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It’s free and safe! We never sell or share our membership or mailing lists. An independent voice and resource for insurance consumers. For 20 years United Policyholders (UP) has been helping to level the playing field between powerful insurance companies and the people that need them most. United Policyholders is a non-profit organization that is a voice and an information resource for insurance consumers in all 50 states. Our work is funded by foundations and donations from individuals and businesses. We do not accept funding from insurance companies.