As Fire Season Approaches, CA Homeowners Face Insurance Woes
As Fire Season Approaches, CA Homeowners Face Insurance Woes

As major companies stop selling new policies in the Golden State, rates are rising sparking fears of an insurance market collapse. The recent decision by the California Department of Insurance to allow Allstate to raise insurance rates for California homeowners is adding to insurance woes…
UC ANR: How Can We Navigate Changes in the California Home Insurance Market Due to Wildfires?
UC ANR: How Can We Navigate Changes in the California Home Insurance Market Due to Wildfires?

A wildfire shockwave recently hit California. Maybe you missed it. While there were no large wildfires threatening homes, and the air wasn’t thick with smoke like in the Northeast from the wildfires in Canada, a shockwave did hit. State Farm, California’s largest home insurance company,…
Advocacy Wins in Colorado! (2023)
Advocacy Wins in Colorado! (2023)

By Lisa Hughes, Marshall Fire Survivor and UP Local Liaison Team UP Colorado worked closely with Insurance Commissioner Mike Conway and Rep. Judy Amabile to enact new consumer protections this legislative session, and we were very pleased to join Governor Polis when he signed HB-23-1174…
Who’s fighting for lower insurance rates in Oklahoma?
Who’s fighting for lower insurance rates in Oklahoma?

News 4 received a lot of reactions to our story on the ever-growing home insurance prices in Oklahoma. One woman tweeted “we are planning to leave Oklahoma in the next couple of years.” The soaring prices have pushed some homeowners to the breaking point. Insurance…
Preparing your home for wildfire season? Here’s what you need to know
Preparing your home for wildfire season? Here’s what you need to know

As a relative newcomer to the North Bay, I’ll admit I didn’t know much about how to best protect my home from wildfires. But, experts tell me there are many misconceptions even among those who are more seasoned, informed and have lived through the trauma…
It’s getting harder and more expensive to insure your California home. What can you do?
It’s getting harder and more expensive to insure your California home. What can you do?

Consumer advocate shares homeowners insurance tips as wildfires make policies harder to get, more expensive Californians are finding it harder and more expensive to insure their homes in the wake of devastating wildfires across the state in recent years. Premiums are rising sharply, even with…
BACH TALK: Consumers need help (with shrinking property insurance affordability and availability)
BACH TALK: Consumers need help (with shrinking property insurance affordability and availability)

Americans today in hurricane, flood and wildfire prone regions (particularly in areas where there have been recent disasters) are paying much higher premiums and having a very hard time finding affordable property insurance options.  This is a national phenomenon that United Policyholders has been helping…
Why it’s becoming harder and more expensive to get homeowners insurance
Why it’s becoming harder and more expensive to get homeowners insurance

Homeowners insurance is becoming more expensive and, in many places, more difficult to find. There’s no sign that the situation is going to get better any time soon. The culprits: climate change, rising costs to rebuild or make repairs and a sharp increase in the…
Homeowners in California and Florida are running out of options to protect their homes
Homeowners in California and Florida are running out of options to protect their homes

As big-name homeowners insurance companies pack up and leave, customers are forced to pay higher premiums for the few insurance options that remain. Droughts and wildfires. Floods and hurricanes. As the losses from these natural disasters skyrocket, a growing number of insurance companies are declining…
State Farm pause in home policies could involve more than wildfires
State Farm pause in home policies could involve more than wildfires

Reserves requirement may put financial pressure on insurer to slow growth There may be more to State Farm Insurance’s pullback from the California homeowners insurance market than wildfire risk. The Illinois-based company’s move may reflect other considerations, from applying political pressure to staying on the…
State Farm’s California freeze: Looming insurance apocalypse or political ploy?
State Farm’s California freeze: Looming insurance apocalypse or political ploy?

When State Farm announced in May that the company would stop writing new homeowners insurance policies in California, it issued a two-paragraph statement by way of explanation. It listed “historic increases in construction costs,” “rapidly growing catastrophe exposure, and a challenging reinsurance market” as the…
Four things California can do as home insurers retreat
Four things California can do as home insurers retreat

After State Farm declared in late May that it wouldn’t sell any new home insurance policies in California, people shopping around for new insurance had one fewer option. When days later it was revealed that Allstate had quietly made the same decision last year, Californians…
How to Get More Affordable Home Insurance as Costs Soar
How to Get More Affordable Home Insurance as Costs Soar

Weather-driven disasters are causing rates to skyrocket in high-risk regions. But there are things owners can do to save on costs. As the 2018 West Fire swept through Alpine, Calif., a small town in the foothills east of San Diego, firefighters were stationed in front…
Insurers Fleeing California Market Want Rate-Hike Flexibility
Insurers Fleeing California Market Want Rate-Hike Flexibility

California’s size makes it “hard for insurers to walk away” State has an unhealthy property insurance market, industry says As property insurers flee California, a state riven by billion-dollar wildfires, mudslides, and the ever-present threat of a catastrophic earthquake, state lawmakers on Wednesday will take…
COVID-19 insurance coverage lawsuit pending in Nevada Supreme Court could be a game-changer
COVID-19 insurance coverage lawsuit pending in Nevada Supreme Court could be a game-changer

Some Nevada business owners eagerly await a Nevada Supreme Court ruling about COVID-19 insurance coverage. The decision could set precedent on whether insurance companies need to reimburse businesses for pandemic-related losses. The owner of Las Vegas Strip open air mall Grand Bazaar Shops, JGB Retail,…
Marin homeowners rattled as insurers bail over fire risks
Marin homeowners rattled as insurers bail over fire risks

When Larkspur resident Anita Bock heard that her insurer, State Farm, stopped writing new policies in California, she immediately called her agent to ask if she would lose her coverage — again. “He said that at this point in time, there’s no indication that’s going…
Recovery for 2013 Black Forest fire survivors boosted by Waldo Canyon volunteers
Recovery for 2013 Black Forest fire survivors boosted by Waldo Canyon volunteers

Mentoring programs and kvetching groups created out of the ashes of the Black Forest fire formed bonds so strong that a decade later many relationships are still intact — much like chards of china that withstand a blaze because the ceramic itself had been born…
Home Insurers Curb New Policies in Risky Areas Nationally
Home Insurers Curb New Policies in Risky Areas Nationally

Pullback goes beyond California and Florida as insurers face climate risks and inflation Read the article here.