Preparing Vulnerable Communities for Natural Disasters
Preparing Vulnerable Communities for Natural Disasters

During September, which is also National Preparedness Month, CWS’ Emergency Preparedness, Response and Recovery (EPRR) team dedicated its time to equipping vulnerable communities in northern California with the knowledge and tools they need to survive a disaster. September is also a wildfire season, making the…
State Farm projects dropping 1 million policies in California over next five years
State Farm projects dropping 1 million policies in California over next five years

State Farm is projecting that by 2028, the number of policies it issues in California will drop by 1 million, as the insurance giant grapples with financial distress and pulls back from the Golden State. According to a filing submitted to the California Department of…
Homeowners scramble after insurance company hikes rates following major disasters: ‘Doubles down on the bad news’
Homeowners scramble after insurance company hikes rates following major disasters: ‘Doubles down on the bad news’

With prices continually rising, many people cannot afford to pay for insurance, making them vulnerable to financial damage as well as the risk to life that wildfires bring. What’s happening? The Washington Post reported that Allstate has been approved to raise insurance premiums by 34%…
State Farm Expects to Shed 1M Homeowner Policies in California
State Farm Expects to Shed 1M Homeowner Policies in California

State Farm, California’s largest home insurer, expects to cut 1 million policies to stay financially solvent. The Illinois-based firm, whose trademarked jingle is “Like a good neighbor, State Farm is there,” expects it won’t be here for a third of its statewide property insurance policyholders…
How Hurricane Helene could have widespread consequences for homeowners
How Hurricane Helene could have widespread consequences for homeowners

When Hurricane Helene slammed into Florida on Thursday night, it made landfall in the state’s sparsely populated Big Bend, far from the glittering cities with expensive waterfront property to the south. But that didn’t stop Helene from becoming another multibillion-dollar superstorm. The hurricane’s massive size…
Home listings now come with their climate risks—and the results are terrifying
Home listings now come with their climate risks—and the results are terrifying
What a night ~ UP to Good 2024!
What a night ~ UP to Good 2024!

On Friday, September 20th, 2024, friends, colleagues and special guests gathered at DeLoach Vineyards for our annual fundraiser UP to Good! Guests enjoyed a delicious farm-to-table seated dinner with wine pairings followed by an exciting live auction. Funds raised support our services and advocacy work:…
Insurers keep dropping California homeowners. Changes are in the works to try to stop their cherry-picking
Insurers keep dropping California homeowners. Changes are in the works to try to stop their cherry-picking

Many California families are opening their mailboxes and finding a bombshell: a letter from their insurance company saying they’re losing their homeowners insurance coverage, even if they live where you’d think fire risk is low. Many families are asking how these companies can easily drop…
Burglary 101
Burglary 101

At about 2 a.m. an unknown person entered the office complex in the 3800 block of La Crescenta Avenue. The only description of the suspect was that s/he was wearing a dark sweater hoodie, with the hood up, a facemask and shorts. The suspect entered…
A Florida homeowner was dropped by his insurer over drone images of his roof — here’s how to keep your policy intact
A Florida homeowner was dropped by his insurer over drone images of his roof — here’s how to keep your policy intact

When Mike Arman of Oak Hill, Florida, received notice that his home insurance policy wouldn’t be renewed, he was furious about the reason. Despite 52 years without a claim, his insurer claimed his roof was deteriorating based on satellite images, without conducting an in-person inspection.…
Bonny Doon homeowners to hear from state on insurance crisis
Bonny Doon homeowners to hear from state on insurance crisis

California Insurance Commissioner Ricardo Lara has accepted an invitation from the Rural Bonny Doon Association to speak at an online forum at 7:30 p.m. Wednesday, Sept. 25, on the home-insurance crisis facing residents of Santa Cruz County who live in wildfire-prone areas. “All of us…
What to do if you can’t get insurance in California
What to do if you can’t get insurance in California

While plenty of Californians will tell you there’s nowhere they’d rather live, many will also tell you they’re fed up with trying to get affordable home and auto insurance. Still, homeowners insurance is not optional if a house is mortgaged, and all California drivers must…
Coverage shrinks, premiums skyrocket as wildfire risk hits OC multifamily complex
Coverage shrinks, premiums skyrocket as wildfire risk hits OC multifamily complex

At Laguna Village, insurance costs double while damage benefits drop 98% Laguna Village, a townhome community in Laguna Hills, is facing a severe insurance crisis as rising wildfire risks have drastically reduced its coverage while premiums skyrocket. Two years ago, the insurance coverage for the…
California Insurance Commissioner says ‘real change’ coming to homeowners insurance crisis
California Insurance Commissioner says ‘real change’ coming to homeowners insurance crisis

In the last few years, most of California’s major homeowners insurance companies have paused or limited business in the state, citing the rising risk of wildfire, the cost of rebuilding homes and what they consider burdensome state regulations. As a result, hundreds of thousands of…
Anguished homeowners struggle to keep their insurance
Anguished homeowners struggle to keep their insurance

Kerry McCalmont’s insurance company told her to cut down the majestic oak tree towering over her Glendale house if she wants to renew her homeowner’s policy. But there’s a catch. A city ordinance declares that indigenous trees are “natural aesthetic resources” that add “distinction and…
California’s Sustainable Insurance Strategy: What the most extensive insurance overhaul in 30 years means for homeowners
California’s Sustainable Insurance Strategy: What the most extensive insurance overhaul in 30 years means for homeowners

It was a historic summer for California, with 2024 bringing the most severe wildfire season in 16 years. The Park Fire, which began in late July, has burned over 400,000 acres and blazed its way into history books as the fourth-largest wildfire in the state’s…
The best way to protect yourself from the home insurance crisis is also the easiest
The best way to protect yourself from the home insurance crisis is also the easiest

There are countless expensive and arduous ways to protect yourself in California’s home insurance crisis, but brokers say the simplest and most effective may be this: Check your mail. It may seem obvious, but letting a piece of mail from your insurance company fall through…
UP to Good Fundraising Dinner Supporting United Policyholders
UP to Good Fundraising Dinner Supporting United Policyholders

Please join friends, colleagues and special guests at DeLoach Vineyards to enjoy a delicious farm-to-table seated dinner and wine pairing in the beautiful rolling hills of Sonoma County that will raise funds to support United Policyholders, the consumer advocacy non-profit that has your back when…