Shopping resources for insurance consumers
Shopping resources for insurance consumers

To: Interested Parties From: Amy Bach, Executive Director, United Policyholders , amy@uphelp.org Re: Shopping resources for insurance consumers Date: February 23, 2011 Through a “Roadmap to Preparedness” (R2P) program, non-profit United Policyholders is working hard throughout the United States to educate consumers on the importance…
Here’s to a Healthier New Year
Here’s to a Healthier New Year

As pieces of the Patient Protection and Affordable Care Act go into effect, UP will continue to explain new options and rules. In our June 2010 Tip of the Month we touched on the new protection that went into effect for parents who want to put their children…
Whistleblower suit filed against Allstate Insurance unsealed in federal court
Whistleblower suit filed against Allstate Insurance unsealed in federal court
Questions and Answers on Enrollment of Children Under 19 Under the New Policy that Prohibits Pre-Existing Condition Exclusions
Questions and Answers on Enrollment of Children Under 19 Under the New Policy that Prohibits Pre-Existing Condition Exclusions
Insurers’ Black Box: Now-Secret Claims Denial Rates Could Tell Consumers a Lot About Their Insurance Company
Insurers’ Black Box: Now-Secret Claims Denial Rates Could Tell Consumers a Lot About Their Insurance Company
P-U! Is sewage backup covered?
P-U! Is sewage backup covered?

Stinky sewage back-up and overflowing drains are a very common cause of damage to homes and businesses, especially those located in flat areas or near the bottom of slopes. Many policies now exclude coverage for the clean-up and repairs, but for a mere $20 a…
Take advantage and share the wealth
Take advantage and share the wealth

Take advantage of the wealth of information at www.uphelp.org and our network of professional insurance consumer advocates throughout the United States. We add new content to our website every week. ‘Tis the season to share: Tell your friends, relatives and colleagues about UP – let them…
A World of Hurt: Exams of Injured Workers Fuel Mutual Mistrust
A World of Hurt: Exams of Injured Workers Fuel Mutual Mistrust
Insurance Commissioners loom large in health care law
Insurance Commissioners loom large in health care law
San Diego County Roadmap to Preparedness Outreach and Education
San Diego County Roadmap to Preparedness Outreach and Education

Preparedness in the News: Resolutions to keep your family safe Insurance Commissioner: Time to Prepare for Wildfires Neighborhood Watch Meeting Draws Dozens Of Residents Disaster Preparedness Workshop Set Be “insurance assured” as wildfire season approaches Guest Speaker Shares Insurance Buying Tips With RB Community Council…
Whose money is talking?
Whose money is talking?

Whether it’s a damage report from a vendor hired by your insurer or a political ad…a savvy consumer needs to know whose money is behind the message. Is there a hidden agenda or can you trust what you’re hearing or reading? Who is paying to…
Water water everywhere…and not a drop of coverage?
Water water everywhere…and not a drop of coverage?

We’re not there yet, but we’re getting close, and UP is trying to stop the trend. It’s commonly known that you have to buy separate coverage for flood damage because it’s been excluded under most property policies for a long time. But water damage from…
Your Home, Your Choice
Your Home, Your Choice

Whether your home was damaged by something as wild as a tornado or as commonplace as an overflowing washing machine, your insurer may suggest a contractor to do the repairs. They may call them “preferred” but that doesn’t mean you’re forced to hire them to…
California Insurance Companies Who Submitted Responses to 2009 Climate Risk Disclosure Survey
California Insurance Companies Who Submitted Responses to 2009 Climate Risk Disclosure Survey
Legislation Would Split Costs on Concurrent Wind/Water Hurricane Claims
Legislation Would Split Costs on Concurrent Wind/Water Hurricane Claims
Fire Victims Say They’re Getting Burned By Insurers, Too
Fire Victims Say They’re Getting Burned By Insurers, Too
Hot button words to avoid when making an insurance claim
Hot button words to avoid when making an insurance claim

When talking to a claim representative or insurer, it’s wise to choose your words carefully. A claim can get off to a bad start if you report it using “hot button” words like “mold” or “flood.” Those words may sound harmless to you – but…
Recent graduates: You can go home again … (at least for health insurance!)
Recent graduates: You can go home again … (at least for health insurance!)

Whether your graduating baby bird is returning to the nest or taking flight, you want them to have health insurance. Most students lose their coverage when they turn 19 or graduate high school or college. The good news: Obama’s healthcare reforms extend coverage to all…