In The News
Putting Florida more in line with national practices
Putting Florida more in line with national practices

Stacey Clark walks around her Bethel Creek home with her dog Sweetie on Oct. 15 after a tornado tore through her home Oct. 9 before Hurricane Milton passed through the area. Clark was in her home with Sweetie when the tornado ripped her roof off.…
Earthquake policyholders scarce despite quake risk
Earthquake policyholders scarce despite quake risk

North Bay property owners may be rethinking their insurance coverage following the 7.0 earthquake off the coast of Humboldt County on Thursday morning. Despite experiencing 90% of the nation’s earthquakes, only 10% of California’s residents have earthquake insurance, according to the Federal Emergency Management Agency.…
Earthquake policyholders scarce despite quake risk
Earthquake policyholders scarce despite quake risk

North Bay property owners may be rethinking their insurance coverage following the 7.0 earthquake off the coast of Humboldt County on Thursday morning. Despite experiencing 90% of the nation’s earthquakes, only 10% of California’s residents have earthquake insurance, according to the Federal Emergency Management Agency.…
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Bach Talk
Bach Talk: Skyfall(out) – Aerial photos impacting property insurance
Bach Talk: Skyfall(out) – Aerial photos impacting property insurance

One of the tools property insurance companies are using to screen potential and existing customers are aerial images captured by satellites and drones of  homes, surroundings and roof conditions.  When the images show damage or hazards, they can trigger a non-renewal or rejected application. This…
Bach Talk: CALIFORNIA HOME INSURANCE UPDATE – 2024
Bach Talk: CALIFORNIA HOME INSURANCE UPDATE – 2024

The following is an update on the California home insurance situation from the non-profit consumer organization, United Policyholders, (“UP”).  UP is working hard to help California property owners stay insured and financially protected despite unprecedented availability and affordability challenges in the current marketplace. Insurers are…
Bach Talk: An insured future depends on bold public/private innovation
Bach Talk: An insured future depends on bold public/private innovation

By Amy Bach, Executive Director, United Policyholders So far 2024 has brought more bad news for property owners, public officials, lenders and home builders on the insurance availability and affordability fronts with non-renewals, scant options and high premiums. Front page news across the country. Rate…