January 30, 2023 Catch UP on water and mold damage with Kris Griffith In this Catch UP segment, restoration and remediation contractor Kristofer Griffith of Anderson Group International shares insights on water and mold damage repairs and insurance.
January 23, 2023 After the Storm: Insurance and recovery tips for wind-driven rain, flooding and storm damage United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states. UP has helped guide disaster survivors on the road to recovery since 1991. Use this information along with the 2023 Winter Storm Disaster Recovery…
January 16, 2023 Insurance denied: More Coloradans can’t get homeowner’s insurance because of wildfire risk More and more Colorado homeowners across the state are being denied homeowners insurance because of wildfire risk. Now, the state insurance commissioner, state lawmakers, and homeowners are working together on a solution, as the insurance industry issues a warning. Colorado homeowners being denied insurance On…
January 11, 2023 FEMA can help California communities recover under the Stafford Act When disaster hits, FEMA can help communities recover under the Stafford Act (Disasterassistance.gov). If a Disaster Declaration is issued, it can be either a Emergency Declaration (to supplement state, local, and tribal government efforts to provide debris removal and emergency protective measures or to lessen/avert…
December 23, 2022 Tis the Season to Get Prepared Need a last minute holiday gift? Give the people you love peace of mind by helping them be financially resilient and prepared. This Give Peace of Mind Gift Catalog is full of free tips to help spark important discussions and actions around disaster preparedness. Whether you are traveling…
December 21, 2022 Home insurance availability, affordability AND quality is shrinking: States and the Feds must coordinate and take action to protect homeownership in the US We support the Federal Insurance Office in their efforts to gather national data to get a clear picture of how insurers are adapting their operations in response to climate change, and how their actions are impacting property insurance affordability and availability across the nation. …
December 16, 2022 2022…it’s a WRAP* As another productive work year draws to a close for Team UP, we can celebrate the holidays knowing we’ve helped many people overcome disaster recovery and insurance challenges in 2022 and been an effective champion for consumers on many fronts. Through our work with elected…
December 12, 2022 Ain’t no Sunshine When Policyholders’ Leverage is Gone It looks like the Florida legislature is about to pass a set of radical amendments that will deprive property owners in the Sunshine State of the power to enforce the laws that give them the right to be treated fairly by insurance companies…and with no…
November 29, 2022 Volunteering pays dividends… We hope you had a wonderful Thanksgiving, wherever and however you celebrated. This month’s tip is a message of gratitude for the many volunteers that help our nonprofit make a BIG, positive impact on people’s lives all across the nation, all year long. Our professional…
October 31, 2022 Scary insurance premiums…what to do? Home and business insurance premiums in hurricane and wildfire prone regions have jumped to scary levels…Those who can’t afford the increases are increasingly “going bare” if they own their homes outright. Those with mortgages are going deeper into debt to pay for mandated insurance. Bundling…
October 12, 2022 Hurricane Ian UPdate & Roadmap to Recovery Info The amount of destruction, dislocation and loss of life caused by Hurricane Ian is still being calculated, but it’s horrendous, record-breaking and very sad. Fortunately this is not Florida’s first hurricane – and help resources are pouring in. United Policyholders has set up a Hurricane…
October 4, 2022 Who can home and business owners impacted by Hurricane Ian trust? The amount of destruction, dislocation and loss of life caused by Hurricane Ian is still being calculated, but it’s horrendous, record-breaking and very sad. Wind damage is bad enough, but when combined with water, repairs are challenging and drying out is essential. Qualified and reputable…
September 29, 2022 Avoiding post-loss scams Sad to say, there are opportunistic people who have refined the art of going into areas hit by disasters and peddling a range of scams. Knowing victims are vulnerable, stressed, and in need of repair and rebuilding help and good news, these people take advantage.…
September 22, 2022 UP and WRAP partners testify before Congress on insurance challenges and progress in wildfire-prone states On September 22, 2022, in invited testimony before the U.S. House Committee on Financial Services, Subcommittee on Housing, Community Development and Insurance, Executive Director Amy Bach presented consumer viewpoints and initiatives that are underway to restore affordable insurance options for property owners in wildfire-prone regions.…
September 14, 2022 We got UP to Good! Thank you for supporting United Policyholders On Friday, September 9th, 2022, wildfire survivors, public officials and generous businesses and individuals gathered outdoors at the elegant and historic Buena Vista Winery to raise funds for the our Roadmap to Recovery, Preparedness and Advocacy programs. Funds raised in connection with this event…
September 9, 2022 Guest Blog: Florida Joins the Reinsurance Business As Florida residents, we learn to expect rain on our parade. But Florida policyholders are enduring rising insurance premiums and a drought in available insurance while lawmakers deliver mixed results. Why is this happening? REINSURANCE An insurance rating company, Demotech Inc., recently reviewed Florida’s legislative…
September 8, 2022 CDI Regulations Moving Forward United Policyholders is pleased to share the news that the California Department of Insurance has now announced its intention to formally move forward with its proposed “Mitigation in Rating Plans and Wildfire Risk Models” regulations. Once formally adopted, the regulations will legally require insurers to…
August 24, 2022 Using Social Media Strategically Your insurance company likely uses social media to promote their feel good, “we’re here for you” brand. That’s their business strategy. But if your insurance claim is not moving forward and/or you are being treated unfairly – it does not feel good. You need your…
