What’s UP? ENews is Back!
What’s UP? ENews is Back!

Roadmap to Recovery Thanks to a grant from the Austin Community Foundation, UP is currently providing wildfire insurance recovery support services in Bastrop, Texas (a half hour southeast of Austin). The homes of thousands of families were destroyed or damaged in a fast-moving wildfire in…
Life… consider the alternative
Life… consider the alternative

If you’re thinking about buying or updating a life insurance policy, or supplementing one your employer provides, your first task should be to find a reputable, experienced broker. Even the most traditional life insurance policies can have a “catch” – be it premiums that skyrocket…
Consumer Groups Speak Their Piece on Regulation to FIO
Consumer Groups Speak Their Piece on Regulation to FIO

Consumer representatives to the National Association of Insurance Commissioners say in a letter to the Federal Insurance Office that effective insurance regulation requires greater transparency and substantive regulation.The letter also says that insurance regulation through market competition “would be inadequate,” and adds that regulatory modernization…
Insurers setting the stage for rate hikes
Insurers setting the stage for rate hikes

Insurers stress ’11 a costly year, suggest rate hikes aheadBy ANITA LEE – calee@sunherald.comRecord insured losses globally in 2011 mean insurance companies will pay more for their own policies, called reinsurance, which is expected to lead to higher property insurance rates for policyholders.Representatives of Munich…
Take Advantage of UP
Take Advantage of UP

As another busy year winds to a close, take a moment to browse UP’s new website and take advantage of all we have to offer: A “Deals and Discounts” section where you’ll find discounts on Home Improvement items, Earthquake Kits and Green Cleaning Products that…
Insurance Reform Legislation
Insurance Reform Legislation

UP and wildfire survivors applaud policyholder protection legislation introduced in Colorado. United Policyholders is in our second year helping Boulder residents who were impacted by the September, 2010 “Fourmile Canyon” Wildfire. Through a series of educational workshops, outreach and services in coordination with Fourmile Fire…
Saving on your insurance
Saving on your insurance

Everyone can use some extra money in their pocket during the holiday season. UP always encourages consumers to raise their deductible. Here are a few more tips for saving on your insurance from two members of our Agent/Broker Advisory Board: “Make sure you are taking…
The Great Shake Out: Drop, Cover and Hold On!
The Great Shake Out: Drop, Cover and Hold On!

United Policyholders will be participating in The Great California ShakeOut, and we hope you will too. What we do now, before a big earthquake, will determine what our lives will be like afterward. The ShakeOut is a statewide earthquake drill that will occur in houses,…
Model indicates coastal insurance rates should be lower, so why don’t they drop?
Model indicates coastal insurance rates should be lower, so why don’t they drop?

Are most residents of the Mississippi and Alabama coasts due big price cuts for homeowners insurance — maybe as much as 34 percent in Baldwin County, for example? That’s one of the findings suggested in an analysis presented by modeling firm Risk Management Solutions to…
Health Insurance CheckUP
Health Insurance CheckUP

If you’re looking at health insurance options, remember to compare features and costs “apples to apples.” Try using new tips and a shopping checklist from the National Association of Insurance Commissioners. If your insurer/HMO has dropped you and you suspect it was because you have…
RRGs thriving 25 years after law’s passage; Alternative vehicles provide affordable, stable coverage
RRGs thriving 25 years after law’s passage; Alternative vehicles provide affordable, stable coverage

WASHINGTON—Passage of the Liability Risk Retention Act 25 years ago unlocked the potential of risk retention groups to provide a highly efficient way for organizations to band together to form group captives.When Congress passed the LRRA in October 1986, it was the second time lawmakers…
Lloyd’s of London Settles Class Action Lawsuit
Lloyd’s of London Settles Class Action Lawsuit
Tenacious P(olicyholder)
Tenacious P(olicyholder)

Listing and valuing damaged or stolen property and negotiating a settlement with your insurer can cost you a lot of time and money. But unless it’s a business loss, you’ll have to be tenacious to get your insurer to reimburse you for expenses related to…
Allstate Agents Group Approves Union Affiliation
Allstate Agents Group Approves Union Affiliation

Members of the National Association of Professional Allstate Agents approved to affiliate with the Office and Professional Employees International Union by an overwhelming majority in an effort to have more say over the future of their agencies.OPEIU, a member of the AFL-CIO, says 94 percent…
Top insurance cop?
Top insurance cop?

Every state has a top insurance cop (regulator) whose job includes protecting consumers and making sure the insurance companies doing business in their state are financially strong enough to pay claims. Each has his/her own view on what “protecting consumers” means and how far they…
Mason City restaurant owners seek ‘bad faith’ damages in lawsuit
Mason City restaurant owners seek ‘bad faith’ damages in lawsuit

MASON CITY – The owners of a Mexican restaurant destroyed in a fire in 2007 who were awarded $236,901 in breach of contract damages from their insurance company by a Cerro Gordo County jury earlier this year are now suing the company for bad faith…
Overwhelmed and Underinsured
Overwhelmed and Underinsured

Those two words describe the people in Missouri, Alabama and Arizona whose homes were recently wiped out. The fact is, about 2/3 of the homes in the United States are underinsured.1 UP can help you be in the third that are not. You probably think you’re already…
Missouri Storm Victims Battle for Insurance Payouts
Missouri Storm Victims Battle for Insurance Payouts

ST. LOUIS, MO (KTVI-FOX2Now.com)— Not quite two months after the good Friday tornado in St. Louis county, property owners report a wide variation in progress toward reconstruction. Some repair jobs are underway but dozens of property owners are still battling over insurance payouts. These three…