September 1, 2013 A Healthy Attitude Today is a big day in the health insurance world. People with no insurance or who need to change their coverage can now start researching new plan options. As this phase of the Affordable Care Act takes effect, do your best to get information from…
August 26, 2013 Flood Insurance Workshop To Be Held Monday Night Devastating flooding in the Pikes Peak region has hammered home the importance of having flood insurance. So many people in El Paso and Teller counties have been suffered–in some cases again and again–after an especially harsh monsoonal pattern season. Those living near the Waldo Canyon…
August 14, 2013 Slack demand, but big promise still seen for Hurricane Sandy insurance mediation One of New Jersey’s efforts to help Hurricane Sandy victims resolve their insurance woes has had an unexpected result: few takers. Three months ago, the state launched a mediation program to help Sandy-struck homeowners and business owners settle disputes with their insurers over storm claims.…
August 5, 2013 Do You Need Life Insurance in Retirement? Life insurance helps protect your spouse and children from poverty in the case of your untimely death. However, once your children become self-sufficient and you and your spouse accumulate significant assets, there’s less of a need to keep paying the premiums for life insurance. Here’s…
August 5, 2013 DON’T BOTHER…DO BOTHER When buying rental car insurance: Don’t bother checking the “yes” box and paying for Collision Damage Waiver (CDW) coverage if you’ve got a credit card that offers that same coverage. Most credit cards provide that insurance to their cardholders free of charge as long as…
July 31, 2013 Legal issues just beginning for Sandy victims, pro-bono attorney says Hurricane Sandy is long over, with reconstruction under way in most places, but for many impacted by the storm, problems are still piling up – legal problems, that is. That is why a cadre of pro-bono attorneys has fanned out throughout areas of New Jersey…
July 31, 2013 FEMA to Buy Out One Home on Old York Road The township is changing its agreement with the NJDEP Blue Acres Program for the purchase and demolition of two homes on Old York Road along the Raritan River Floodway—because only one is now being accepted into the program.This program concerns the buy-out and demolition of…
July 31, 2013 Businesses pushing to settle claims from Sandy Linda Schwartz had been running her Mexican restaurant for 29 years when it became a casualty of Hurricane Sandy.Schwartz waited out the storm in her Dennis Township home, confident that she had done what she could to safeguard her Avalon business, Tortilla Flats, by moving…
July 30, 2013 Group vex: Is one enough? If you depend on your earned income and want to build yourself a safety net, you can buy long term disability (LTD) insurance that will replace that income if you become ill or injured and unable to work. You can buy it as an individual…
July 29, 2013 Guest Blog: Unpaid Life Insurance Benefits Investigation Passes 1 billion dollars (yes, billion!) The New York Department of Financial Services has issued a final report on their investigation into unpaid benefits for consumers at life insurance companies. The report showed that the investigation recovered more than $1.1 billion in unpaid life insurance benefits for consumers nationwide and that…
July 24, 2013 Insuring yourself against water calamity can make your head spin On the other side of the country, home after home is rotting, left much the same as the day after Hurricane Sandy landed in 2012. These are the houses of those who never bought flood insurance, which must be purchased separately from regular homeowner’s insurance.…
July 23, 2013 Flood insurance law hurting Sandy victims A little-known provision in some Long Island homeowners’ flood insurance policies could stymie their claims to collect for superstorm Sandy damage. Advocates and lawyers for property owners say it’s a loophole for insurance companies and the Federal Emergency Management Agency that is based on semantics.…
July 17, 2013 Tracking Down Life Insurance Benefits Have you ever tried to track down a life insurance policy that was owned by a family member or find out if they had any life insurance? If so, you know that this can be a challenging task. Here are some starting points: Review all…
July 11, 2013 Why Pharmacy Refused Drug For Terminal Cancer Patient A Shingle Springs woman says the mail order pharmacy refused to fulfill a prescription to help battle her terminal cancer. When three weeks went by and she says the cancer spread, she called Kurtis. This medicine was prescribed to try and contain the cancer. But…
July 10, 2013 The Black Forest Fire has attracted insurance pros — for better and worse The flier called it a “Town Hall Meeting for Black Forest Fire Residents.” But this wasn’t a town hall in the traditional sense. No elected official or governmental staff member was scheduled to speak. El Paso County officials, in fact, say they had nothing to…
