BACH TALK: A Fairer California Fair Plan
BACH TALK: A Fairer California Fair Plan

State and Federal public officials have protected homeowners by creating insurers of last resort that people can turn to when they’re unable to find a company willing to insure their property. Well known examples are Florida and Louisiana Citizens Insurance Corporations, the National Flood Insurance…
Catch UP on Colorado Insurance Consumer Law with Brad Levin
Catch UP on Colorado Insurance Consumer Law with Brad Levin

In this Catch UP segment, long time policyholder Attorney Brad Levin of Levin Sitcoff Waneka shares insights on the laws that govern insurance claims and consumer rights in the State of Colorado, and lawsuit logistics and costs to those who want a remedy for unfair…
Catch UP on Public Adjusting with Steve Severaid
Catch UP on Public Adjusting with Steve Severaid

In this Catch UP segment, California Public Adjuster Steve Severaid, President at The Greenspan Co./ Adjusters International (Northern California) sits down with Amy Bach to talk about what a Public Adjuster can and can’t do for you if you have a property loss and want…
Advocacy Win! New Rights for Colorado Insurance Consumers (HB 22-1111)
Advocacy Win! New Rights for Colorado Insurance Consumers (HB 22-1111)

UP is pleased to share the great news that we succeeded in securing new rights for CO insurance consumers that will improve future disaster recovery when Governor Polis today signed CO HB 22-1111 into law. UP was instrumental in the negotiations and testimony that led…
Bars and restaurants lose COVID insurance decision at Wisconsin Supreme Court
Bars and restaurants lose COVID insurance decision at Wisconsin Supreme Court

Bars and restaurants that counted on business insurance to help cover major losses from 2020 COVID-19 shutdowns are out of luck, the Wisconsin Supreme Court has found. To the layperson, the forced closures due to the pandemic would seem to meet the definition of a…
Misunderstood California law could protect your home’s fire insurance. How does it work?
Misunderstood California law could protect your home’s fire insurance. How does it work?

Your insurance company may be required to maintain your fire coverage if you live in a high-risk area in California — but the law that protects your home can be misinterpreted, as was the case for a Shasta Valley resident after she received a premature…
Ohio High Court Rules Coverage Owed for Contamination That Ruined Product
Ohio High Court Rules Coverage Owed for Contamination That Ruined Product

Contamination that ruined more than $1 million worth of glass containers manufactured by a policyholder’s customer counts as damage that is covered by an umbrella insurance policy, the Ohio Supreme Court ruled Wednesday. The Supreme Court justices unanimously agreed that Motorists Mutual Insurance owes coverage to…
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty

Colorado Attorney Natasha O’Flaherty has been assisting wildfire impacted households with insurance matters since a 2020 wildfire destroyed hundreds of homes in her community.  In this Catch UP segment, she discusses approaches she took on behalf of clients who needed help finding temporary housing when…
El exjefe del sindicato de la policía de Nueva York es acusado de robar de miles de dólares para su “lujoso estilo de vida”
El exjefe del sindicato de la policía de Nueva York es acusado de robar de miles de dólares para su “lujoso estilo de vida”

Ed Mullins, expresidente de la Asociación Benevolente de Sargentos, dimitió el año pasado de su cargo tras sufrir una redada del FBI en su casa de Manhattan. Por Jonathan Dienst y Marlene Lenthang – NBC News El expresidente del sindicato de la policía de Nueva…
Regulators unveil wildfire safety plan. Will it fix rural California’s insurance crisis?
Regulators unveil wildfire safety plan. Will it fix rural California’s insurance crisis?

State regulators rolled out a “Safer from Wildfire” program Monday to encourage rural residents and business owners to gird their properties as a way of fixing the insurance crisis that’s plagued the Sierra foothills and other fire-prone areas of California the past few years. The…
Should wildfire victims get more insurance money up front? Some lawmakers think so.
Should wildfire victims get more insurance money up front? Some lawmakers think so.

When wildfire struck Grand County, Marjorie Cranston and her husband lost their home of 15 years. The loss was hard enough, Cranston said, without spending months scouring her brain to remember every single item lost in the flames. The 2020 East Troublesome Fire destroyed an estimated 366…
California wildfire survivor helps residents impacted by Marshall Fire navigate insurance
California wildfire survivor helps residents impacted by Marshall Fire navigate insurance

LISTEN TO THE INTERVIEW HERE The process of recovering from the Marshall Fire looks different for each person affected. For those who were insured, working with their provider to file claims and compile detailed inventories of belongings has become part of day-to-day life. But not…
United Policyholders Amy Bach on Marshall Fire Insurance Challenges
United Policyholders Amy Bach on Marshall Fire Insurance Challenges

Click below to listen to the radio interview: 2/3/22 KOA 850 AM & 94.1 FM
For people who lost homes in the Marshall Fire, insurance might not cover everything.
For people who lost homes in the Marshall Fire, insurance might not cover everything.

It could be months before many homeowners that lost everything in the Marshall Fire are able to even clean up the debris left by the blaze. In the meantime, many are already girding for battle with their insurance companies. Colorado Insurance Commissioner Michael Conway is…
Boulder County fire victims have insurance questions. Here are some answers.
Boulder County fire victims have insurance questions. Here are some answers.

Are you underinsured? (Possibly.) Should you wait for a master builder to redo the whole neighborhood? (No.) Can you get a living expenses check now? (Yes. Do it.) Meanwhile, all Colorado homeowners should do this tuneup. Insurance, when it works, is meant to be restorative.…
Marshall fire victims brace for insurance claims process
Marshall fire victims brace for insurance claims process

Gov. Jared Polis and Colorado Division of Insurance Commissioner Michael Conway assured almost 800 residents impacted by the Marshall fire that the state would “fight for consumers” during the insurance claims process. According to some estimates, the insurance costs related to the fire could be…
Homeowners impacted by 2020 wildfires asked to complete survey on insurance process
Homeowners impacted by 2020 wildfires asked to complete survey on insurance process

COLORADO, USA — Anyone whose home was impacted by wildfires in 2020 has their chance to complain about the insurance process. The United Policyholders is asking people impacted by last year’s fires to complete a survey on their experience with insurance. The confidential survey asks questions about…
Order protects Mother Lode homeowners from insurance cancellations, non-renewals
Order protects Mother Lode homeowners from insurance cancellations, non-renewals

California’s insurance commissioner issued an order Wednesday that prevents companies from dropping nearly 210,000 homeowners in areas affected by wildfires this year, including most of Tuolumne County and southern Calaveras County due to the Washington Fire near downtown Sonora on Aug. 26. State Insurance Commissioner…