![How climate change could cause a home insurance meltdown](https://uphelp.org/wp-content/uploads/2023/07/ideastream.jpg)
![How climate change could cause a home insurance meltdown](https://uphelp.org/wp-content/uploads/2023/07/ideastream.jpg)
Big wildfires had started burning more often in California, creeping closer to Beth Pratt’s home near Yosemite National Park. So Pratt did what homeowners in fire-prone areas are supposed to do: She added a metal roof, traded wood decking for laminate, installed a water tank…