January 13, 2017

Nearly 30 years ago, consumer activist Harvey Rosenfield wrote and helped qualify Proposition 103, the November 1988 ballot measure that overhauled state regulation of home and auto insurance rates.

The initiative, dubbed by supporters as the “Voter Revolt to Cut Insurance Rates,” also contained a provision that got little attention during one of the most expensive campaigns in state...

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January 11, 2017

Shopping for home insurance can be a challenge if you have a dog--especially if its breed is seen as dangerous. This guide will help you get a policy (and affordable rate) regardless.

 

pit bull dog

 

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December 13, 2016
Today California Insurance Commissioner Dave Jones received the Excellence in Consumer Advocacy award at the National Association of Insurance Commissioners' (NAIC) Fall National Meeting. The award, from consumer representatives, honors the insurance regulator found to most effectively represent and advance the interest of consumers. 
 
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December 12, 2016
Is it time to fire your insurance agent or broker?
 
"If they're not serving you, helping you and giving you good guidance, you should break up with them," says Amy Bach, executive director of United Policyholders, a San Francisco-based insurance consumer advocacy group.
 
But while breaking up is not hard to do, it's fraught with...
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December 3, 2016
The Florida Supreme Court has overturned a lower-court ruling that would have made it harder for policyholders to collect on insurance policies when there is more than one cause for their losses.
 
At issue in Sebo v. American Home Assurance Co. was competing doctrines for resolving claims under all-risk policies in those circumstances.
 
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December 1, 2016
In a case watched by insurance-industry groups, the Florida Supreme Court on Thursday ruled against an insurer in a dispute about paying for damage to a multimillion-dollar Naples home that had to be demolished after a combination of construction defects and water intrusion.
 
The case dealt with widespread water damage sustained in 2005 --- including when...
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November 22, 2016

If you’re about to buy a home you’re also probably trying to save money wherever you can, which includes finding an affordable homeowners insurance policy. But guess what? If the seller has a history of one or more insurance claims on that property, you could wind up footing the bill and paying more for insurance in the long run.

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November 17, 2016
Rutgers Law School’s Camden, N.J., location, in collaboration with United Policyholders, is seeking to improve homeowners’ insurance nationally through its recently launched project.
 
The Rutgers Center for Risk and Responsibility at Rutgers Law School in Camden and United Policyholders have launched a national project that analyzes state laws to ensure...
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November 17, 2016
Nonprofit policyholder advocacy group United Policyholders on Tuesday asked the Seventh Circuit to order two insurers to cover window maker Kolbe & Kolbe Millwork Co. Inc.'s costs to defend a class action over defective windows, arguing that the lower court's ruling is contrary to Wisconsin law and would improperly curtail the insureds' coverage.
 
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November 14, 2016
A home is perhaps the single largest investment of a person’s life. When someone takes out a mortgage, they are also required to take out a homeowners’ insurance policy that is acceptable to their lender. If they let the policy lapse for any reason, while still owing on the mortgage, the loan will go into default.
 
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