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The City of Los Angeles, following the Palisades Fire, will fast-track approvals and waive many permitting fees for a rebuilt home that is no more than 10% larger in square footage than the dwelling before the fire. If we take advantage of this frankly generous…

I lost my house in the Tubb’s Fire and I am just now getting final numbers on the rebuild cost. In 2013 my neighbors house caught on fire and damaged several of our separate structures and garage. At the time I was underinsured in my…

During a recent rainstorm, water entered our home through the roof where clay tiles had been broken—either by the electrician who installed an electrical panel or by Edison personnel who went onto the roof to inspect the work. We were unaware of the broken tiles…

Hi, I am a renter who lost my home and business in the eaton fire in Altadena last year. I am looking for a professional cpa and/or financial advisor or both to help me strategize my recovery and ensure that my tax filing takes full…

We have a smoke-damaged house from the Eaton Fire that is currently in a legal dispute with our insurance company over remediation down to the studs. After watching UP’s webinar on taxation, it’s clear there are significant complexities involving multiple parties (insurance, SCE, etc.). I…

If a survivor of the 2025 Great Palisades Fire insured with State Farm declines to prepare a list of lost personal property due to psychological trauma associated with the task, what is the appropriate way to proceed with the claim? State Farm has already advanced…

Complete loss of house in Palisades Fire, I have CA Fair Plan insurance, they’ve paid all buckets except $20k plants, $25k debris removal, and $160k code upgrade. Since they must pay me these amounts whether i rebuild or buy a replacement property, why will they…

I’m looking for guidance on an ALE issue stemming from prolonged carrier delays. I experienced a significant interior flooding loss that left my condo unit fully gutted and uninhabitable. For approximately six months, I received inconsistent and conflicting guidance from my insurer regarding whether my…

I saw somewhere that when a state of emergency is declared in California, additional time is allowed to submit a requested sworn statement of proof of loss. I understand that it is normally 60 days from the request, but I thought I saw that it…

The home we lost in the Eaton Fire consisted of a two-story front house of approximately 2,700 sq. ft. and a rear unit of about 500 sq. ft., for a total of roughly 3,200 sq. ft. of living space. The design-build firm we are currently…

How do insurance carriers qualify a home as "habitable" when it comes to ending ALE under a policy holder’s coverage C provision? By way of an example, our home contained moderate – severe heavy metal contamination from the Eaton Wildfire. We had our home remediated, and post…

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We have identified a replacement property for our Eaton Fire loss that the insurer has approved as being of ‘like kind and quality.’ However, we are still negotiating the final Replacement Cost Value (RCV) of our original home. Can we proceed with purchasing this replacement…

We lost our home in the Eaton Fire last year. A family member owns a property that we would like to purchase as our replacement home. This property is similar to what we lost. Is it allowed to purchase a replacement home from a family…