Legislation Would Split Costs on Concurrent Wind/Water Hurricane Claims
Legislation Would Split Costs on Concurrent Wind/Water Hurricane Claims
Fire Victims Say They’re Getting Burned By Insurers, Too
Fire Victims Say They’re Getting Burned By Insurers, Too
Hot button words to avoid when making an insurance claim
Hot button words to avoid when making an insurance claim

When talking to a claim representative or insurer, it’s wise to choose your words carefully. A claim can get off to a bad start if you report it using “hot button” words like “mold” or “flood.” Those words may sound harmless to you – but…
Recent graduates: You can go home again … (at least for health insurance!)
Recent graduates: You can go home again … (at least for health insurance!)

Whether your graduating baby bird is returning to the nest or taking flight, you want them to have health insurance. Most students lose their coverage when they turn 19 or graduate high school or college. The good news: Obama’s healthcare reforms extend coverage to all…
April Showers, Nature’s Power
April Showers, Nature’s Power

The threat of mudflow/landslides from heavy winter rains is subsiding in most areas of the country. But especially in hilly areas that have been deforested by wildfires or development, homeowners need to remember that: Burned vegetation and tree removal can cause soil erosion, land destabilization…
Anthem Blue Cross insureds in California just got a temporary reprieve from a BIG rate increase of up to 39%, but premiums across the country continue to climb.
Anthem Blue Cross insureds in California just got a temporary reprieve from a BIG rate increase of up to 39%, but premiums across the country continue to climb.

What can you do when your health premium jumps? Ask if your insurer offers any discounts for health club or fitness class enrollment. Find out if a “Consumer Driven Health Plan” such as a Flexible Spending Account (FSA), Health Savings (HSA) or Health Reimbursement account…
Speak UP: Talk so your insurer will hear you
Speak UP: Talk so your insurer will hear you

Here are just a few of UP’s many tips for communicating effectively with an insurance company: Create a paper trail. Be proactive: Document your losses and make specific reimbursement requests. Use good grammar, be polite, be persistent. Remember you’re in a business negotiation and not…
Need quick, useful gifts for the holidays?
Need quick, useful gifts for the holidays?

How about buying an emergency kit or safety supplies for the people on your gift list this year?  They’re non-fattening and really useful! Click on one of the images below to start shopping at UP partner Your Safety Place. Enter promotion code UP10 at checkout to get…
Buy Your Safety Supplies at 10% off and Support UP
Buy Your Safety Supplies at 10% off and Support UP

Essential supplies for making your home or workplace emergency-ready can be purchased at 10% off from United Policyholders’ newest preparedness partner, Your Safety Place. And, not only will you get the discount, but Your Safety Place will donate 10% of your purchase to support our…
The Great Shake Out: Drop, Cover and Hold-On!
The Great Shake Out: Drop, Cover and Hold-On!

To commemorate the 20th anniversary of the Loma Prieta Earthquake, United Policyholders is participating in The Great California Shake Out today at 10:15 AM! Find more information about this drill at shakeout.org and get ready to Drop, Cover and Hold On! The Great Misconception: Time…
No Time Like the Present
No Time Like the Present

The 2009 wildfire season in California has gotten off to an early raging start. If you live in an area at high risk for fire (or any natural disaster), we strongly urge you to create an inventory of your home’s contents as a precaution. The…
Your Car, Your Choice
Your Car, Your Choice

Your car mechanic is like your spouse – once you find a good one, you try to hold on to them for life. And no one should interfere with this relationship, including your insurance company. If your car is damaged in an accident and needs…
Have Insurance, Will Travel
Have Insurance, Will Travel

Traveling can be one of life’s greatest joys, but injuries or other unpleasant surprises can put a crimp in your plans. Travel insurance isn’t for everyone, but if you think you might need it, here are a few things to consider: There are many travel…
Weak State Regulation Highlights the Need for Federal Oversight of Health Premiums
Weak State Regulation Highlights the Need for Federal Oversight of Health Premiums
PCI Makes Case Against Adding Federal Windstorm Insurance to the NFIP
PCI Makes Case Against Adding Federal Windstorm Insurance to the NFIP
The battle of the ages still rages: Should McCarran-Ferguson be scrapped in favor of an optional federal charter?
The battle of the ages still rages: Should McCarran-Ferguson be scrapped in favor of an optional federal charter?
One Policy, Multiple Coverages
One Policy, Multiple Coverages
In the hard fought battle after Hurricane Katrina of homeowner versus insurance company, it at first appeared the policyholder would prevail. But time has shown that, on appeal, the insurer almost always wins
In the hard fought battle after Hurricane Katrina of homeowner versus insurance company, it at first appeared the policyholder would prevail. But time has shown that, on appeal, the insurer almost always wins