• Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Volunteer with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • Tip of the Month
      • Bach Talk
      • Guest Blogs
      • Catch UP
      • Newsletters
    • Surveys
    • Studies & Reports
    • Share your story with the media
  • Recovery Help
    • Roadmap to Recovery®
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional Help Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Buying Tips Library
    • WRAP Resource Center – Wildfire Mitigation Help
    • Dropped by your home Insurer?
    • Preparedness Handouts
  • Advocacy
    • Advocacy and Action
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Community
    • Ask An Expert
    • Forums
  • Events
    • Program Events
    • UP to Good 2025
  • Support UP
United Policyholders logo
  • Log In
  • Ask An Expert
  • Forums
  • Home
  • About
    • Our Mission
    • Staff
    • Board
    • Supporters
    • Recognition
    • Work with UP
    • Volunteer with UP
    • Contact UP
  • Media
    • UPdates
      • UP in the News
      • Tip of the Month
      • Bach Talk
      • Guest Blogs
      • Catch UP
      • Newsletters
    • Surveys
    • Studies & Reports
    • Share your story with the media
  • Recovery Help
    • Roadmap to Recovery®
    • Disaster Recovery Help
    • Claim Guidance Library
    • State by State Help
    • Sample Letters and Claim Documents
    • Professional Help Directory
    • Ask An Expert
  • Get Prepared
    • Roadmap to Preparedness
    • Buying Tips Library
    • WRAP Resource Center – Wildfire Mitigation Help
    • Dropped by your home Insurer?
    • Preparedness Handouts
  • Advocacy
    • Advocacy and Action
    • Amicus Library
    • Legislation
    • Regulation
    • UP at the NAIC
  • Community
    • Ask An Expert
    • Forums
  • Events
    • Program Events
    • UP to Good 2025
  • Support UP
United Policyholders logo

Oregon

  • Up in the News
  • UPdates
  • Bach Talk
  • Guest Blogs
  • Newsletters
  • Surveys
  • Studies & Reports
The Mood Swings on Insurer Bad-Faith in Oregon: An Analysis of the Oregon Supreme Court Decision in Moody v. Oregon Community Credit Union
January 22, 2024
The Mood Swings on Insurer Bad-Faith in Oregon: An Analysis of the Oregon Supreme Court Decision in Moody v. Oregon Community Credit Union

The Oregon Supreme Court has long held the legislature did not create a private right of action under the Unfair Claims Settlement Practices Act (ORS 746.230). Policyholders could bring a tort claim against their insurance company only if the insurer was subject to a standard…

Insurance consumer advocate group unveils state-by-state guide to insurance legal rights
March 15, 2023
Insurance consumer advocate group unveils state-by-state guide to insurance legal rights

For Immediate Release:  March 13, 2023 Contact: Amy Bach, Executive Director SAN FRANCISCO, March 9, 2023 – United Policyholders (UP), a national insurance consumer advocacy non-profit, today announced a major expansion of its services. Insurance company claim adjusters are required to know and follow the…

Improving Disaster Recovery
August 9, 2022
Improving Disaster Recovery

UP advocates for expedited insurance payouts and fewer paperwork hassles for disaster survivors. By helping people get the money they need to repair, rebuild and replace with fewer delays, we’re improving their ability to restore the quality of their lives and financial health. This week,…

Residents of Western States Face a Dry, Dangerous, Underinsured Future
September 28, 2021
Residents of Western States Face a Dry, Dangerous, Underinsured Future

As thousands lost everything, insurers have jacked up premiums—or fled altogether. When Steve Kress moved into an old ambulance he’d converted into a travel van some weeks ago, he’d started wearing a pin that reads “Since I gave up hope, I feel much better.” “It’s true…

Press Release: 2017 North Bay fire survivors inspire new law in Oregon to ease recovery
June 18, 2021
Press Release: 2017 North Bay fire survivors inspire new law in Oregon to ease recovery

SANTA ROSA, CA – United Policyholders (UP), a non-profit consumer advocacy group, today announced that California insurance reforms inspired by 2017 Atlas and Tubbs wildfire survivors are now law in our neighbouring State of Oregon. “One positive to come out of this region’s devastating 2017…

Bach Talk – Oregon enacts pro-policyholder wildfire claim reforms
June 14, 2021
Bach Talk – Oregon enacts pro-policyholder wildfire claim reforms

We’re proud to report that UP recently helped enact H.B. 3272, a new Oregon law that will improve the flow of insurance funds for replacing wildfire-destroyed homes and property. UP has long advocated that on total loss claims where the homeowner did nothing to cause…

Rep. Marsh hosts insurance webinar, legal clinic for fire survivors
March 22, 2021
Rep. Marsh hosts insurance webinar, legal clinic for fire survivors

Those who lost homes in the Almeda and South Obenchain fires could find advice handling their insurance in a webinar this week and an online clinic next week. Oregon Rep. Pam Marsh of Ashland will host a free online workshop with an insurance focused nonprofit…

Most Americans uninformed about long-term care insurance
March 5, 2013
Most Americans uninformed about long-term care insurance
Superstorm spotlights home insurance
November 5, 2012
Superstorm spotlights home insurance

People whose homes were damaged by superstorm Sandy will soon find out whether or not they have enough and the right kind of insurance to rebuild. In other recent disasters, one-half to two-thirds of homeowners discovered after the fact that they were underinsured, often by…

Can mortgage lenders hold your insurance money hostage?
August 27, 2012
Can mortgage lenders hold your insurance money hostage?

If your home has been seriously damaged or destroyed, your insurance company will release a check made out to both you and your mortgage lender to pay for the necessary repairs. “Lenders have a substantial investment in the property, sometimes more than the homeowner, especially…

Consumer Reports Rates Home Insurers
August 8, 2012
Consumer Reports Rates Home Insurers

Homeowners buy insurance to protect against disaster. But when disaster strikes, your insurer might not live up to your expectations, especially if you have a large claim, according to our survey of 11,250 subscribers who filed claims in the past few years. The greater the…

Enough’ Insurance is Often Not Enough
July 26, 2012
Enough’ Insurance is Often Not Enough

In the past few weeks, the most destructive wildfire in Colorado history claimed two lives, burned nearly 30 square miles and totally destroyed more than 350 homes. Like almost all homeowners everywhere in the United States, nearly everyone who lost their house to this massive…

RentSafe: Is it a safe choice for renter’s insurance?
May 16, 2012
RentSafe: Is it a safe choice for renter’s insurance?

About half of American renters don’t have insurance. Some of them probably don’t realize that it’s fairly cheap to buy coverage that’ll protect them if their place catches fire, their stuff gets stolen or even if the dog bites a neighbor. “Renter’s insurance is very…

Sharp Disagreement At NAIC Session On Readability Of Consumer Information
November 7, 2011
Sharp Disagreement At NAIC Session On Readability Of Consumer Information

Industry representatives sharply disagreed with two law professors who argued personal lines policies should be posted online where they would be readily available to consumers who wanted to look at them prior to signing onto them. Spokesmen for the American Insurance Association and the National…

Vanishing Act: Your Home Insurance Coverage is Disappearing
June 30, 2011
Vanishing Act: Your Home Insurance Coverage is Disappearing

There’s a disturbing nationwide trend of insurance companies chipping away at coverage for homeowners, says Amy Bach, executive director of the nonprofit United Policyholders consumer group. She says she’s disturbed by what she sees as policies becoming less adequate. “We have been working on a…

5 lies home insurance agents tell
June 21, 2011
5 lies home insurance agents tell

Sometimes insurance agents tell you what they think you want to hear in order to sell a home insurance policy and secure a commission. When misfortunes occur, homeowners who count on insurance to carry them through tough times sometimes get an unpleasant surprise: They don’t…

Nine tips for buying auto insurance online
June 16, 2011
Nine tips for buying auto insurance online

Just as more consumers are gravitating toward shopping sites like Amazon.com and Zappos.com, more auto insurance consumers are shopping online than ever before. According to a 2011 study by J.D. Power and Associates, 54 percent of auto insurance shoppers are getting quotes online. That’s up…

Got Insurance? Enough? You Sure?
April 18, 2011
Got Insurance? Enough? You Sure?

Many U.S. homeowners haven’t insured their homes against earthquakes and other disasters, but the devastating losses in the wake of the recent earthquake and tsunami in Japan may cause people to give their insurance policies another look. As well they should. Earthquakes have occurred in…

  • 1
  • 2
  • Next »
  • Home
  • About
  • Media
  • Recovery Help
  • Get Prepared
  • Advocacy
  • Community
  • Events
  • Support UP
United Policyholders

© 2025 United Policyholders The material on this site is for informational purposes only and is not a substitute for legal advice.

  • Privacy Policy
  • Terms of Use
  • Contact UP
  • Log In
Powered by WordPress & Inti Foundation