get $$$ Help from CDI and UP
’08 Wildfire Victims Insured with AIG Get $$$ Help from CDI and UP

Survivors to receive an average $100,000 to $125,000 in Additional Coverage Insurance Commissioner Steve Poizner today announced that the California Department of Insurance CDI) has secured between $37 million and $46 million in additional coverage from AIG for Sayre Fire survivors in Sylmar. Commissioner Poizner…
California AIG Sylmar Wildfire Survivors To Receive Additional Coverage
California AIG Sylmar Wildfire Survivors To Receive Additional Coverage

The California Department of Insurance CDI) has secured between $37 million and $46 million in additional coverage from AIG for Sayre Fire survivors in Sylmar. Commissioner Poizner was joined by Los Angeles City Councilmember Richard Alarcón; Amy Bach, executive director of United Policyholders and a…
Fire Insurance Explained
Fire Insurance Explained

With stories ranging from “My insurance company is just being too good to be true” to “I’ve been with my insurance company for 21 years, never made a claim, just lost my house, and now they’ve cancelled me,” about 50 Jesusita and Tea fire survivors…
For a Yorba Linda family, fighting fire with paperwork
For a Yorba Linda family, fighting fire with paperwork

The wildfire survivor profiled in this Orange County Register article has been attending United Policyholders’ Roadmap to Recovery meetings and was pictured in our spring newsletter receiving her copy of the Disaster Recovery Handbook and Household Inventory Guide. Readers mourned and complained when we ended…
Four Things You Should Know About Your Fire Insurance Claim
Four Things You Should Know About Your Fire Insurance Claim

California’s burning, again; the flames north of Los Angeles, also known as the Station Fire, have already killed two people, and are threatening tens of thousands of homes, causing the governor to declare a state of emergency in Los Angeles and Monterey counties. So of…
Insurance Commissioner Poizner Secures Close to $46 Million in Additional Coverage for AIG Customers Who Suffered Losses in Sylmar Wildfire
Insurance Commissioner Poizner Secures Close to $46 Million in Additional Coverage for AIG Customers Who Suffered Losses in Sylmar Wildfire

Insurance Commissioner Poizner Secures Close to $46 Million in Additional Coverage for AIG Customers Who Suffered Losses in Sylmar Wildfire Survivors to receive an average $100,000 to $125,000 in Additional Coverage Insurance Commissioner Steve Poizner today announced that the California Department of Insurance CDI) has…
Long, Difficult Road To Recovery For 2007 Fire Victims
Long, Difficult Road To Recovery For 2007 Fire Victims

Just one third have rebuilt; one half submitted plans for reconstruction Two years after the 2007 firestorm, the path to recovery continues to be slow and arduous for hundreds of San Diego County residents who lost their homes. Only one-third have finished rebuilding. And nearly…
Oakridge park fire victims fight AIG and win with state’s help
Oakridge park fire victims fight AIG and win with state’s help

SYLMAR – Oakridge resident Joanne Nadeau, who lost her mobile home in November’s Sayre Fire, can now rebuild thanks to additional money secured by the state’s Department of Insurance. Instead of getting $165,000 from her AIG insurance policy, Nadeau will receive nearly $300,000. “Now I…
Policyholders limited in how low they can go with contents coverage
Policyholders limited in how low they can go with contents coverage

Keith Brannon has been living a minimalist’s life since Hurricane Katrina. Like many New Orleanians, Brannon dragged the entire contents of his house to the curb when his Broadmoor-Fontainebleau area home flooded and moldered in the storm. He has replaced only the bare essentials. “We…