Their homes survived the historic LA area wildfires, but a year later they fear living in them
Their homes survived the historic LA area wildfires, but a year later they fear living in them

A year after devastating Los Angeles wildfires, homeowners in Altadena and Pacific Palisades face dangerous levels of lead, asbestos and other toxins in their surviving homes. Many are forced to live in contaminated environments as insurance companies resist covering proper remediation. “DANGER: Lead Work Area”…
Homes that survived historic LA wildfires now face dangerous levels of toxic compounds
Homes that survived historic LA wildfires now face dangerous levels of toxic compounds

“DANGER: Lead Work Area” reads a sign on a front door of an Altadena home. “May damage fertility or the unborn child. Causes damage to the central nervous system.” Block after block there are reminders that contaminants still linger. House cleaners, hazardous waste workers and…
Top Property Insurance Trends To Watch In 2026
Top Property Insurance Trends To Watch In 2026

Homeowners insurance investigations, a novel climate suit accusing oil majors of contributing to high premiums, and a California action accusing carriers of collusion are some of the top property insurance matters attorneys will be watching next year. Read more.
New insurance laws: Will they help homeowners?
New insurance laws: Will they help homeowners?

What we know: As the struggle with cost, availability of policies with adequate coverage at a price that doesn’t break homeowners’ backs continues, there has been progress and movement, but insurers still maintain the upper hand. Perhaps the most important change for homeowners is that…
Nevada’s New Wildfire Law Signals a Shift in Property Insurance Risk Allocation
Nevada’s New Wildfire Law Signals a Shift in Property Insurance Risk Allocation

Beginning January 1, 2026, Nevada home insurers will be permitted to remove wildfire coverage from standard homeowners policies. The new law, passed by the Nevada Legislature this fall, clarifies that insurers have statutory authority to exclude wildfire losses while also allowing them to offer wildfire-only…
Nevada Law Lets Insurers Drop Wildfire Coverage; Is California Next?
Nevada Law Lets Insurers Drop Wildfire Coverage; Is California Next?

Starting January 1, 2026, a new law in Nevada will allow home insurers to exclude wildfire coverage from standard homeowners policies. Passed by the Nevada Legislature, this law will permit insurers to offer wildfire-only policies, marking a significant shift in how property insurance is handled…
Home insurance costs soar in North Bay
Home insurance costs soar in North Bay

Sonoma County’s median rate for home insurance premiums shot up more over the past decade than in any other part of the ninecounty Bay Area, while Lake and Mendocino counties, where wildfires have exacted a wider if not deeper toll, have seen rates climb even…
Court rejects bid to beef up policies issued by California’s home insurer of last resort
Court rejects bid to beef up policies issued by California’s home insurer of last resort

Retired nurse Nancy Reed has been through the ringer trying to get insurance for her home next to a San Diego County nature preserve. First, she was dropped by her longtime carrier and forced onto the state’s insurer of last resort, the California FAIR Plan,…
CA homeowner stuck with $50K bill after neighbor’s tree crashes into her house. Insurer denies claim, argues it was ‘unforeseeable.’ Is that legit?
CA homeowner stuck with $50K bill after neighbor’s tree crashes into her house. Insurer denies claim, argues it was ‘unforeseeable.’ Is that legit?

As extreme weather events become more frequent, homeowners are increasingly relying on property insurance as their last line of defense. But coverage can unravel quickly when an act of nature blurs legal boundaries. That’s what Castro Valley homeowner Angela Bereola recently discovered. Last year, heavy…
North Bay communities see some of the highest home insurance price increases
North Bay communities see some of the highest home insurance price increases

Premium costs in Lake and Mendocino counties have risen at more than double the state median rate over the last decade, new data shows. Read more
Policyholders Should Negotiate To Limit AI Exclusions At Renewal
Policyholders Should Negotiate To Limit AI Exclusions At Renewal

As renewal season approaches, policyholders should be on the lookout for broad artificial intelligence exclusions across all lines of coverage. In the last year, news of insurance companies inserting increasingly expansive AI exclusions has spread. Risks associated with AI are becoming increasingly widespread and sophisticated.…
We made a BIG impact in 2025!
We made a BIG impact in 2025!

“Your group and webinars are just amazing and most useful. The best resource and people we’ve encountered. We are so grateful for everything you do.” – Christine, 2025 LA Wildfire Survivor Roadmap to Recovery® Program Within a week of the wildfires that devastated Los Angeles,…
Legislation introduced to extend national flood insurance program
Legislation introduced to extend national flood insurance program

Bipartisan legislation introduced this week in the House would automatically extend the National Flood Insurance Program. Sponsored by U.S. Reps. Troy Carter (D-LA), Julia Letlow (R-LA), Cleo Fields (D-LA), Clay Higgins (R-LA), Mike Ezell (R-MS) and Lizzie Fletcher (D-TX), the legislation would ensure the National…
Reps. Carter, Ezell, Fields, Letlow, Fletcher, and Higgins Introduce the National Flood Insurance Program Automatic Extension Act of 2025
Reps. Carter, Ezell, Fields, Letlow, Fletcher, and Higgins Introduce the National Flood Insurance Program Automatic Extension Act of 2025

NFIP Lapses Aren’t a Partisan Problem – they’re a People Problem WASHINGTON, D.C. – Today, Congressman Troy A. Carter, Sr. (D-LA), alongside Reps. Julia Letlow (R-LA), Cleo Fields (D-LA), Clay Higgins (R-LA), Mike Ezell (R-MS), and Lizzie Fletcher (D-TX), introduced the National Flood Insurance Program Automatic Extension…
Where there’s smoke, there’s a fight
Where there’s smoke, there’s a fight

As the Los Angeles wild­fires died out in Janu­ary, fire­fight­ers trekked through the burn zones to take stock of the destruc­tion. For every home they found leveled, they coun­ted another still stand­ing. The struc­tures looked fine from the out­side, but ash and oily soot often…
What’s UP With Water (or Service) Line Insurance?
What’s UP With Water (or Service) Line Insurance?

As a homeowner, you’re responsible for the pipes that connect your water and sewer lines to the main public water delivery system in your area. If those pipes corrode, leak or fail due to age or wear and tear, your home insurance likely will not…
California is drafting new rules for wildfire smoke cleanup. Are home insurers calling the shots?
California is drafting new rules for wildfire smoke cleanup. Are home insurers calling the shots?

Wearing protective coveralls and a chemical, biological, radiological and nuclear-rated gas mask, Debbie McMahon walks in her Altadena living room on Sept. 25, where last year’s Christmas tree still stands after the wildfire evacuation. McMahon is among the many displaced Los Angeles County residents who…
Fire Survivors to Get Help Navigating Insurance Claims at Pasadena Workshop
Fire Survivors to Get Help Navigating Insurance Claims at Pasadena Workshop

This event already occurred. You are reading an archival copy of the original story. Fire Survivors to Get Help Navigating Insurance Claims at Pasadena Workshop United Policyholders offers free contents workshop for Eaton Fire survivors facing insurance complexitiesPublished on Nov 27, 2025 [photo credit: Pasadena…